Dinarak vs BM Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Dinarak
This app allows instant payments and money transfers using your smartphone. You can top up your digital wallet and use it to pay bills, send money to friends and family, or make purchases at registered vendors. It offers a convenient way to manage your finances without needing a traditional bank account.
- Instant payments and money transfers
- Bill payments (utilities, education, mobile top-up)
- Cash withdrawal from agents or ATMs
- Pay for goods and services
- Check balance and view transaction history
- Register from home or in-person
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Now you can open your Dinarak wallet account instantly from the comfort of your home! Enjoy instant Payments and Money Transfers... Anytime, Anywhere! With the Dinarak Mobile Payment App, you can make instant payments and money transfers just by using your smartphone. You don't need to carry cash, and you don't even need a bank account... simply top-up your Dinarak account by making a deposit at any of our branches or agents, and you can instantly send money or pay your bills. *Please watch the animated video to see how Dinarak can help you take control of your finances.* Dinarak's services are fully licensed and regulated. The safety and security of your money is always guaranteed. With the Dinarak App, you can: - Withdraw your cash from any Dinarak Agent, Dinarak Branch, or from enabled ATMs - Transfer money to friends and family - Pay bills instantly: the Dinarak App is fully integrated with eFAWATEERCOM so you can pay for utilities, education fees and even top-up your mobile phone - Pay for goods and services at any registered retailer, merchant, or online vendor - Check your balance anytime, and see a mini statement of your latest transactions Registering for your Dinarak account is very easy and takes only a few minutes - just visit a Dinarak Agent or Dinarak Branch with your national identification, fill in a form and activate your Dinarak App. You can also call Dinarak's Customer Service Centre on +962 (6) 551 9090. Non-Jordanians can use their passport for registration (or UNHCR card, as applicable).
BM Wallet
Easily send and receive money, pay bills, and top up mobile phones directly from your smartphone. This secure and convenient digital wallet allows for 24/7 transactions anywhere in Egypt without needing a bank account or credit card.
- Send money person-to-person
- Domestic and mobile-to-mobile transfers
- Bill payment for utilities and services
- Mobile phone top-ups
- International remittance reception
- Online card for secure purchases
- Deposit and withdraw cash
- Favorites for frequent transactions
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"With just a click on your phone, you can instantly transfer money to friends, family, or any other BM Wallet, as well as withdraw cash, and pay your bills. It's the safest and most convenient method to send and receiving money, accessible 24/7 directly from your mobile phone, anywhere in Egypt. You don’t need a bank account or credit card to use BM Wallet, all you need is a valid mobile number. Get started today in three simple steps: 1. Download the BM Wallet application for free 2. Register at any Banque Misr branch 3. Load your wallet BM Wallet allows you to simply do the following: 1. Send money from person to person, make domestic transfers, and send money from mobile to mobile to any individual inside Egypt 2. Bill payment, including mobile, ADSL, utility, electricity, water bills, and tickets 3. Mobile phone top-ups 4. Purchasing products using your electronic wallet 5. International remittance - receive international transfers on any BM Wallet 6. Online card - issue a secured one-time use online card with a predefined limit to be utilized for online purchasing 7. Deposit or withdraw money from our network of banking agents, retailers or through ATMs 8. Balance inquiry and mini-bank statement 9. Favorites - provides a handy way to save your most used bills, friends/family, merchants, and retailers 10. Load wallet - feed your wallet using your Banque Misr debit, credit, or prepaid cards 11. Contact us - click on Contact Us and you will be directed to a dedicated call center agent for support"
Screenshots
Verdict
The clearest difference is rating: Dinarak at 3.0 against BM Wallet's 1.8. Dinarak also leads on update cadence (every 3 months vs every 12 months) and review sentiment (27% vs 11%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Dinarak holds the better App Store score, 3.0 against 1.8. Both are backed by a comparable volume of ratings — 32 and 34 respectively. Written reviews point the same way: 27% of Dinarak's written reviews are positive against 11% of BM Wallet's.
Dinarak ships an update every 3 months, BM Wallet every 12 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.
| Parameter | Dinarak | BM Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (32 ratings) — better | 1.8 (34 ratings) |
| Positive reviews | 27.3% of reviews — better | 10.5% of reviews |
| Number of ratings | 32 | 34 — better |
| Update frequency | Every 3 months — better | Every 12 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.1 | 11.0 — better |
| Further details — not scored | ||
| Size | 64 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | AL-MUTAKAMILAH FOR PAYMENTS SERVICES VIA MOBILE PHONE | Banque Misr S.A.E |
Customer experience
Dinarak
BM Wallet
In-app purchases
Dinarak
No in-app purchases
BM Wallet
No in-app purchases









