FriMi vs Cairn

FriMi by Nations Trust Bank is Sri Lanka's first fully-fledged digital banking experience, effortlessly blending banking, saving, and payments, all wrapped up in one single lifestyle app packed with loads of awesome features. Take control of your financial freedom and live effortlessly. - Effortless onboarding journey – sign up using your smartphone without the need for any bank visits - Add & manage all your Nations Trust Bank accounts & your cards to FriMi and manage them effortlessly - Add your other bank accounts to FriMi & manage money from one app - FriMi is now trilingual - select Sinhala, Tamil or English based on your preference - Personalize your home screen widgets with a long press—add, remove, and move them around just the way you like - Swiftly transfer your funds to any bank account from anywhere, at any time - Settle all utility bills & credit card dues from one app - No more waiting for physical bills! FriMi bill presentment enables you to see your monthly outstanding dues of partner billers through the app. - Send money, receive money and use tokens to move your money instantly - Effortlessly schedule bill payments, card payments and fund transfers with the Pay Later & schedule payments option - Add your frequent payments and transfers to favourites and pin them on top for ultra-quick access - Request either a virtual debit card for online payments or a cool vertical physical debit Mastercard, perfect for both online and offline transactions all over the world - Tailor your savings journey with FriMi's Savings Pot, Round Up, Bucketlist, and Digital FDs - Guess what? We've just rolled out dark mode in the app! Now you can switch to a sleek visual experience, whenever you want - Personal Finance Management is now available. It’s a new way to stay in control of your money. Check it out! - Effortlessly pay with QR codes at any LANKAQR enabled merchant, and now, you can access QR payments with just a simple swipe of home screen to the right - Enjoy the freedom to make all payments with your FriMi account, any other linked bank account, NTB account or credit card linked to FriMi. It’s your choice - Explore FriMi Lifestyle Services—an in-app marketplace that gives you access to a host of services, including e-channeling, concierge services, grocery shopping, gaming, and much more - Effortlessly split bills with friends using FriMi, whether dividing equally or unevenly - Step up your gifting game with FriMi! Gift your loved one’s cash as well as gift vouchers from partner merchants - Use the 'My QR' feature in-app to easily accept payments from any FriMian or LANKAQR-enabled payment app letting your inner entrepreneur get going with zero-hassle - Your security is our top priority. FriMi offers the best-in-class security framework with enhanced biometric options and instant access to block/unblock cards and set transaction limits, ensuring a safe and secure experience

Cairn is the travel expense tracker built for the way you actually travel — fast enough that you'll still be logging on day five, smart enough to handle every currency without the mental math. Most trackers fall apart on the road: the small coffee never gets logged, your tracker and your card never agree, and you give up by day three. Cairn fixes that. LOG IN SECONDS - A built-in numpad gets an expense in with two taps — no forms. - Cairn suggests the category from where you are (a café becomes Coffee, a gas station becomes Fuel). Location stays on your device. - Capture from your iPhone, Apple Watch, or a Home Screen widget. EVERY CURRENCY, CONVERTED - Spend in any currency; Cairn converts to your home currency automatically using live exchange rates. - Rates are cached, so it works offline — log now, sync later. - Free plan covers 30 currencies; Cairn Premium unlocks them all. SEE THE REAL PICTURE - Organize spending into trips with multiple legs for multi-country journeys. - Set monthly budget envelopes by category and track your pace. - Add income and watch your running balance. - Set savings goals and let unspent budget feed them automatically. ON YOUR WRIST - A full Apple Watch app for logging on the move, plus complications for an at-a-glance balance. YOURS, EVERYWHERE, PRIVATE - Syncs across iPhone, iPad, and Apple Watch through your private iCloud — no Cairn account, no servers in the middle. - Your location is used only on-device to suggest categories. It is never logged or sent anywhere. - Export any trip or your whole history to CSV or JSON anytime. Cairn Premium is available as a monthly or annual subscription, or a one-time lifetime purchase, with a free trial. Track your first trips free. Terms of Use: https://juergen-kc.github.io/cairn-app/terms.html