Comparison

CashNow vs eLendly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CashNow

Apply for instant personal loans quickly and easily. This app offers cash advances with a simple application process, even without a bank account or credit card. Funds are transferred directly to your bank account upon approval.

Highlights
  • Instant loan application
  • AI-powered credit assessment
  • No bank account or credit card required
  • Funds transferred to bank account
  • Simple 5-step process
  • Loan amounts up to AED 1,500
Features
Read full description

Fast, transparent personal loans for UAE residents CashNow lets you secure an instant loan straight from your phone. Our simple 5-step application process can be completed in under five minutes and you can receive funds in their bank account within minutes after approval. ---------------------------------------------------------------------------------------------------------------- What makes CashNow stand out? Real speed – apply, get a decision, and get approved - on the same day. Fixed, easy pricing – AED 150 processing fee plus a flat 6 % interest for the full three-month term. No hidden extra charges. Licensed & regulated – CashNow (Quantix Technologies) is licensed by the Central Bank of the UAE Paper-free – just your Emirates ID and basic details; no credit documents or bank documents Full control – track disbursement, repayment dates, and loan balance inside the app. Data security – Your personal information is safe with us.  Options for everyone: We have variety of lending options from small loans starting from AED 100 to upto AED 30,000. Your repayment history and your credit behaviour can unlock various limits for you.  ---------------------------------------------------------------------------------------------------------------- Simple cost example You choose to borrow AED 1,500 at a 3 month tenure: → we deposit AED 1,350 in your account after deducting the AED 150 fee → repay AED 530 each month for three months (total AED 1,590) Your repayment amount is fixed on day one—no surprises later. ---------------------------------------------------------------------------------------------------------------- Eligibility → UAE residents aged 20 – 55 → Valid Emirates ID → Regular monthly income ---------------------------------------------------------------------------------------------------------------- How to get your quick loan → Download & install CashNow (it’s free). → Sign up and KYC with Emirates ID → Choose how much you need. → Submit—fill out some basic details and submit. You get a near instant decision on your application Receive the money in your bank account if approved, usually within minutes. That’s it—no branch visits, no paperwork. ---------------------------------------------------------------------------------------------------------------- FAQ Is CashNow safe? Yes. We are a licensed and regulated entity by Central Bank of UAE and comply with all UAE lending regulations. Can I repay early? Absolutely. Early settlement is allowed at any time with a small fee. What if I’m declined? Our risk algorithm updates frequently so make sure to keep applying every few days!! Your application status will not reflect your credit score. ---------------------------------------------------------------------------------------------------------------- Download CashNow today and solve your cash needs—fast, fair, and fully transparent. *T&C Apply

About

eLendly

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Highlights
  • Automate subscriptions
  • Lend and borrow with friends
  • Track finances
  • Investment tracking
Features
Read full description

Automate your subscriptions, Lend/Borrow from a friend and track your finances

Screenshots

CashNow4 screens
eLendly4 screens

Verdict

The call

The clearest difference is review sentiment: CashNow at 77% against eLendly's 7%. CashNow also leads on rating (4.5 vs 2.2) and ratings volume (2.7K vs 49). eLendly's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CashNow holds the better App Store score, 4.5 against 2.2. That said, the two scores are not equally well evidenced: CashNow has 2.7K ratings behind it against 49, so its average is the more settled of the two. Written reviews point the same way: 77% of CashNow's written reviews are positive against 7% of eLendly's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 24, 2026 and September 16, 2026 respectively.

Scorecard4 real differences · 6 level
CashNow versus eLendly: the parameters behind the verdict, then further details
ParameterCashNoweLendly
PriceFreeFree
Rating4.5 (2.7K ratings) — better2.2 (49 ratings)
Positive reviews77.0% of reviews — better6.7% of reviews
Number of ratings2.7K — better49
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.012.0 — better
Further details — not scored
Size179 MB70 MB
Age rating4+4+
DeveloperQuantix Technology Projects L.L.C.Elendly Limited

Customer experience

CashNow

All ratings552 ratings
Positive85.9%
Neutral3.8%
Negative10.3%
Written reviews100 reviews
Positive77.0%
Neutral0.0%
Negative23.0%

eLendly

All ratings49 ratings
Positive26.5%
Neutral8.2%
Negative65.3%
Written reviews15 reviews
Positive6.7%
Neutral0.0%
Negative93.3%

Bugs and requests

CashNow

Reported bugs

4 issues
  • OTP not received
  • Loan approval issues
  • Repayment tracking problems
  • Customer service communication breakdowns

Requested features

4 requests
  • Lower interest rates
  • More flexible repayment options
  • Ability to change country
  • Improved app stability

eLendly

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CashNow

No in-app purchases

None

eLendly

No in-app purchases

Questions

Is CashNow free?
CashNow is free to download, with no in-app purchases.
Is eLendly free?
eLendly is free to download, with no in-app purchases.
Which has better reviews, CashNow or eLendly?
CashNow is rated higher. CashNow averages 4.5 out of 5 from 2.7K ratings, while eLendly averages 2.2 from 49 ratings.
Do CashNow or eLendly have ads?
Neither CashNow nor eLendly shows ads.
Which is updated more often, CashNow or eLendly?
CashNow ships an update every 2 months, and eLendly every 2 months. Most recently, CashNow was updated on September 24, 2026 and eLendly on September 16, 2026.

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