Shyft vs Stackive

Save, spend, and invest anywhere in the world. Shyft is the award winning retail forex, investments and payments app that gives you more for less, 24/7. Buy, store, send & invest the cheapest forex with Shyft – no matter where you bank! Shyft will save you time and money with fast transactions, flat rates and no commission fees. With our new-and-improved digital sign-up process, you can complete the entire onboarding process from the convenience of your smartphone. Shop Shop locally and use your ZAR card to make purchases by swiping, or tap and go securely. You can also shop for the latest brands from around the globe using a Shyft virtual forex card. You can also use your virtual card for managing international subscriptions, booking flights or paying for hotels in foreign currency. Travel Order Multi-currency Shyft Mastercard debit cards to use while travelling overseas. Apart from the four currencies currently available on Shyft, you can use your physical Shyft forex card to withdraw local currency from any Mastercard supported ATM in the country you’re visiting (conversion fees may apply). Buy a souvenir or two with your physical card, and top up your cards anytime, anywhere, right from the app. Travelling to the Far East? We also offer a Union Pay International Card accepted throughout China, order one via the app today. Invest Shyft Shares allows you to invest in the top U.S. stocks and ETFs directly from your phone and desktop, so now you can also own a share in the world’s best companies. See the most popular shares and how they have been tracking over the last 30 days and create a watchlist to keep your eye on. All you’ll need to start trading is your tax number. Need to take money offshore? The Shyft Global Wallet provides you with a safe and secure way to purchase and hold foreign currencies at the best rates. You can also easily and conveniently send forex to an offshore bank account by creating an offshore beneficiary and transferring funds as and when required. Payments to the US, UK and Europe can take less than a day to settle. Get your money moving So, you’ve got the app and your cards, you’ve bought forex, but what else does the Shyft app offer you? This should give you an idea: You can send money to Shyft users, for free, or pay international beneficiaries, charged at a flat rate. You can now also access and fund an offshore account with the help of our integrated partners. Available currencies: USD GBP EUR AUD ZAR Shyft - The Home of the Global Citizen

Ever bought something you didn't need - and only realised it later? You're not alone. Most spending isn't logical. It's emotional. Stackive helps you see the connection between how you feel and how you spend, so you can finally break the cycle. Log your daily transactions (we call them "stacks"), tag the emotion behind each one - stress, boredom, excitement, guilt - and start seeing the patterns that shape your financial habits. Stackive doesn't just show you where your money goes. It shows you why. WHAT MAKES STACKIVE DIFFERENT Most finance apps stop at numbers. Stackive goes deeper. By tracking the emotion behind every purchase, you build a personal map of your spending triggers. Over time, you'll spot the habits that cost you the most - and replace them with ones that don't. FREE FEATURES ◦ Log income, expenses, and savings in one place ◦ Tag emotional triggers on every transaction ◦ Create savings goals and track your progress ◦ Set budgets by spending category ◦ View spending grouped by emotion ◦ Guest mode - start tracking instantly, no account required ◦ Local encryption keeps your financial data private STACKIVE PREMIUM Take your insights further with a Premium subscription: ◦ Emotional Insights - See your top emotional spending patterns and how they change over time ◦ Weekly Comparison - Compare this week's spending to last week at a glance ◦ Product Reminders - Add items to a waiting list before buying, so impulse purchases get a second thought ◦ Full Analytics - Deep charts and breakdowns of your spending habits ◦ Cloud Sync - Access your data across all your devices WHO STACKIVE IS FOR ◦ Impulse spenders who want to understand their triggers ◦ Budget-conscious people looking for more than just numbers ◦ Anyone building healthier financial habits, one stack at a time PRIVACY FIRST Your financial data is encrypted locally with AES-256 and protected by biometric authentication. Stackive never connects to your bank accounts and never sells your data. Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your App Store account settings after purchase. Privacy Policy: https://stackive.co.za/privacy-policy Terms of Use: https://stackive.co.za/terms-of-use