Comparison

BWS Mobile vs bale by BTN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BWS Mobile

Access your financial accounts and manage your financial needs conveniently through your smartphone. This application provides easy access to your account information anytime, anywhere.

Highlights
  • Account access
  • Financial management
  • Smartphone accessibility
  • Anytime, anywhere access
Features
Read full description

BWS Mobile is one of BWS Electronic Channel for BWS customer to access their account and to support customer financial need by using smartphone. Easy access anywhere, anytime.

About

bale by BTN

Manage all your banking needs and lifestyle services from a single, integrated application. Open accounts online, track financial transactions, and access property, merchant, and business services. Discover exclusive offers and manage your bills with ease.

Highlights
  • Online account opening
  • Integrated BTN ecosystem
  • Single Sign On
  • Financial transaction dashboard
  • Lifestyle and bill management
  • Property discovery and KPR simulation
  • Merchant and business services
Features
Read full description

Terima kasih telah menjadi nasabah BTN. BTN senantiasa hadir menemani perjalanan masyarakat Indonesia dengan memberikan kemudahan dan kenyamanan layanan transaksi perbankan. BTN Mobile kini bertransformasi menjadi balé by BTN, hadir dengan fitur yang lebih lengkap, layanan yang terintegrasi, dan tampilan yang lebih ceria. All You Need is Just One Click Away! Gak perlu pindah-pindah aplikasi, lebih praktis dan mudah dengan balé by BTN. Cukup dari satu aplikasi untuk akses berbagai layanan BTN dengan mudah. Dengan berbagai pembaruan fitur unggulan dan ekosistem BTN. Temukan pengalaman baru transaksi perbankan dengan fitur seperti: - Buka Rekening Online Buka rekening online secara mudah dan cepat, bisa kapan saja dan di mana saja - Ekosistem BTN Temukan layanan BTN yang terintegrasi di satu aplikasi: properti, merchant, bisnis, residence, dan Plus by Prioritas - Single Sign On Satu akun terintegrasi untuk akses semua layanan BTN - Dashboard Transaksi Keuangan Pantau aktivitas dan transaksi keuangan dalam satu dashboard yang mudah digunakan - Lifestyle Mudahkan kelola gaya hidup untuk transaksi harian hingga bayar tagihan - balé Space Ruang untuk temukan hunian impian, artikel terkini, dan promo menarik - Transaksi Bulananku Atur tagihan dengan lebih baik melalui fitur transaksi bulananku Terhubung dengan berbagai layanan BTN lainnya, seperti: • Properti Temukan rumah impian, menghitung simulasi KPR, pengajuan KPR secara online, info seputar properti, dan lainnya yang membantumu mewujudkan rumah impian • Merchant Miliki QR untuk dukung bisnis kamu dan pantau transaksi bisnis secara terperinci • Bisnis Mudahkan beragam transaksi bisnis dengan dukungan fitur dan layanan yang lengkap untuk menunjang kebutuhan bisnis kamu • Residence Kelola dan bayar berbagai tagihan hunian dengan mudah dari satu aplikasi • Plus by Prioritas Layanan ekslusif dengan konsep membership untuk nasabah BTN Prioritas, layanan dari BTN untuk memahami kebutuhan nasabah dengan beragam fasilitas unggulan. BTN berizin dan diawasi oleh Otoritas Jasa Keuangan & Bank Indonesia serta merupakan peserta penjaminan LPS. Kantor Pusat: Menara Bank BTN Jl. Gajah Mada No.1, Jakarta 10130 BTN Call: 150286/1500286 Email Contact Center: btncontactcenter@btn.co.id

Screenshots

BWS Mobile4 screens
bale by BTN4 screens

Verdict

The call

The clearest difference is rating: BWS Mobile at 5.0 against bale by BTN's 3.3. BWS Mobile also leads on review sentiment (38% vs 0%). bale by BTN's advantage is ratings volume (7 vs 1) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BWS Mobile holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: bale by BTN has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 38% of BWS Mobile's written reviews are positive against 0% of bale by BTN's.

UpkeepUpdate frequency

BWS Mobile ships an update every 5 weeks, bale by BTN every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
BWS Mobile versus bale by BTN: the parameters behind the verdict, then further details
ParameterBWS Mobilebale by BTN
PriceFreeFree
Rating5.0 (1 ratings) — better3.3 (7 ratings)
Positive reviews38.0% of reviews — better0.0% of reviews
Number of ratings17 — better
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size128 MB481 MB
Age rating4+4+
DeveloperPT Bank Woori Saudara IndonesiaBANK TABUNGAN NEGARA (PERSERO), PT TBK

Customer experience

BWS Mobile

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews50 reviews
Positive38.0%
Neutral12.0%
Negative50.0%

bale by BTN

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BWS Mobile

No in-app purchases

None

bale by BTN

No in-app purchases

Questions

Is BWS Mobile free?
BWS Mobile is free to download, with no in-app purchases.
Is bale by BTN free?
bale by BTN is free to download, with no in-app purchases.
Which has better reviews, BWS Mobile or bale by BTN?
BWS Mobile is rated higher. BWS Mobile averages 5.0 out of 5 from 1 ratings, while bale by BTN averages 3.3 from 7 ratings.
Do BWS Mobile or bale by BTN have ads?
Neither BWS Mobile nor bale by BTN shows ads.
Which is updated more often, BWS Mobile or bale by BTN?
BWS Mobile ships an update every 5 weeks, and bale by BTN every 2 months. Most recently, BWS Mobile was updated on November 2, 2026 and bale by BTN on November 3, 2026.

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