Comparison

Dinarak vs BM Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dinarak

This app allows instant payments and money transfers using your smartphone. You can top up your digital wallet and use it to pay bills, send money to friends and family, or make purchases at registered vendors. It offers a convenient way to manage your finances without needing a traditional bank account.

Highlights
  • Instant payments and money transfers
  • Bill payments (utilities, education, mobile top-up)
  • Cash withdrawal from agents or ATMs
  • Pay for goods and services
  • Check balance and view transaction history
  • Register from home or in-person
Features
Read full description

Now you can open your Dinarak wallet account instantly from the comfort of your home! Enjoy instant Payments and Money Transfers... Anytime, Anywhere! With the Dinarak Mobile Payment App, you can make instant payments and money transfers just by using your smartphone. You don't need to carry cash, and you don't even need a bank account... simply top-up your Dinarak account by making a deposit at any of our branches or agents, and you can instantly send money or pay your bills. *Please watch the animated video to see how Dinarak can help you take control of your finances.* Dinarak's services are fully licensed and regulated. The safety and security of your money is always guaranteed. With the Dinarak App, you can: - Withdraw your cash from any Dinarak Agent, Dinarak Branch, or from enabled ATMs - Transfer money to friends and family - Pay bills instantly: the Dinarak App is fully integrated with eFAWATEERCOM so you can pay for utilities, education fees and even top-up your mobile phone - Pay for goods and services at any registered retailer, merchant, or online vendor - Check your balance anytime, and see a mini statement of your latest transactions Registering for your Dinarak account is very easy and takes only a few minutes - just visit a Dinarak Agent or Dinarak Branch with your national identification, fill in a form and activate your Dinarak App. You can also call Dinarak's Customer Service Centre on +962 (6) 551 9090. Non-Jordanians can use their passport for registration (or UNHCR card, as applicable).

About

BM Wallet

Easily send and receive money, pay bills, and top up mobile phones directly from your smartphone. This secure and convenient digital wallet allows for 24/7 transactions anywhere in Egypt without needing a bank account or credit card.

Highlights
  • Send money person-to-person
  • Domestic and mobile-to-mobile transfers
  • Bill payment for utilities and services
  • Mobile phone top-ups
  • International remittance reception
  • Online card for secure purchases
  • Deposit and withdraw cash
  • Favorites for frequent transactions
Features
Read full description

"With just a click on your phone, you can instantly transfer money to friends, family, or any other BM Wallet, as well as withdraw cash, and pay your bills. It's the safest and most convenient method to send and receiving money, accessible 24/7 directly from your mobile phone, anywhere in Egypt. You don’t need a bank account or credit card to use BM Wallet, all you need is a valid mobile number. Get started today in three simple steps: 1. Download the BM Wallet application for free 2. Register at any Banque Misr branch 3. Load your wallet BM Wallet allows you to simply do the following: 1. Send money from person to person, make domestic transfers, and send money from mobile to mobile to any individual inside Egypt 2. Bill payment, including mobile, ADSL, utility, electricity, water bills, and tickets 3. Mobile phone top-ups 4. Purchasing products using your electronic wallet 5. International remittance - receive international transfers on any BM Wallet 6. Online card - issue a secured one-time use online card with a predefined limit to be utilized for online purchasing 7. Deposit or withdraw money from our network of banking agents, retailers or through ATMs 8. Balance inquiry and mini-bank statement 9. Favorites - provides a handy way to save your most used bills, friends/family, merchants, and retailers 10. Load wallet - feed your wallet using your Banque Misr debit, credit, or prepaid cards 11. Contact us - click on Contact Us and you will be directed to a dedicated call center agent for support"

Screenshots

Dinarak4 screens
BM Wallet4 screens

Verdict

The call

The clearest difference is rating: Dinarak at 3.0 against BM Wallet's 1.8. Dinarak also leads on update cadence (every 3 months vs every 12 months) and review sentiment (27% vs 11%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Dinarak holds the better App Store score, 3.0 against 1.8. Both are backed by a comparable volume of ratings — 32 and 34 respectively. Written reviews point the same way: 27% of Dinarak's written reviews are positive against 11% of BM Wallet's.

UpkeepUpdate frequency

Dinarak ships an update every 3 months, BM Wallet every 12 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

Scorecard3 real differences · 7 level
Dinarak versus BM Wallet: the parameters behind the verdict, then further details
ParameterDinarakBM Wallet
PriceFreeFree
Rating3.0 (32 ratings) — better1.8 (34 ratings)
Positive reviews27.3% of reviews — better10.5% of reviews
Number of ratings3234 — better
Update frequencyEvery 3 months — betterEvery 12 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.111.0 — better
Further details — not scored
Size64 MB36 MB
Age rating4+4+
DeveloperAL-MUTAKAMILAH FOR PAYMENTS SERVICES VIA MOBILE PHONEBanque Misr S.A.E

Customer experience

Dinarak

All ratings31 ratings
Positive48.4%
Neutral6.5%
Negative45.2%
Written reviews11 reviews
Positive27.3%
Neutral0.0%
Negative72.7%

BM Wallet

All ratings32 ratings
Positive15.6%
Neutral9.4%
Negative75.0%
Written reviews19 reviews
Positive10.5%
Neutral0.0%
Negative89.5%

In-app purchases

None

Dinarak

No in-app purchases

None

BM Wallet

No in-app purchases

Questions

Is Dinarak free?
Dinarak is free to download, with no in-app purchases.
Is BM Wallet free?
BM Wallet is free to download, with no in-app purchases.
Which has better reviews, Dinarak or BM Wallet?
Dinarak is rated higher. Dinarak averages 3.0 out of 5 from 32 ratings, while BM Wallet averages 1.8 from 34 ratings.
Do Dinarak or BM Wallet have ads?
Neither Dinarak nor BM Wallet shows ads.
Which is updated more often, Dinarak or BM Wallet?
Dinarak ships an update every 3 months, and BM Wallet every 12 months. Most recently, Dinarak was updated on October 24, 2026 and BM Wallet on October 22, 2026.

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