Comparison

Pay for Stripe vs Budgextra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pay for Stripe

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Highlights
  • Accept contactless payments on iPhone
  • Bank-grade encryption for secure transactions
  • Global payment acceptance
  • Responsive in-app support
  • Instant payment processing
Features
Read full description

Use the Pay for Stripe app to accept payments in seconds. Whether you're selling at a garage sale, wedding boutique, or farmer's market, the Pay App allows you to accept payments on the fly. Sell anything. Anytime. Anywhere. Some of our features: TAP TO PAY ON IPHONE Accept contactless payments with only an iPhone. Available in the United States. BANK-GRADE ENCRYPTION When accepting payments, you must do so in a PCI compliant manner. 1000'S OF CUSTOMERS Users from all around the world make payments every day. RESPONSIVE SUPPORT Simply contact us inside the app if you have any question. We reply very quickly. INSTANT PAYMENT IN SECONDS When you start processing live payments from your customers, you will not receive your first payout until 7–10 days after your first successful payment is received. Please note there is a 1.5% fee when using the Pay App (in addition to Stripe fees). COUNTRIES Austria, Australia, Belgium, Canada, China, Denmark, Finland, France, German, Hong Kong, Ireland, Italy, Japan, Luxembourg, Mexico, New Zealand, Norway, Portugal, Singapore, Sweden, Switzerland, United Kingdom, United States, and more. PRIVACY Your privacy is important to us. It is our policy to respect your privacy regarding any information we may collect from you across our website and other apps/sites we own and operate. We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used. We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. We don’t share any personally identifying information publicly or with third-parties, except when required to by law. Our website/app may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies. You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services. Your continued use of our website/app will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us. This policy is effective as of January 2026.

About

Budgextra

Read full description

Budgextra is a clean, privacy-focused budgeting app designed to help you manage monthly bills, income, and everyday expenses — without accounts, ads, or unnecessary complexity. Get a clear monthly overview of your finances so you always know where your money stands. Budgextra focuses on the essentials, keeping your data on your device and fully under your control. Simple Monthly Budgeting • Add recurring monthly bills with due dates • Track one or multiple income sources • Record one-off expenses as they happen • Mark bills as paid with a single tap • Remaining balance automatically carries over between months Clear Balance Tracking • See your current balance at a glance • Optional overdraft support with configurable limits • Visual indicators when your balance goes negative • Manually adjust balances if needed Privacy First by Design • No accounts or sign-ups • No ads, analytics, or tracking • All data stored locally on your device • Optional iCloud sync using your private Apple iCloud account • Disable iCloud at any time to keep data fully on-device Works Offline Budgextra works fully offline. If iCloud sync is enabled, your data will sync automatically when an internet connection is available. Secure Access • Optional Face ID protection to secure your financial data • Your information remains private and inaccessible to anyone else Built for iPhone & iPad • Designed for iPhone and iPad running iOS 18 or later • Optimised for modern Apple devices and screen sizes Budgextra helps you stay in control of your money without selling your data, locking features behind subscriptions, or overcomplicating what should be simple. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ferrraridave-coder.github.io/budgextra-support/privacy-policy.html

Screenshots

Pay for Stripe4 screens
Budgextra4 screens

Verdict

The call

The clearest difference is iOS requirement: Pay for Stripe at 16.4 against Budgextra's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
Pay for Stripe versus Budgextra: the parameters behind the verdict, then further details
ParameterPay for StripeBudgextra
PriceFreeFree
Rating4.7 (1.5K ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings1.5K — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better18.6
Further details — not scored
Size98 MB10 MB
Age rating4+4+
DeveloperACCEPT PAYMENT COMPANYDavid Picknell

Bugs and requests

Pay for Stripe

Reported bugs

2 issues
  • Login issues for some users
  • Errors when submitting applications

Requested features

3 requests
  • Improve customer support channels
  • Provide more transparency on payouts
  • Expand availability to more regions

Budgextra

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Pay for Stripe

No in-app purchases

None

Budgextra

No in-app purchases

Questions

Is Pay for Stripe free?
Pay for Stripe is free to download, with no in-app purchases.
Is Budgextra free?
Budgextra is free to download, with no in-app purchases.
Do Pay for Stripe or Budgextra have ads?
Neither Pay for Stripe nor Budgextra shows ads.
Which is updated more often, Pay for Stripe or Budgextra?
Pay for Stripe ships an update every 3 weeks, and Budgextra every 3 weeks. Most recently, Pay for Stripe was updated on October 29, 2026 and Budgextra on October 28, 2026.

Other comparisons