Comparison

LVB DigiBank vs MyVIB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LVB DigiBank

This digital banking app offers a comprehensive suite of financial services for individuals and businesses. Manage accounts, transfer funds domestically and internationally, pay bills, and even purchase insurance. Enjoy secure transactions and convenient access from any internet-connected device.

Highlights
  • Account management and history
  • Instant domestic and international transfers
  • Bill payments (utilities, telecom, loans, insurance)
  • QR Code payments
  • Foreign exchange services
  • Online term deposits
  • Card services (activation, locking, history)
Features
Read full description

LVB DigiBank is the digital banking of Lao - Viet Joint Venture Bank Co., Ltd (1) LVB DigiBank is the digital banking of Lao-Viet Joint Venture Bank Co., Ltd to satisfy the demands on banking services of individual, business and other organisations. (2) TOTALLY FREE registration, maintenance, management and use. Many banking services on LVB DigiBank are free including domestic transfer, bill payment and many others. Customers also receive Cash Back or discount for phone top-up, bill payment, payments by QR-Pay. 3) Customer needs only 1 user and password to do banking transactions on any Internet-connected devices such as mobile phones, tablets, desktops, laptops. Best Features of LVB DigiBank: (1) Convenient financial management with a function allowing users to access information and history of all accounts including current accounts, saving accounts, term deposit, loans, card… (2) Instant and secure international and domestic money transfer: internal transfer within the system of LVB, domestic interbank transfer, international transfer, transfer via phone number, quick transfer 24/7. (3) Water bill payment, telecom fee payment, ADSL, Leased line, road charge payment, land tax payment, national budget payment, Phone top-up. (4) Payment for loan of financial companies and microfinance organisations. (5) Bying Insurances: new insurance premium and renewal of existing insurance contracts. (6) Scheduled automatic payment for bills; favourite payments (7) Employee salary payment, payroll (8) Payment with QR Code. (9) Foreign exchange (10) Online term deposit: New creation deposit, term deposit closure. (11) Card services: access card information, activate/lock card, check card transaction history (12) Register for services: register for card issuance, register for loan online, and others. Utilities: 1. Login by fingerprint, face 2. Verify transaction by SmartOTP 3. Set up favourite functions on Homepage 4. Set up profile picture, background picture, change background colour 5. Check exchange rate, interest rate, branch/AMT location 6. Interest rate platform, exchange rate platform 7. Receive information from LVB 8. Language options: Lao, English, Vietnamese 9. Shareable application 10. Beneficiary names and payment accounts can be defaulted.

About

MyVIB

This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.

Highlights
  • Super Account with high daily interest
  • AI-powered personalized financial management
  • Over 100 integrated financial services
  • AI financial assistant (ViePro GenAI)
  • Exclusive rewards and vouchers
  • Online account opening in 3 minutes
Features
Read full description

MyVIB is the Digital Banking app of the Vietnam International Bank (VIB), developed with the philosophy of "Simplicity in Banking," providing a simple, optimized financial experience that helps you maximize your benefits. Super Account – Maximize Your Benefits Enjoy the exclusive benefits of the Super Account, which offers up to 4.3% annual interest per day. It helps awaken idle funds while ensuring the flexibility to withdraw, transfer, and make payments at any time without affecting accumulated profits. Smart, Personalized Financial Management AI Financial Management technology elevates your personalized experience, enabling smart financial planning, automatic analysis, and accurate suggestions that optimize your financial decisions. Comprehensive Digital Payment Ecosystem – Maximizing Your Experience Explore the ecosystem with over 100 financial services integrated into a single app, offering unmatched convenience: from transfers, deposits, credit card management, bill payments (electricity, water, ADSL) to booking flights, hotels, and buses. Your Exclusive Rewards World – MyVIB Rewards Unlock an exclusive world of offers with attractive promotions and a diverse range of vouchers, personalized to your preferences, helping you spend smarter and save more. Your 24/7 AI Financial Assistant ViePro GenAI, your AI-powered financial assistant, always by your side, providing precise and timely insights to address a wide range of financial information, delivering an unparalleled and transformative experience. Download the app, open your account online in just 3 minutes without visiting a branch. Explore MyVIB today! Head Office: Sailing Tower Building, 111A Pasteur, Ben Nghe, District 1, Ho Chi Minh City.

Screenshots

LVB DigiBank4 screens
MyVIB4 screens

Verdict

The call

The clearest difference is review sentiment: LVB DigiBank at 78% against MyVIB's 32%. LVB DigiBank also leads on rating (4.8 vs 3.5). MyVIB's advantage is ratings volume (193 vs 12) and update cadence (every 2 weeks vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LVB DigiBank holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: MyVIB has 193 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 78% of LVB DigiBank's written reviews are positive against 32% of MyVIB's.

UpkeepUpdate frequency

LVB DigiBank ships an update every 3 weeks, MyVIB every 2 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
LVB DigiBank versus MyVIB: the parameters behind the verdict, then further details
ParameterLVB DigiBankMyVIB
PriceFreeFree
Rating4.8 (12 ratings) — better3.5 (193 ratings)
Positive reviews77.6% of reviews — better31.9% of reviews
Number of ratings12193 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size122 MB450 MB
Age rating4+17+
DeveloperLao - Viet Bank Co., LtdVIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK

Customer experience

LVB DigiBank

All ratings12 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews67 reviews
Positive77.6%
Neutral4.5%
Negative17.9%

MyVIB

All ratings190 ratings
Positive61.6%
Neutral2.6%
Negative35.8%
Written reviews69 reviews
Positive31.9%
Neutral4.3%
Negative63.8%

Bugs and requests

LVB DigiBank

Not enough reviews yet to summarise bugs or requests.

MyVIB

Reported bugs

10 issues
  • App crashes and won't open
  • OTP verification fails repeatedly
  • Transferred money not reflecting in account
  • Transaction timestamps incorrect
  • Login failures after app upgrade
Show 5 more
  • Account locked after forced update
  • Payment processing shows success but money not received
  • App freezes during transactions
  • SmartOTP malfunction
  • Unable to access account after version 2.0 upgrade

Requested features

8 requests
  • Search function for transaction history
  • English language support
  • Save recipient account numbers
  • Promo code input field
  • Apple Pay integration
Show 3 more
  • Transaction history in Apple Wallet
  • Rollback to previous app version
  • More QR code payment options

In-app purchases

None

LVB DigiBank

No in-app purchases

None

MyVIB

No in-app purchases

Questions

Is LVB DigiBank free?
LVB DigiBank is free to download, with no in-app purchases.
Is MyVIB free?
MyVIB is free to download, with no in-app purchases.
Which has better reviews, LVB DigiBank or MyVIB?
LVB DigiBank is rated higher. LVB DigiBank averages 4.8 out of 5 from 12 ratings, while MyVIB averages 3.5 from 193 ratings.
Do LVB DigiBank or MyVIB have ads?
Neither LVB DigiBank nor MyVIB shows ads.
Which is updated more often, LVB DigiBank or MyVIB?
LVB DigiBank ships an update every 3 weeks, and MyVIB every 2 weeks. Most recently, LVB DigiBank was updated on November 2, 2026 and MyVIB on November 7, 2026.

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