Comparison

FriMi vs BOC Smart Remit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FriMi

This digital banking app offers a comprehensive lifestyle experience, combining banking, saving, and payments in one place. Manage multiple bank accounts, pay bills, transfer funds, and explore lifestyle services. It provides a secure and personalized financial management tool.

Highlights
  • Digital onboarding without bank visits
  • Manage multiple bank accounts
  • Bill payments and fund transfers
  • Virtual and physical debit cards
  • Savings tools and digital FDs
  • QR code payments
  • Lifestyle services marketplace
Features
Read full description

FriMi by Nations Trust Bank is Sri Lanka's first fully-fledged digital banking experience, effortlessly blending banking, saving, and payments, all wrapped up in one single lifestyle app packed with loads of awesome features. Take control of your financial freedom and live effortlessly. - Effortless onboarding journey – sign up using your smartphone without the need for any bank visits - Add & manage all your Nations Trust Bank accounts & your cards to FriMi and manage them effortlessly - Add your other bank accounts to FriMi & manage money from one app - FriMi is now trilingual - select Sinhala, Tamil or English based on your preference - Personalize your home screen widgets with a long press—add, remove, and move them around just the way you like - Swiftly transfer your funds to any bank account from anywhere, at any time - Settle all utility bills & credit card dues from one app - No more waiting for physical bills! FriMi bill presentment enables you to see your monthly outstanding dues of partner billers through the app. - Send money, receive money and use tokens to move your money instantly - Effortlessly schedule bill payments, card payments and fund transfers with the Pay Later & schedule payments option - Add your frequent payments and transfers to favourites and pin them on top for ultra-quick access - Request either a virtual debit card for online payments or a cool vertical physical debit Mastercard, perfect for both online and offline transactions all over the world - Tailor your savings journey with FriMi's Savings Pot, Round Up, Bucketlist, and Digital FDs - Guess what? We've just rolled out dark mode in the app! Now you can switch to a sleek visual experience, whenever you want - Personal Finance Management is now available. It’s a new way to stay in control of your money. Check it out! - Effortlessly pay with QR codes at any LANKAQR enabled merchant, and now, you can access QR payments with just a simple swipe of home screen to the right - Enjoy the freedom to make all payments with your FriMi account, any other linked bank account, NTB account or credit card linked to FriMi. It’s your choice - Explore FriMi Lifestyle Services—an in-app marketplace that gives you access to a host of services, including e-channeling, concierge services, grocery shopping, gaming, and much more - Effortlessly split bills with friends using FriMi, whether dividing equally or unevenly - Step up your gifting game with FriMi! Gift your loved one’s cash as well as gift vouchers from partner merchants - Use the 'My QR' feature in-app to easily accept payments from any FriMian or LANKAQR-enabled payment app letting your inner entrepreneur get going with zero-hassle - Your security is our top priority. FriMi offers the best-in-class security framework with enhanced biometric options and instant access to block/unblock cards and set transaction limits, ensuring a safe and secure experience

About

BOC Smart Remit

Send money internationally to Sri Lanka quickly and securely. This app offers real-time tracking, competitive exchange rates, and no hidden fees for convenient transfers. Manage your transactions with access to history and robust security features.

Highlights
  • Fast money transfers
  • Secure transactions
  • Real-time tracking
  • Competitive exchange rates
  • No hidden fees
  • Transaction history access
Features
Read full description

BOC Smart Remit is your trusted mobile app for fast, secure, and convenient money transfers to Sri Lanka. Designed for Sri Lankans and foreign nationals living abroad, it enables you to send money to loved ones with real-time tracking, competitive exchange rates, and no hidden fees. BOC Smart Remit ensures your funds reach safely and quickly. The app offers customer support, access to transaction history, and advanced security features for full control and peace of mind. For family, education, or emergencies—send money the smart way with BOC Smart Remit.

Screenshots

FriMi4 screens
BOC Smart Remit4 screens

Verdict

The call

The clearest difference is rating: FriMi at 3.5 against BOC Smart Remit's 1.0. FriMi also leads on review sentiment (26% vs 0%) and ratings volume (8 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FriMi holds the better App Store score, 3.5 against 1.0. That said, the two scores are not equally well evidenced: FriMi has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 26% of FriMi's written reviews are positive against 0% of BOC Smart Remit's.

UpkeepUpdate frequency

FriMi ships an update every 3 months, BOC Smart Remit every 2 months. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
FriMi versus BOC Smart Remit: the parameters behind the verdict, then further details
ParameterFriMiBOC Smart Remit
PriceFreeFree
Rating3.5 (8 ratings) — better1.0 (1 ratings)
Positive reviews26.1% of reviews — better0.0% of reviews
Number of ratings8 — better1
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size96 MB70 MB
Age rating4+4+
DeveloperNations Trust Bank PLCBank Of Ceylon

Customer experience

FriMi

All ratings8 ratings
Positive62.5%
Neutral0.0%
Negative37.5%
Written reviews46 reviews
Positive26.1%
Neutral8.7%
Negative65.2%

BOC Smart Remit

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

FriMi

No in-app purchases

None

BOC Smart Remit

No in-app purchases

Questions

Is FriMi free?
FriMi is free to download, with no in-app purchases.
Is BOC Smart Remit free?
BOC Smart Remit is free to download, with no in-app purchases.
Which has better reviews, FriMi or BOC Smart Remit?
FriMi is rated higher. FriMi averages 3.5 out of 5 from 8 ratings, while BOC Smart Remit averages 1.0 from 1 ratings.
Do FriMi or BOC Smart Remit have ads?
Neither FriMi nor BOC Smart Remit shows ads.
Which is updated more often, FriMi or BOC Smart Remit?
FriMi ships an update every 3 months, and BOC Smart Remit every 2 months. Most recently, FriMi was updated on October 24, 2026 and BOC Smart Remit on October 21, 2026.

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