CashNow vs eLendly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CashNow
Apply for instant personal loans quickly and easily. This app offers cash advances with a simple application process, even without a bank account or credit card. Funds are transferred directly to your bank account upon approval.
- Instant loan application
- AI-powered credit assessment
- No bank account or credit card required
- Funds transferred to bank account
- Simple 5-step process
- Loan amounts up to AED 1,500
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Fast, transparent personal loans for UAE residents CashNow lets you secure an instant loan straight from your phone. Our simple 5-step application process can be completed in under five minutes and you can receive funds in their bank account within minutes after approval. ---------------------------------------------------------------------------------------------------------------- What makes CashNow stand out? Real speed – apply, get a decision, and get approved - on the same day. Fixed, easy pricing – AED 150 processing fee plus a flat 6 % interest for the full three-month term. No hidden extra charges. Licensed & regulated – CashNow (Quantix Technologies) is licensed by the Central Bank of the UAE Paper-free – just your Emirates ID and basic details; no credit documents or bank documents Full control – track disbursement, repayment dates, and loan balance inside the app. Data security – Your personal information is safe with us. Options for everyone: We have variety of lending options from small loans starting from AED 100 to upto AED 30,000. Your repayment history and your credit behaviour can unlock various limits for you. ---------------------------------------------------------------------------------------------------------------- Simple cost example You choose to borrow AED 1,500 at a 3 month tenure: → we deposit AED 1,350 in your account after deducting the AED 150 fee → repay AED 530 each month for three months (total AED 1,590) Your repayment amount is fixed on day one—no surprises later. ---------------------------------------------------------------------------------------------------------------- Eligibility → UAE residents aged 20 – 55 → Valid Emirates ID → Regular monthly income ---------------------------------------------------------------------------------------------------------------- How to get your quick loan → Download & install CashNow (it’s free). → Sign up and KYC with Emirates ID → Choose how much you need. → Submit—fill out some basic details and submit. You get a near instant decision on your application Receive the money in your bank account if approved, usually within minutes. That’s it—no branch visits, no paperwork. ---------------------------------------------------------------------------------------------------------------- FAQ Is CashNow safe? Yes. We are a licensed and regulated entity by Central Bank of UAE and comply with all UAE lending regulations. Can I repay early? Absolutely. Early settlement is allowed at any time with a small fee. What if I’m declined? Our risk algorithm updates frequently so make sure to keep applying every few days!! Your application status will not reflect your credit score. ---------------------------------------------------------------------------------------------------------------- Download CashNow today and solve your cash needs—fast, fair, and fully transparent. *T&C Apply
eLendly
Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.
- Automate subscriptions
- Lend and borrow with friends
- Track finances
- Investment tracking
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Automate your subscriptions, Lend/Borrow from a friend and track your finances
Screenshots
Verdict
The clearest difference is review sentiment: CashNow at 77% against eLendly's 7%. CashNow also leads on rating (4.5 vs 2.2) and ratings volume (2.7K vs 49). eLendly's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CashNow holds the better App Store score, 4.5 against 2.2. That said, the two scores are not equally well evidenced: CashNow has 2.7K ratings behind it against 49, so its average is the more settled of the two. Written reviews point the same way: 77% of CashNow's written reviews are positive against 7% of eLendly's.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 24, 2026 and September 16, 2026 respectively.
| Parameter | CashNow | eLendly |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2.7K ratings) — better | 2.2 (49 ratings) |
| Positive reviews | 77.0% of reviews — better | 6.7% of reviews |
| Number of ratings | 2.7K — better | 49 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 179 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | Quantix Technology Projects L.L.C. | Elendly Limited |
Customer experience
CashNow
eLendly
Bugs and requests
CashNow
Reported bugs
4 issues- OTP not received
- Loan approval issues
- Repayment tracking problems
- Customer service communication breakdowns
Requested features
4 requests- Lower interest rates
- More flexible repayment options
- Ability to change country
- Improved app stability
eLendly
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CashNow
No in-app purchases
eLendly
No in-app purchases









