Comparison

Money vs Finzo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money

This app is a comprehensive tool for managing your personal finances. It allows you to track expenses, create budgets, monitor investments, and gain a clear overview of your financial health. Stay organized and in control of your money with smart features and detailed reports.

Highlights
  • Smart budgeting with real-time tracking
  • Automatic expense categorization
  • Complete financial overview dashboard
  • Investment performance monitoring
  • Detailed financial reports with charts
  • iCloud sync and biometric security
Features
Read full description

Money 9.0 is a major update to our award-winning personal finance app, fully embracing Apple's most significant design evolution since iOS 7 - Liquid Glass. App UI has been updated for iOS 26, iPadOS 26, and macOS Tahoe 26, with Swift powering key parts of the app for better performance and tighter integration with Apple's latest platforms. Controls, navigation bars, and sidebars adopt Liquid Glass - the translucent material that refracts content, responds to light and motion, and keeps your financial data front and center. WHAT'S NEW IN 9.0 - Liquid Glass UI across all controls, tab bars, and sidebars - Swift-powered components for improved performance and platform integration - Faster performance and smoother animations - Effortless navigation with fewer taps to budgets, transactions, and reports - Unified experience on iPhone, iPad, and Mac - Updated typography, capsule controls, and full Dark Mode support PERSONAL FINANCE & MONEY MANAGEMENT Take control of your personal finance with Money - the comprehensive money manager that tracks every dollar, every account, and every financial goal. Budget your spending, track your expenses, manage your bills, and grow your savings - all in one beautifully designed app. BUDGET PLANNER & SPENDING TRACKER Create flexible budgets for every category - groceries, dining, transportation, housing, utilities, subscriptions. Track monthly budget vs actual spending with smart alerts. EXPENSE TRACKER & TRANSACTION CATEGORIZATION Log expenses in seconds with auto-categorization - food, shopping, travel, bills, healthcare. Add notes, attach receipts, split transactions, track recurring expenses. BILL REMINDER & RECURRING PAYMENT MANAGER Never miss a bill. Tracks rent, mortgage, utilities, subscriptions, credit cards, insurance, loans. Notifications before bills are due. SAVINGS GOAL TRACKER Set savings goals - emergency fund, vacation, home, retirement, wedding, education. Track progress with visual indicators. INVESTMENT PORTFOLIO TRACKER Track stocks, ETFs, mutual funds. Real-time performance, dividends, gains, and asset allocation across all brokerages and retirement accounts. CRYPTO PORTFOLIO TRACKING Track Bitcoin, Ethereum, and other crypto holdings alongside traditional investments. Monitor prices, portfolio value, and gains. NET WORTH TRACKER Watch net worth grow over time. Calculates total assets minus liabilities - bank accounts, investments, real estate, debts, mortgages. BANK SYNC & OPEN BANKING Connect to thousands of banks with secure bank sync. Auto-import transactions. Real-time balance updates for checking, savings, credit cards, loans. REPORTS & INSIGHTS Detailed reports - income vs expense, category breakdowns, monthly comparisons, cash flow charts, and forecasts. MULTI-CURRENCY SUPPORT Money supports multi-currency tracking with automatic exchange rate updates. Manage USD, EUR, GBP, JPY, and dozens more. PRIVACY & SECURITY Your financial data is yours alone. Local storage with optional iCloud sync. Face ID and Touch ID protect access. No tracking, no ads. WORKS EVERYWHERE iPhone, iPad, Mac, and Apple Watch - seamlessly synced via iCloud. ONE-TIME PURCHASE - no subscriptions, no recurring fees. Pay once, own forever. Money has helped people manage their finances for over 20 years. Version 9.0 is our biggest leap yet.

About

Finzo

Manage your money effortlessly with this personal finance tracker. Monitor income and expenses, gain AI-powered insights into spending habits, and make informed financial decisions. Features custom categories, detailed reports, and budget tracking for a clear financial future.

Highlights
  • Track daily expenses and income
  • Customizable expense and income categories
  • AI-powered spending analysis
  • Intelligent budget recommendations
  • Financial runway visualization
  • Secure on-device data storage
Features
Read full description

Take control of your finances with Finzo! Track expenses, manage income effectively, and receive AI-powered insights. See your financial runway at a glance and make smarter money decisions powered by artificial intelligence today. Finzo is your all-in-one personal finance tracker that helps you monitor where your money goes. Create custom categories for both expenses and income, add transactions quickly, and get clear insights into your spending patterns. Our AI technology analyzes your financial habits to provide personalized recommendations and identify saving opportunities you might have missed. Key Features: • Track daily expenses and income with ease • Create custom categories with beautiful icons • View detailed financial reports and trends • AI-powered spending pattern analysis • Intelligent budget recommendations based on your habits • Smart anomaly detection to identify unusual expenses • Set budgets and track your progress • See a clear financial runway for your future • Secure and private - your data stays on your device • Clean, intuitive interface designed for everyone Stop wondering where your money went and start taking control of your financial future with Finzo's advanced AI insights today! Apple EULA : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Money4 screens
Finzo4 screens

Verdict

The call

The clearest difference is review sentiment: Finzo at 100% against Money's 53%. Money's advantage is ads (none vs shown) and device support (4 vs 2). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money sells 3 in-app purchases, starting at $6.99 per month and Finzo sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Money ships an update monthly, Finzo every 5 weeks. The most recent releases landed on October 26, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 7 level
Money versus Finzo: the parameters behind the verdict, then further details
ParameterMoneyFinzo
PriceFreeFree
Rating4.5 (450 ratings) — better—
Positive reviews53.2% of reviews100.0% of reviews — better
Number of ratings450 — better—
Update frequencyMonthly — betterEvery 5 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad
Requires iOS15.6 — better16.6
Further details — not scored
Size55 MB27 MB
Age rating4+4+
DeveloperJumsoftDogukan Ardic

Customer experience

Money

All ratings450 ratings
Positive87.8%
Neutral4.4%
Negative7.8%
Written reviews586 reviews
Positive53.2%
Neutral11.6%
Negative35.2%

Finzo

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Money

Reported bugs

3 issues
  • Frequent app crashes
  • Incorrect transaction import and balance issues
  • Syncing problems between devices

Requested features

4 requests
  • Dark mode option
  • Improved transaction categorization and rules
  • Ability to share accounts with family members
  • Better investment tracking and portfolio management

Finzo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Money

Subscriptions2
  • Direct Downloads Monthly1 Month trial$6.991 Month
  • Direct Downloads Yearly1 Month trial$59.991 Year
One-time1
  • Money Standard$199.99
2 purchases

Finzo

Subscriptions2
  • Finzo Monthly Pro$4.991 Month
  • Finzo Yearly Pro$29.991 Year

Questions

Is Money free?
Money is free to download, with in-app purchases available.
Is Finzo free?
Finzo is free to download, with in-app purchases available.
Do Money or Finzo have ads?
Finzo shows ads; Money does not.
Which is updated more often, Money or Finzo?
Money ships an update monthly, and Finzo every 5 weeks. Most recently, Money was updated on October 26, 2026 and Finzo on October 12, 2026.

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