Expense+ vs Budgextra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense+
This offline money tracker prioritizes security and ease of use with fast bookkeeping and multi-ledger support. It offers detailed revenue and expenditure analysis, asset trend tracking, and multi-currency management without advertisements.
- Offline data storage
- Fast bookkeeping with integrated calculator
- Multi-ledger and multi-account support
- Revenue and expenditure analysis
- Asset trend tracking
- Multi-currency management
- No advertising
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Make room for a clearer picture of your money. Expense+ brings everyday spending, budgets and accounts together in a clean, colorful app. Record an expense in moments, see where your money goes and keep separate books for home, work or travel. Everyday record keeping works offline, with your financial records stored on your device. No ads, no distractions. QUICK TO RECORD • Enter expenses and income with a built-in calculator. • Add categories, members, notes and photos for the details that matter. • Record transfers between accounts and set up recurring entries. ORGANIZED YOUR WAY • Keep separate books for different parts of your life. • Track cash, bank and credit-card accounts in multiple currencies. • Choose a reporting currency for each book while keeping account and transaction currencies. • Find past entries with search and filters, or browse by day in the calendar. UNDERSTAND YOUR SPENDING • Set weekly, monthly and yearly budgets. • Explore income, expense, asset and net-worth reports over your chosen dates. • Review spending by category, member or account. MADE FOR EVERYDAY USE • See today's spending in the iPhone widget. • Record expenses and check spending, budgets and recent history on Apple Watch. • Back up and restore with iCloud, and export records to Excel. • Make it yours with colorful icons, themes and appearance settings. Core record keeping works offline. Purchases, iCloud and connected features require the relevant services and connectivity. OPTIONAL PREMIUM Start with the free, ad-free version. Some features and higher limits require Premium, available as an auto-renewing annual subscription or a one-time permanent purchase. See the app for current prices and included features. Manage or cancel subscriptions in your Apple Account settings. Eligible purchases can be restored in the app. SUPPORT Open Settings → Contact / Feedback in Expense+. Terms of use: https://money.wwwalterhk.workers.dev/expenseplus/en/terms-and-conditions/ Privacy policy: https://money.wwwalterhk.workers.dev/expenseplus/en/privacy-policy/
Budgextra
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Budgextra is a clean, privacy-focused budgeting app designed to help you manage monthly bills, income, and everyday expenses — without accounts, ads, or unnecessary complexity. Get a clear monthly overview of your finances so you always know where your money stands. Budgextra focuses on the essentials, keeping your data on your device and fully under your control. Simple Monthly Budgeting • Add recurring monthly bills with due dates • Track one or multiple income sources • Record one-off expenses as they happen • Mark bills as paid with a single tap • Remaining balance automatically carries over between months Clear Balance Tracking • See your current balance at a glance • Optional overdraft support with configurable limits • Visual indicators when your balance goes negative • Manually adjust balances if needed Privacy First by Design • No accounts or sign-ups • No ads, analytics, or tracking • All data stored locally on your device • Optional iCloud sync using your private Apple iCloud account • Disable iCloud at any time to keep data fully on-device Works Offline Budgextra works fully offline. If iCloud sync is enabled, your data will sync automatically when an internet connection is available. Secure Access • Optional Face ID protection to secure your financial data • Your information remains private and inaccessible to anyone else Built for iPhone & iPad • Designed for iPhone and iPad running iOS 18 or later • Optimised for modern Apple devices and screen sizes Budgextra helps you stay in control of your money without selling your data, locking features behind subscriptions, or overcomplicating what should be simple. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ferrraridave-coder.github.io/budgextra-support/privacy-policy.html
Screenshots
Verdict
The clearest difference is in-app purchases: Budgextra at none against Expense+'s 3. Expense+'s advantage is update cadence (every 2 days vs every 3 weeks) and iOS requirement (15.0 vs 18.6). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense+ sells 3 in-app purchases, starting at $8.99 per year. Budgextra asks for nothing beyond the download.
Expense+ ships an update every 2 days, Budgextra every 3 weeks. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.
| Parameter | Expense+ | Budgextra |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 63 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Sze Kwok Cheung | David Picknell |
In-app purchases
Expense+
- Yearly Renew$8.991 Year
- Yearly Subscribe$5.99
- Permanent Purchase$29.99
Budgextra
No in-app purchases









