Spend Wisely vs Budgextra

Spend Wisely is a simple, easy-to-use expense tracker, budget planner, and money manager app that helps you take control of your finances. Just add an expense when you spend - Spend Wisely takes care of the rest. Set budgets for each category (food, transport, shopping), and the app helps you stay within your limits. EXPENSE MANAGER 
Manage your income, expenses, and transfers by category. Create unlimited custom categories. Track every rupee, dollar, or euro you spend. BUDGET PLANNER
 Plan your monthly budget and boost your savings. Set limits per category and see how much you have spent versus your budget with clear progress indicators. ANALYTICS 
View income and expense analysis with clean charts. Track trends, top categories, and comparisons. Export data as CSV. HOME SCREEN WIDGET
 Monitor your balance at a glance. View today's spending, monthly totals, and remaining budget. Quickly add expenses from your home screen. FULLY OFFLINE 
No internet required. Your data stays on your device. No account, no phone number, no personal information required. MULTIPLE ACCOUNTS
 Track wallets, bank accounts, credit cards, and savings separately. No limit on accounts. QUICK ADD 
Save frequent expenses and add them instantly. FLEXIBLE VIEWS
 View expenses daily, weekly, monthly, quarterly, half-yearly, or yearly. CALENDAR VIEW
 See transactions on a calendar. Tap any date to view details. SAVINGS GOALS
 Set targets and track your progress. TAGS
 Add labels to organize transactions for trips, projects, or events. RECURRING TRANSACTIONS
 Automate bills, subscriptions, and income entries. CASH FLOW FORECAST
 See future balance projections based on recurring transactions. SAFE AND SECURE
 Backup and restore anytime. Encrypted backup supported. PERSONALIZATION
 Choose currency, theme, and language. Supports light and dark mode. AND MORE * Net worth tracking * Debt payoff planner * Spending reports * Tag-based analytics * App lock with biometric authentication * Multi-language support * Receipt scanning (OCR) * PDF and CSV export No ads. No data collection. No account required. Start spending wisely today.

Budgextra is a clean, privacy-focused budgeting app designed to help you manage monthly bills, income, and everyday expenses — without accounts, ads, or unnecessary complexity. Get a clear monthly overview of your finances so you always know where your money stands. Budgextra focuses on the essentials, keeping your data on your device and fully under your control. Simple Monthly Budgeting • Add recurring monthly bills with due dates • Track one or multiple income sources • Record one-off expenses as they happen • Mark bills as paid with a single tap • Remaining balance automatically carries over between months Clear Balance Tracking • See your current balance at a glance • Optional overdraft support with configurable limits • Visual indicators when your balance goes negative • Manually adjust balances if needed Privacy First by Design • No accounts or sign-ups • No ads, analytics, or tracking • All data stored locally on your device • Optional iCloud sync using your private Apple iCloud account • Disable iCloud at any time to keep data fully on-device Works Offline Budgextra works fully offline. If iCloud sync is enabled, your data will sync automatically when an internet connection is available. Secure Access • Optional Face ID protection to secure your financial data • Your information remains private and inaccessible to anyone else Built for iPhone & iPad • Designed for iPhone and iPad running iOS 18 or later • Optimised for modern Apple devices and screen sizes Budgextra helps you stay in control of your money without selling your data, locking features behind subscriptions, or overcomplicating what should be simple. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ferrraridave-coder.github.io/budgextra-support/privacy-policy.html