Comparison

Zoho Billing Management App vs Refrens Invoice maker Bill App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zoho Billing Management App

This app simplifies billing operations for small and medium-sized businesses. It allows for the creation of quotes and invoices, management of recurring payments, and automation of billing cycles. Gain business insights and manage customer subscriptions from your mobile device.

Highlights
  • Create and send quotes
  • Generate and send invoices
  • Manage recurring payments
  • Automate billing cycles
  • Track business insights and metrics
  • Accept multiple payment methods
  • Automated payment reminders
Features
Read full description

Zoho Billing is an end-to-end billing software designed to help SMEs simplify their billing operations and drive business growth. From creating quotes and invoices to handling recurring payments and automating billing cycles, you can handle it all from the palm of your hand. Zoho Billing is available on iPhone, iPad, and Mac. Here's how the Zoho Billing app is transforming businesses like yours: "I access the Zoho Billing mobile app every morning to take a quick look at the numbers. As a COO, it helps me stay updated on our business health, no matter where I am." Let's look at everything you need to know about Zoho Billing, the comprehensive billing application. GET INSTANT BUSINESS INSIGHTS AT YOUR FINGERTIPS Gain 360° visibility into your business with a comprehensive dashboard that gives you insights into your net revenue receivables and key subscription metrics like signups, MRR, churn, ARPU, and customer LTV. MANAGE YOUR PRODUCTS FLEXIBLY Easily create products, subscription plans, and services according to your business strategy. Close deals easily using tailored coupons, discounts, and price lists for your customers. ENSURE A SMOOTH CUSTOMER JOURNEY Manage subscription changes easily, including upgrades, downgrades, cancellations, and reactivations, all from one centralized hub. SIMPLIFY YOUR PAYMENT COLLECTION Enhance the way you handle transactions, from sending payment links to managing various payment types, while ensuring secure transactions. COLLECT PAYMENTS EASILY Accept multiple payment methods, including payment cards, ACH, mobile payments, and other popular regional methods, both online and offline. RETAIN YOUR CUSTOMERS WITH AUTOMATED PAYMENT ALERTS Reduce involuntary customer churn rates with a carefully optimized dunning system that automatically sends out reminders to delinquent customers behind on their payments. MANAGE PROJECTS EASILY Track billable hours and invoice customers for your work with intuitive time-tracking features. STREAMLINE YOUR BILLING EXPERIENCE • Create and send quotes in minutes to speed up the sales cycle. • Convert approved quotes to invoices automatically to ensure timely payments. • Choose and customize billing templates that fit your style. • Handle cash flow better by bringing all billable and non-billable expenses in one place. ENHANCE THE CUSTOMER ENGAGEMENT EXPERIENCE Offer your clients the convenience of accessing all their transactions, invoices, subscription updates, and more in one place from the customer portal. GET IMMEDIATE ACCESS TO BUSINESS ANALYTICS Obtain quick insights into your business with 50+ reports on sales, receivables, revenue, churn, and subscription metrics like signups, active customers, MRR, ARPU, and LTV. We are continuously refining your app for seamless integration with your Apple device. Here are some of the unique functionalities of Zoho Billing designed specifically for iOS users. PUSH NOTIFICATIONS: The Zoho Billing mobile app provides real-time updates on transactions and other important customer-related events. LOCK SCREEN WIDGET: Create invoices and track time from the lock screen widget. GPS TRACKING: Track your mileage with GPS and later convert them to expenses. BUSINESS SUMMARY ON THE HOME SCREEN: View activations, signups, active customers, net cancellations, churn, payment failures, MRR , ARPU, LTV, and under risk subscriptions. DOCUMENT SCANNING: Easily capture documents and attach them to transactions APP LOCK: With an extra layer of security added to your Zoho Billing mobile application, you can prevent unauthorized access to your critical financial information. Zoho Billing is trusted by thousands of businesses across the globe. Download the app and simplify your business operations today. Privacy Policy and Terms & Conditions: - https://www.zoho.com/privacy.html - https://www.zoho.com/terms.html Have questions? Write to us at support@zohobilling.com.

About

Refrens Invoice maker Bill App

Create professional invoices, quotations, and bills in seconds with this smart accounting software. Manage payments, track overdue invoices, and generate financial reports. Simplify your business operations with features like automated reminders and direct sharing options.

Highlights
  • Invoice and bill generation
  • Quotation and proforma invoice creation
  • Automated payment reminders
  • Direct WhatsApp & email sharing
  • Financial reporting
  • Sales CRM features
  • Team access controls
Features
Read full description

Refrens is a smart accounting software to create Quotation, invoice, bill, credit/debit note within 30 seconds and no prior setup required. 150K+ businesses across 178+ countries have simplified their day-to-day business operations with refrens. TOP FEATURES: Invoice generator, Quotation maker, E-invoice, E-way bill, quotation, reports, Automated payment reminders, Direct WhatsApp & email sharing, Multi-currency invoice, free invoice, Vyapar Billing, Track overdue invoice, invoice template, Team access controls, Lead capture/contact us forms, Lead, invoicing, taxes, Sales CRM, Financial reports, accounting software (Balance sheet, P&L, Income Statement, etc.), and more. Detailed Features: 1.INVOICING & BILLING: • Document Creation: Create Invoice, Quotation, Proforma Invoice, Sales Orders, Purchase Orders, Credit Notes, Debit Notes, Delivery Challans, Expenditures using Invoicing Quotation billing App. • Customizations: Customized free invoice templates, free invoice fields, formulas, fonts, colors, headers, footers according to your business needs and brand guidelines. • Payment Tracking & Reminders: Record & track invoice payments on this free invoice generator and quotation maker app. Send automated payment reminders for overdue invoice to get paid faster. • Quick Sharing Options: Share invoice over WhatsApp/Email. Download as PDF, Take a printout, or share via a link directly through invoicing software. • 1-click Document Conversion: Convert a quotation into a free invoice/sales order/purchase order in 1-click, convert an invoice into a credit note/debit note/delivery challan in 1-click using Invoice Quotation billing App! • Recurring Invoice: Create & share recurring free invoice & expenses automatically and enjoy hassle free invoicing. 2. REPORTING & COMPLIANCE: • Accounting Payable & Receivable Reports: Generate all types of accounting receivable & accounting payable reports including HSN reports, Tax reports, Client reports, Vendor reports, Payment reports. • Financial Reports: Generate Balance Sheet, Trial Balance, P&L, Income Statement, Daybook, & other financial reports. • Product/Project Profitability Reports: Invoice maker generate Product-wise profitability reports, Project-wise profitability reports. • Compliance: E-invoice free, E-way bill, GST Reports, Audit trails. • Advanced Accounting: Automatically create ledgers & vouchers, pass journal entries, generate financial reports. 3. SALES CRM • Sales Pipelines: Manage leads across multiple sales pipelines, assign lead to the right salesperson, track lead across different stages with this invoicing software. • Centralise Lead Communication: Follow up with lead over WhatsApp & email, quickly send emails with pre-set free invoice template, add internal notes for record-keeping. • Lead Capture Forms/Contact Us Forms: Create Forms to capture lead • Sales Reports: Get detailed sales reports. • Third-party integrations: Integrate with third-party platforms • Inventory Management: Record, track, and manage all your incoming & outgoing inventory items with ease. Automatically update the stock count whenever you create a free invoice, quotation, bill & expense. 4.EXPENSE MANAGEMENT • Record, track, and manage all your expenses such as business purchases, employee salaries & reimbursements and more. Keep track of total/paid/due expenses with ease. Generate accounts payable reports such as vendor reports, invoice, Quotation, payment, tax reports with invoice generator and billing app. Use free invoicing software for invoice generator, quotation maker, billing app, CRM & accounting software! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.refrens.com/privacy-policy

Screenshots

Zoho Billing Management App4 screens
Refrens Invoice maker Bill App4 screens

Verdict

The call

Zoho Billing Management App and Refrens Invoice maker Bill App both sit at 4.8 stars, but that hides the real split: 91% of Refrens Invoice maker Bill App's written reviews are positive against 50% of Zoho Billing Management App's. Zoho Billing Management App's advantage is ratings volume (230 vs 52). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Zoho Billing Management App sells 9 in-app purchases, starting at $19.99 per month and Refrens Invoice maker Bill App sells 8 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Zoho Billing Management App holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 230 and 52 respectively. Written reviews complicate that: 50% of Zoho Billing Management App's written reviews are positive against 91% of Refrens Invoice maker Bill App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Zoho Billing Management App ships an update every 10 days, Refrens Invoice maker Bill App fortnightly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 8 level
Zoho Billing Management App versus Refrens Invoice maker Bill App: the parameters behind the verdict, then further details
ParameterZoho Billing Management AppRefrens Invoice maker Bill App
PriceFreeFree
Rating4.8 (230 ratings) — better4.6 (52 ratings)
Positive reviews50.0% of reviews91.4% of reviews — better
Number of ratings230 — better52
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size313 MB75 MB
Age rating4+4+
DeveloperZoho CorporationRefrens Internet Pvt Ltd

Customer experience

Zoho Billing Management App

All ratings230 ratings
Positive96.5%
Neutral1.3%
Negative2.2%
Written reviews30 reviews
Positive50.0%
Neutral13.3%
Negative36.7%

Refrens Invoice maker Bill App

All ratings51 ratings
Positive90.2%
Neutral3.9%
Negative5.9%
Written reviews35 reviews
Positive91.4%
Neutral2.9%
Negative5.7%

In-app purchases

9 purchases

Zoho Billing Management App

Subscriptions9
  • Standard Monthly2 variants$19.991 Month
  • Standard Monthly$29.001 Month
  • Professional Monthly$49.991 Month
Show 6 more
  • Basic - Monthly$58.991 Month
  • Premium Monthly$69.001 Month
  • Premium Monthly$99.991 Month
  • Standard Yearly$179.991 Year
  • Standard Yearly$300.001 Year
  • Premium Yearly$949.001 Year
8 purchases

Refrens Invoice maker Bill App

Subscriptions8
  • Basic$0.991 Month
  • Accounts-Staging$7.991 Month
  • Accounts Lite2 variants$19.991 Month
Show 5 more
  • Accounts$34.991 Month
  • Accounts Lite & CRM Pro$44.991 Month
  • Accounts Lite2 variants$49.993 Months
  • Accounts & CRM Pro$49.991 Month
  • english - US$169.001 Year

Questions

Is Zoho Billing Management App free?
Zoho Billing Management App is free to download, with in-app purchases available.
Is Refrens Invoice maker Bill App free?
Refrens Invoice maker Bill App is free to download, with in-app purchases available.
Which has better reviews, Zoho Billing Management App or Refrens Invoice maker Bill App?
Zoho Billing Management App is rated higher. Zoho Billing Management App averages 4.8 out of 5 from 230 ratings, while Refrens Invoice maker Bill App averages 4.6 from 52 ratings.
Do Zoho Billing Management App or Refrens Invoice maker Bill App have ads?
Neither Zoho Billing Management App nor Refrens Invoice maker Bill App shows ads.
Which is updated more often, Zoho Billing Management App or Refrens Invoice maker Bill App?
Zoho Billing Management App ships an update every 10 days, and Refrens Invoice maker Bill App fortnightly. Most recently, Zoho Billing Management App was updated on November 2, 2026 and Refrens Invoice maker Bill App on November 4, 2026.

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