Comparison

FriMi vs Self Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FriMi

This digital banking app offers a comprehensive lifestyle experience, combining banking, saving, and payments in one place. Manage multiple bank accounts, pay bills, transfer funds, and explore lifestyle services. It provides a secure and personalized financial management tool.

Highlights
  • Digital onboarding without bank visits
  • Manage multiple bank accounts
  • Bill payments and fund transfers
  • Virtual and physical debit cards
  • Savings tools and digital FDs
  • QR code payments
  • Lifestyle services marketplace
Features
Read full description

FriMi by Nations Trust Bank is Sri Lanka's first fully-fledged digital banking experience, effortlessly blending banking, saving, and payments, all wrapped up in one single lifestyle app packed with loads of awesome features. Take control of your financial freedom and live effortlessly. - Effortless onboarding journey – sign up using your smartphone without the need for any bank visits - Add & manage all your Nations Trust Bank accounts & your cards to FriMi and manage them effortlessly - Add your other bank accounts to FriMi & manage money from one app - FriMi is now trilingual - select Sinhala, Tamil or English based on your preference - Personalize your home screen widgets with a long press—add, remove, and move them around just the way you like - Swiftly transfer your funds to any bank account from anywhere, at any time - Settle all utility bills & credit card dues from one app - No more waiting for physical bills! FriMi bill presentment enables you to see your monthly outstanding dues of partner billers through the app. - Send money, receive money and use tokens to move your money instantly - Effortlessly schedule bill payments, card payments and fund transfers with the Pay Later & schedule payments option - Add your frequent payments and transfers to favourites and pin them on top for ultra-quick access - Request either a virtual debit card for online payments or a cool vertical physical debit Mastercard, perfect for both online and offline transactions all over the world - Tailor your savings journey with FriMi's Savings Pot, Round Up, Bucketlist, and Digital FDs - Guess what? We've just rolled out dark mode in the app! Now you can switch to a sleek visual experience, whenever you want - Personal Finance Management is now available. It’s a new way to stay in control of your money. Check it out! - Effortlessly pay with QR codes at any LANKAQR enabled merchant, and now, you can access QR payments with just a simple swipe of home screen to the right - Enjoy the freedom to make all payments with your FriMi account, any other linked bank account, NTB account or credit card linked to FriMi. It’s your choice - Explore FriMi Lifestyle Services—an in-app marketplace that gives you access to a host of services, including e-channeling, concierge services, grocery shopping, gaming, and much more - Effortlessly split bills with friends using FriMi, whether dividing equally or unevenly - Step up your gifting game with FriMi! Gift your loved one’s cash as well as gift vouchers from partner merchants - Use the 'My QR' feature in-app to easily accept payments from any FriMian or LANKAQR-enabled payment app letting your inner entrepreneur get going with zero-hassle - Your security is our top priority. FriMi offers the best-in-class security framework with enhanced biometric options and instant access to block/unblock cards and set transaction limits, ensuring a safe and secure experience

About

Self Digital

Manage your finances and digital lifestyle with this comprehensive financial app. It offers features like fund transfers, bill payments, account balance viewing, loan applications, and secure biometric login.

Highlights
  • Fund transfers
  • Bill payments
  • Account balance tracking
  • Loan applications
  • Biometric login
  • Instant transaction alerts
  • QR code scanning
Features
Read full description

Self by CDB gives you a simple and secure way to manage your everyday finances from one app. Pay, transfer, save and manage your CDB products with ease, while accessing a growing range of digital financial services designed around your lifestyle. EVERYDAY FINANCE * Transfer funds and pay bills * View your accounts, loans, credit cards and Fixed Deposits * Make credit card payments * Scan and pay with LankaQR * Create Digital Fixed Deposits * Apply for eligible loans * Split bills conveniently through Self * Add your other bank accounts via JustPay MORE WAYS TO ACCESS FUNDS * Apply for Cash-Backed Loans against eligible CDB Fixed Deposits * View your active Cash-Backed Loan details * Top up eligible Gold Loans through Self P2P LANKAQR Generate, share or download your personal LankaQR to receive payments and keep track of your QR transactions. CREDIT CARD MANAGEMENT View and manage your CDB Credit Cards, activate cards, change your PIN, and manage card and country blocking preferences. ART OF WEALTHCARE Eligible customers can enjoy a more personalised experience with direct access to their Relationship Manager, Concierge Services and specially selected offers. SECURITY Self is designed to help protect your information and funds with biometric login and instant transaction alerts. GETTING STARTED Whether you’re already with CDB or completely new to CDB, you can get started with Self. * Existing CDB customers can register and access Self using their existing CDB details. * New to CDB? You can onboard directly through Self and start your relationship with CDB from the app. Self by CDB — everyday financial services, made simpler.

Screenshots

FriMi4 screens
Self Digital4 screens

Verdict

The call

The clearest difference is rating: Self Digital at 5.0 against FriMi's 3.5. Self Digital also leads on update cadence (every 5 weeks vs every 3 months). FriMi's advantage is ratings volume (8 vs 2) and iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Self Digital holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 8 and 2 respectively.

UpkeepUpdate frequency

FriMi ships an update every 3 months, Self Digital every 5 weeks. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

Scorecard4 real differences · 6 level
FriMi versus Self Digital: the parameters behind the verdict, then further details
ParameterFriMiSelf Digital
PriceFreeFree
Rating3.5 (8 ratings)5.0 (2 ratings) — better
Positive reviews26.1% of reviews—
Number of ratings8 — better2
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size96 MB97 MB
Age rating4+4+
DeveloperNations Trust Bank PLCCitizens Development Business Finance PLC

Customer experience

FriMi

All ratings8 ratings
Positive62.5%
Neutral0.0%
Negative37.5%
Written reviews46 reviews
Positive26.1%
Neutral8.7%
Negative65.2%

Self Digital

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FriMi

No in-app purchases

None

Self Digital

No in-app purchases

Questions

Is FriMi free?
FriMi is free to download, with no in-app purchases.
Is Self Digital free?
Self Digital is free to download, with no in-app purchases.
Which has better reviews, FriMi or Self Digital?
Self Digital is rated higher. FriMi averages 3.5 out of 5 from 8 ratings, while Self Digital averages 5.0 from 2 ratings.
Do FriMi or Self Digital have ads?
Neither FriMi nor Self Digital shows ads.
Which is updated more often, FriMi or Self Digital?
FriMi ships an update every 3 months, and Self Digital every 5 weeks. Most recently, FriMi was updated on October 21, 2026 and Self Digital on October 22, 2026.

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