Comparison

PayMe by HSBC vs PayMe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayMe by HSBC

Go cashless with this payment app, accepted at over 60,000 outlets in Hong Kong. Easily pay businesses, friends, and family, and earn rewards. Top up via bank account or credit card, with auto top-ups available.

Highlights
  • Cashless payments at 60,000+ outlets
  • Pay friends and family instantly
  • Earn rewards, vouchers, and discounts
  • Top up via bank account or credit card
  • Auto top-up functionality
  • Supports Consumption Voucher Scheme
Features
Read full description

Go cashless with PayMe! Pay businesses large and small with more than 60,000 outlets already accepting PayMe across Hong Kong. Accepted at businesses across Hong Kong Check out just a few of the businesses that accept PayMe: - Taobao - HKTVmall - McDonald's - foodpanda - Wellcome - Market Place - Klook - Trip.com - IKEA - UNIQLO - 7-Eleven - SF Express - Fairwood - Genki Sushi - Sasa - Mannings And we're constantly adding new businesses all the time! Get rewarded! With PayMe's great range of offers, flash vouchers and rewards, you can earn discounts when you pay with PayMe. Top up however suits you Choose to top up from your bank account for our highest limits, or choose credit card top ups if you prefer - it's up to you! Auto top ups make sure you've always got money in your PayMe wallet, so you'll never get caught short of funds again! Pay friends instantly Split lunch bills, send laisee and never get caught short of cash when you need to pay your friends and family. Consumption Voucher Scheme As PayMe's part of the Consumption Voucher Scheme, you can receive your voucher and spend it at thousands of merchants. Sign up in minutes Get started paying friends, family and businesses in just a few minutes - all you need is your mobile number, email address and HKID. Download PayMe today! This App is designed for use in Hong Kong. The products and services represented within this App are intended for Hong Kong customers. This App is provided by The Hongkong and Shanghai Banking Corporation Limited (‘HSBC HK’). The Hongkong and Shanghai Banking Corporation Limited is regulated and authorised to carry out banking activities in Hong Kong S.A.R. If you are outside of the Hong Kong, we may not be authorised to offer or provide you with the products and services available through this App in the country/ region/territory you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction or country/ region/territory where the distribution, download or use of this material is restricted and would not be permitted by law or regulation. If you're under 18, please consult your parents or guardians before you give us any information about yourself.

About

PayMe

Easily generate and scan QR codes for SEPA transfers. Customize transfer details and process payments quickly and securely, even offline. Simplify your financial transactions with this convenient tool.

Highlights
  • QR code generation for SEPA transfers
  • Customizable transfer details
  • Fast payment processing via scanning
  • Offline QR code generation
  • Secure data handling
Features
Read full description

Make your SEPA transfers easier with the PayMe App! Our app offers a quick and convenient way to generate QR codes for SEPA transfers so you can make payments hassle-free. Features: 1. Easy generation of QR codes: Generate QR codes for SEPA transfers with just a few clicks. Our user-friendly interface makes the process a breeze. 2. Customizable options: Customize the details of your transfer, including the amount, recipient and other relevant information. 3. Fast payment processing: Save time filling out transfer forms by simply scanning the QR code and authorizing the payment. 4. Security and reliability: Our app ensures the security of your data and offers reliable QR code generation for your SEPA transfers. 5. Offline availability: Generate QR codes even without an internet connection, ideal for use on the go. With the SEPA QR Code Generator you can make your SEPA transfers more efficient and convenient. Download the app now and simplify your payments!

Screenshots

PayMe by HSBC4 screens
PayMe3 screens

Verdict

The call

The clearest difference is rating: PayMe by HSBC at 4.6 against PayMe's 3.9. PayMe by HSBC also leads on in-app purchases (none vs 1) and ads (none vs shown). PayMe's advantage is review sentiment (70% vs 36%). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayMe sells 1 one-off in-app purchase. PayMe by HSBC asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

PayMe by HSBC holds the better App Store score, 4.6 against 3.9. That said, the two scores are not equally well evidenced: PayMe by HSBC has 2.6K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 36% of PayMe by HSBC's written reviews are positive against 70% of PayMe's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

PayMe by HSBC ships an update every 3 weeks, PayMe every 3 months. Both last shipped on November 6, 2026.

Scorecard7 real differences · 3 level
PayMe by HSBC versus PayMe: the parameters behind the verdict, then further details
ParameterPayMe by HSBCPayMe
PriceFreeFree
Rating4.6 (2.6K ratings) — better3.9 (7 ratings)
Positive reviews36.0% of reviews70.0% of reviews — better
Number of ratings2.6K — better7
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size177 MB9 MB
Age rating4+4+
DeveloperThe Hongkong and Shanghai Banking Corporation Ltd.Dominik Brandlberger

Customer experience

PayMe by HSBC

All ratings2,558 ratings
Positive91.5%
Neutral3.9%
Negative4.5%
Written reviews125 reviews
Positive36.0%
Neutral7.2%
Negative56.8%

PayMe

All ratings7 ratings
Positive71.4%
Neutral14.3%
Negative14.3%
Written reviews20 reviews
Positive70.0%
Neutral10.0%
Negative20.0%

Bugs and requests

PayMe by HSBC

Reported bugs

4 issues
  • Payment records disappearing after app updates
  • Inability to log in or register due to system errors
  • Inconsistent behavior when changing mobile numbers
  • Face scan and ID scanning not working properly

Requested features

4 requests
  • Add support for more payment methods
  • Improve customer support and communication
  • Allow login via email instead of just mobile number
  • Provide better privacy controls and transaction visibility

PayMe

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PayMe by HSBC

No in-app purchases

1 purchases

PayMe

One-time1
  • Remove ads$0.99

Questions

Is PayMe by HSBC free?
PayMe by HSBC is free to download, with no in-app purchases.
Is PayMe free?
PayMe is free to download, with in-app purchases available.
Which has better reviews, PayMe by HSBC or PayMe?
PayMe by HSBC is rated higher. PayMe by HSBC averages 4.6 out of 5 from 2.6K ratings, while PayMe averages 3.9 from 7 ratings.
Do PayMe by HSBC or PayMe have ads?
PayMe shows ads; PayMe by HSBC does not.
Which is updated more often, PayMe by HSBC or PayMe?
PayMe by HSBC ships an update every 3 weeks, and PayMe every 3 months. Most recently, PayMe by HSBC was updated on November 6, 2026 and PayMe on November 6, 2026.

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