OUTsurance vs Stackive
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OUTsurance
Manage your insurance policies, get emergency assistance, and make claims easily. Start new quotes, buy funeral plans, and track your claims 24/7. Refer friends for discounts and join a smart driving program for premium savings.
- Manage insurance policies
- Start new insurance quotes
- Submit and track claims
- Request emergency assistance
- Refer friends for discounts
- Join SmartDrive program
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There’s only one way to get the most OUT of your insurance. And that’s with the OUTsurance app. Whether it’s managing your policy, helping you in an emergency, making claims easy, or even getting discounts when you successfully refer a friend, it’s all doable wherever you are, 24/7. Top features: • Start quotes for car, home contents, buildings, life and business insurance products. • Buy a funeral plan or OUTthere on-demand life cover in a few taps. • Add a new valuable to your existing policy. • View your policy details and OUTbonus amount with the respective due date. • Refer friends and family and get R1000 off our premium for every successful referral. • Register for our SmartDrive programme and receive up to 10% discount on your premium. • Request emergency assistance for your car and your home, 24/7. • Add a contact person to your policy and edit your own contact details. • Request changes to your current policies. • Request documents, such as confirmation of cover and policy schedules. • Update your vehicle registration details. • Complete a windscreen and geyser claim in record time. • Submit a claim for your products. • Track your entire claims process.
Stackive
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Ever bought something you didn't need - and only realised it later? You're not alone. Most spending isn't logical. It's emotional. Stackive helps you see the connection between how you feel and how you spend, so you can finally break the cycle. Log your daily transactions (we call them "stacks"), tag the emotion behind each one - stress, boredom, excitement, guilt - and start seeing the patterns that shape your financial habits. Stackive doesn't just show you where your money goes. It shows you why. WHAT MAKES STACKIVE DIFFERENT Most finance apps stop at numbers. Stackive goes deeper. By tracking the emotion behind every purchase, you build a personal map of your spending triggers. Over time, you'll spot the habits that cost you the most - and replace them with ones that don't. FREE FEATURES ◦ Log income, expenses, and savings in one place ◦ Tag emotional triggers on every transaction ◦ Create savings goals and track your progress ◦ Set budgets by spending category ◦ View spending grouped by emotion ◦ Guest mode - start tracking instantly, no account required ◦ Local encryption keeps your financial data private STACKIVE PREMIUM Take your insights further with a Premium subscription: ◦ Emotional Insights - See your top emotional spending patterns and how they change over time ◦ Weekly Comparison - Compare this week's spending to last week at a glance ◦ Product Reminders - Add items to a waiting list before buying, so impulse purchases get a second thought ◦ Full Analytics - Deep charts and breakdowns of your spending habits ◦ Cloud Sync - Access your data across all your devices WHO STACKIVE IS FOR ◦ Impulse spenders who want to understand their triggers ◦ Budget-conscious people looking for more than just numbers ◦ Anyone building healthier financial habits, one stack at a time PRIVACY FIRST Your financial data is encrypted locally with AES-256 and protected by biometric authentication. Stackive never connects to your bank accounts and never sells your data. Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your App Store account settings after purchase. Privacy Policy: https://stackive.co.za/privacy-policy Terms of Use: https://stackive.co.za/terms-of-use
Screenshots
Verdict
The clearest difference is in-app purchases: OUTsurance at none against Stackive's 1. OUTsurance also leads on device support (3 vs 1). Stackive's advantage is ads (none vs shown) and update cadence (every 2 days vs fortnightly). On price and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Stackive sells 1 in-app purchase, starting at $4.99 per year. OUTsurance asks for nothing beyond the download.
OUTsurance ships an update fortnightly, Stackive every 2 days. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.
| Parameter | OUTsurance | Stackive |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (380 ratings) — better | — |
| Positive reviews | 62.1% of reviews | — |
| Number of ratings | 380 — better | — |
| Update frequency | Fortnightly | Every 2 days — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 81 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | OUTsurance | Kino Hogan |
Bugs and requests
OUTsurance
Reported bugs
13 issues- App keeps logging out frequently
- Smart Drive requires location services but permission is not requested
- App crashes after updates
- Inaccurate policy data displayed in the app
- Cannot add members to policy
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- Vehicle tracking not recording trips
- Biometric login is not functional
- Registration process for existing clients is broken
- App does not open after latest update
- Scanning barcode on license disc closes the app
- App doesn't show tracking on iPhone
- Email required error when loading info during vehicle insurance
- App keeps saying email is required when it's provided
Requested features
8 requests- Add ability to view last five years of claims details
- Increase font size based on device settings
- Allow points man requests after trip completion
- Enable fingerprint access for login
- Improve Smart Drive functionality for non-policyholders
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- Add dark mode option
- Improve app compatibility with older devices
- Allow viewing of policy details for multiple vehicles under one policy
Stackive
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OUTsurance
No in-app purchases
Stackive
- Stackive Premium$4.991 Year
Questions
Is OUTsurance free?
Is Stackive free?
Do OUTsurance or Stackive have ads?
Which is updated more often, OUTsurance or Stackive?
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