Comparison

Zoho Billing Management App vs Invoice Ninja

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zoho Billing Management App

This app simplifies billing operations for small and medium-sized businesses. It allows for the creation of quotes and invoices, management of recurring payments, and automation of billing cycles. Gain business insights and manage customer subscriptions from your mobile device.

Highlights
  • Create and send quotes
  • Generate and send invoices
  • Manage recurring payments
  • Automate billing cycles
  • Track business insights and metrics
  • Accept multiple payment methods
  • Automated payment reminders
Features
Read full description

Zoho Billing is an end-to-end billing software designed to help SMEs simplify their billing operations and drive business growth. From creating quotes and invoices to handling recurring payments and automating billing cycles, you can handle it all from the palm of your hand. Zoho Billing is available on iPhone, iPad, and Mac. Here's how the Zoho Billing app is transforming businesses like yours: "I access the Zoho Billing mobile app every morning to take a quick look at the numbers. As a COO, it helps me stay updated on our business health, no matter where I am." Let's look at everything you need to know about Zoho Billing, the comprehensive billing application. GET INSTANT BUSINESS INSIGHTS AT YOUR FINGERTIPS Gain 360° visibility into your business with a comprehensive dashboard that gives you insights into your net revenue receivables and key subscription metrics like signups, MRR, churn, ARPU, and customer LTV. MANAGE YOUR PRODUCTS FLEXIBLY Easily create products, subscription plans, and services according to your business strategy. Close deals easily using tailored coupons, discounts, and price lists for your customers. ENSURE A SMOOTH CUSTOMER JOURNEY Manage subscription changes easily, including upgrades, downgrades, cancellations, and reactivations, all from one centralized hub. SIMPLIFY YOUR PAYMENT COLLECTION Enhance the way you handle transactions, from sending payment links to managing various payment types, while ensuring secure transactions. COLLECT PAYMENTS EASILY Accept multiple payment methods, including payment cards, ACH, mobile payments, and other popular regional methods, both online and offline. RETAIN YOUR CUSTOMERS WITH AUTOMATED PAYMENT ALERTS Reduce involuntary customer churn rates with a carefully optimized dunning system that automatically sends out reminders to delinquent customers behind on their payments. MANAGE PROJECTS EASILY Track billable hours and invoice customers for your work with intuitive time-tracking features. STREAMLINE YOUR BILLING EXPERIENCE • Create and send quotes in minutes to speed up the sales cycle. • Convert approved quotes to invoices automatically to ensure timely payments. • Choose and customize billing templates that fit your style. • Handle cash flow better by bringing all billable and non-billable expenses in one place. ENHANCE THE CUSTOMER ENGAGEMENT EXPERIENCE Offer your clients the convenience of accessing all their transactions, invoices, subscription updates, and more in one place from the customer portal. GET IMMEDIATE ACCESS TO BUSINESS ANALYTICS Obtain quick insights into your business with 50+ reports on sales, receivables, revenue, churn, and subscription metrics like signups, active customers, MRR, ARPU, and LTV. We are continuously refining your app for seamless integration with your Apple device. Here are some of the unique functionalities of Zoho Billing designed specifically for iOS users. PUSH NOTIFICATIONS: The Zoho Billing mobile app provides real-time updates on transactions and other important customer-related events. LOCK SCREEN WIDGET: Create invoices and track time from the lock screen widget. GPS TRACKING: Track your mileage with GPS and later convert them to expenses. BUSINESS SUMMARY ON THE HOME SCREEN: View activations, signups, active customers, net cancellations, churn, payment failures, MRR , ARPU, LTV, and under risk subscriptions. DOCUMENT SCANNING: Easily capture documents and attach them to transactions APP LOCK: With an extra layer of security added to your Zoho Billing mobile application, you can prevent unauthorized access to your critical financial information. Zoho Billing is trusted by thousands of businesses across the globe. Download the app and simplify your business operations today. Privacy Policy and Terms & Conditions: - https://www.zoho.com/privacy.html - https://www.zoho.com/terms.html Have questions? Write to us at support@zohobilling.com.

About

Invoice Ninja

This app helps businesses manage their finances by creating and sending invoices, tracking payments, and managing clients and projects. It offers features like time tracking, expense management, and payment processing to streamline business operations and get paid faster.

Highlights
  • Invoice creation and sending
  • Payment tracking and processing
  • Client management
  • Project and task management
  • Time tracking
  • Expense tracking
  • Automated notifications
Features
Read full description

200,000+ businesses trust Invoice Ninja. And it's 100% free! Create invoices, track payments, vendors, expenses, and time billable-tasks & projects: • Invoicing, Quotes, Credits, Payments • Product Library, Client Management • Project & Task Management, Time-Tracking • Full Persistence, 2FA, Google Login Pro & Enterprise plan highlights + Unlimited Clients, Invoices, Quotes + Email invoices & quotes via your Gmail account. + Attach & embed 3rd party files to client invoices & emails Intuitive business dashboard + View revenue, invoices sent, recent activity data. + Track upcoming invoices, invoices past due, more. Invoice clients in seconds + Create clients and send an invoices in seconds. + Create subscriptions, recurring invoices, payment profiles. + Product library system to quickly populate invoices & quotes. Clients pay faster + Accept credit cards, ACH payments, PayPal, & more. + Clients pay directly from their invoice with the click of a button. Notifications keep you up-to-date + Receive app and email notifications when client view or paid. + View instant data updates when payments are made. + Automate payment reminders & past due notifications. Time-tracking, Tasks, Kanban Boards + The feel of desktop software but with the power of a web-based app. + Create projects, time billable-tasks, monitor progress in kanban boards. Integration Platforms + Streamline workflow with Zapier, Integromat, & more. + Self-host integrations with Digital Ocean, Cloudron, Softaculous & more. Download the Invoice Ninja app today and start invoicing clients & get paid! Self-hosting? Invoice Ninja is 100% source-available! + GitHub: https://github.com/invoiceninja/admin-portal

Screenshots

Zoho Billing Management App4 screens
Invoice Ninja4 screens

Verdict

The call

The clearest difference is review sentiment: Invoice Ninja at 78% against Zoho Billing Management App's 50%. Invoice Ninja also leads on iOS requirement (13.0 vs 16.0). Zoho Billing Management App's advantage is rating (4.8 vs 4.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Zoho Billing Management App sells 9 in-app purchases, starting at $19.99 per month and Invoice Ninja sells 10 in-app purchases, starting at $13.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Zoho Billing Management App holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 230 and 176 respectively. Written reviews complicate that: 50% of Zoho Billing Management App's written reviews are positive against 78% of Invoice Ninja's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Zoho Billing Management App ships an update every 10 days, Invoice Ninja every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
Zoho Billing Management App versus Invoice Ninja: the parameters behind the verdict, then further details
ParameterZoho Billing Management AppInvoice Ninja
PriceFreeFree
Rating4.8 (230 ratings) — better4.6 (176 ratings)
Positive reviews50.0% of reviews77.6% of reviews — better
Number of ratings230 — better176
Update frequencyEvery 10 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Mac, Apple WatchiPhone, iPad, iPod, Mac
Requires iOS16.013.0 — better
Further details — not scored
Size313 MB67 MB
Age rating4+4+
DeveloperZoho CorporationInvoice Ninja LLC

Customer experience

Zoho Billing Management App

All ratings230 ratings
Positive96.5%
Neutral1.3%
Negative2.2%
Written reviews30 reviews
Positive50.0%
Neutral13.3%
Negative36.7%

Invoice Ninja

All ratings177 ratings
Positive89.8%
Neutral2.8%
Negative7.3%
Written reviews98 reviews
Positive77.6%
Neutral7.1%
Negative15.3%

Bugs and requests

Zoho Billing Management App

Not enough reviews yet to summarise bugs or requests.

Invoice Ninja

Reported bugs

10 issues
  • App crashes when attempting Google login
  • Google authentication not working properly
  • Widgets not functioning correctly
  • App freezes during data input
  • CIS deduction not calculating correctly from net amount
Show 5 more
  • PDF download not working on iOS devices
  • Mobile app widgets malfunction
  • Back gesture not supported on iOS
  • Inconsistent syncing between web and mobile versions
  • Upgrade purchases not reflecting in app

Requested features

12 requests
  • Unit of measurement column for line items
  • Payroll system integration
  • Day rate support for freelancers (not just hourly)
  • Ticketing system
  • Better iPad/tablet optimization
Show 7 more
  • Custom PDF export filenames
  • Improved template editing and customization
  • Spell check integration for iOS
  • Test API keys for payment processors
  • Better Google login support
  • Activity notes field for time tracking
  • Australia GST/BAS support

In-app purchases

9 purchases

Zoho Billing Management App

Subscriptions9
  • Standard Monthly2 variants$19.991 Month
  • Standard Monthly$29.001 Month
  • Professional Monthly$49.991 Month
Show 6 more
  • Basic - Monthly$58.991 Month
  • Premium Monthly$69.001 Month
  • Premium Monthly$99.991 Month
  • Standard Yearly$179.991 Year
  • Standard Yearly$300.001 Year
  • Premium Yearly$949.001 Year
10 purchases

Invoice Ninja

Subscriptions10
  • Pro - Month$13.991 Month
  • Enterprise - Month (1-2)$17.991 Month
  • Enterprise - Month (3-5)$31.991 Month
Show 7 more
  • Enterprise - Month (6-10)$59.991 Month
  • Enterprise - Month (11-20)$84.001 Month
  • Pro - Year$139.991 Year
  • Enterprise - Year (1-2)$179.991 Year
  • Enterprise - Year (3-5)$319.991 Year
  • Enterprise - Year (6-10)$539.991 Year
  • Enterprise - Year (11-20)$839.991 Year

Questions

Is Zoho Billing Management App free?
Zoho Billing Management App is free to download, with in-app purchases available.
Is Invoice Ninja free?
Invoice Ninja is free to download, with in-app purchases available.
Which has better reviews, Zoho Billing Management App or Invoice Ninja?
Zoho Billing Management App is rated higher. Zoho Billing Management App averages 4.8 out of 5 from 230 ratings, while Invoice Ninja averages 4.6 from 176 ratings.
Do Zoho Billing Management App or Invoice Ninja have ads?
Neither Zoho Billing Management App nor Invoice Ninja shows ads.
Which is updated more often, Zoho Billing Management App or Invoice Ninja?
Zoho Billing Management App ships an update every 10 days, and Invoice Ninja every 2 weeks. Most recently, Zoho Billing Management App was updated on November 2, 2026 and Invoice Ninja on November 3, 2026.

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