MoneyBe vs Budgextra

Own your financial data, track your money privately, even when offline. PRIVACY & SECURITY Your financial data is yours. • Data stays in an encrypted container on your device. • No third-party SDKs or data sharing. • Lock access with Face ID and blur the screen when switching apps. • No sign-up, no email required. EVERYDAY TRACKING All you need, right on the main screen. • See total income, expenses, and balances across all accounts at a glance. • Add transactions fast with templates and long press actions from the Home Screen. • Unlimited categories, sortable by usage or color. • Find any transaction instantly by name, amount, or comment. • Multi-currency support with automatic total conversion and rates updated twice a day. REPORTS & BUDGETS Track and analyze your spending. • Set budgets for specific categories and track progress with a quick widget check. • View clear reports on income, expenses, and net balance over any date range. • Filter by account, category, or project for detailed breakdowns. • Use Projects to monitor cash flow for a business, event, or debt. DATA CONTROL & BACKUP Maintain full control over your financial records. • Automatic backups for up to 10 days plus manual save options. • Store backups on device or iCloud Drive. Import and share them. • Export to CSV for external analysis. SUPPORT Need help? We are here. • Write to us directly from the app. • We always read and respond to all your messages. Terms of use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Budgextra is a clean, privacy-focused budgeting app designed to help you manage monthly bills, income, and everyday expenses — without accounts, ads, or unnecessary complexity. Get a clear monthly overview of your finances so you always know where your money stands. Budgextra focuses on the essentials, keeping your data on your device and fully under your control. Simple Monthly Budgeting • Add recurring monthly bills with due dates • Track one or multiple income sources • Record one-off expenses as they happen • Mark bills as paid with a single tap • Remaining balance automatically carries over between months Clear Balance Tracking • See your current balance at a glance • Optional overdraft support with configurable limits • Visual indicators when your balance goes negative • Manually adjust balances if needed Privacy First by Design • No accounts or sign-ups • No ads, analytics, or tracking • All data stored locally on your device • Optional iCloud sync using your private Apple iCloud account • Disable iCloud at any time to keep data fully on-device Works Offline Budgextra works fully offline. If iCloud sync is enabled, your data will sync automatically when an internet connection is available. Secure Access • Optional Face ID protection to secure your financial data • Your information remains private and inaccessible to anyone else Built for iPhone & iPad • Designed for iPhone and iPad running iOS 18 or later • Optimised for modern Apple devices and screen sizes Budgextra helps you stay in control of your money without selling your data, locking features behind subscriptions, or overcomplicating what should be simple. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ferrraridave-coder.github.io/budgextra-support/privacy-policy.html