Comparison

BM Wallet vs Bokra | بُكرة

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BM Wallet

Easily send and receive money, pay bills, and top up mobile phones directly from your smartphone. This secure and convenient digital wallet allows for 24/7 transactions anywhere in Egypt without needing a bank account or credit card.

Highlights
  • Send money person-to-person
  • Domestic and mobile-to-mobile transfers
  • Bill payment for utilities and services
  • Mobile phone top-ups
  • International remittance reception
  • Online card for secure purchases
  • Deposit and withdraw cash
  • Favorites for frequent transactions
Features
Read full description

"With just a click on your phone, you can instantly transfer money to friends, family, or any other BM Wallet, as well as withdraw cash, and pay your bills. It's the safest and most convenient method to send and receiving money, accessible 24/7 directly from your mobile phone, anywhere in Egypt. You don’t need a bank account or credit card to use BM Wallet, all you need is a valid mobile number. Get started today in three simple steps: 1. Download the BM Wallet application for free 2. Register at any Banque Misr branch 3. Load your wallet BM Wallet allows you to simply do the following: 1. Send money from person to person, make domestic transfers, and send money from mobile to mobile to any individual inside Egypt 2. Bill payment, including mobile, ADSL, utility, electricity, water bills, and tickets 3. Mobile phone top-ups 4. Purchasing products using your electronic wallet 5. International remittance - receive international transfers on any BM Wallet 6. Online card - issue a secured one-time use online card with a predefined limit to be utilized for online purchasing 7. Deposit or withdraw money from our network of banking agents, retailers or through ATMs 8. Balance inquiry and mini-bank statement 9. Favorites - provides a handy way to save your most used bills, friends/family, merchants, and retailers 10. Load wallet - feed your wallet using your Banque Misr debit, credit, or prepaid cards 11. Contact us - click on Contact Us and you will be directed to a dedicated call center agent for support"

About

Bokra | بُكرة

This app is a goal-based saving platform for the MENA region, offering Sharia-compliant saving options linked to real assets. Start saving from EGP 50 for your future or specific goals with flexible withdrawal options and potential returns.

Highlights
  • Goal-based saving
  • Sharia-compliant options
  • Save in real assets
  • Flexible withdrawals
  • Digital account opening
  • Earn returns up to 21%
Features
Read full description

Saving Is Bokra We are digitizing traditional saving to make it smarter, easier, and more accessible than ever through Bokra, the MENA region's first goal-based savings platform, offering Sharia-compliant financial services designed to help you grow and hedge your savings, starting from just EGP 50. Bokra is a licensed financial institution, regulated by the Financial Regulatory Authority (FRA) under license No. 761. - Daftar Al Tawfeer The original “Daftar Al Tawfeer” is back with a digital twist! Don't just set your money aside, make it work for you. Open your digital daftar with a single tap, earn the highest daily returns in Egypt, and enjoy the flexibility to deposit or withdraw your funds whenever you need. - Bokra Sukuk: The First Retail Sukuk in Egypt Earn a stable monthly income with the first-ever Sukuk issued for individuals and corporates. Highly Secure: Rated AA by Moody’s. Transparent: Listed on the Egyptian Exchange (EGX). Sharia-Compliant: Supervised by a specialized Sharia committee to ensure the perfect balance of high yield, security, and ethical investing. - Bokra Pension Card Retire with dignity and peace of mind by designing a flexible, inflation-protected retirement plan. Choose your retirement age and the monthly income you desire, and let us do the rest. Your contributions are invested in real, licensed assets (Gold, Real Estate, and Sukuk) to ensure your money retains its value and supports you when you need it most. - Al Shakmageya The first digital "Shakmageya" for secure gold saving. Save in gold effortlessly from your phone starting from EGP 50. Safe Storage: Your gold is stored in high-security vaults powered by EgyCash. Zero Fees: Enjoy full exemption from management fees and transaction commissions. Liquidity: Buy and sell your gold instantly at any time. Through Bokra’s licensed precious metals funds (license no. 976). Why Choose Bokra? - 100% Digital Onboarding: No paperwork, no bank visits. Open your account in just 3 minutes using cutting-edge Digital ID technology. - Fully Sharia-Compliant: All our financial services are strictly governed by a committee of prominent scholars: Dr. Mohamed El-Beltagi Dr. Adel Shoman Dr. Magdy Ashour - Dedicated Support 19029: Our team is here for you. Reach out via Phone, WhatsApp, or social media. Download Bokra now and start building the future you deserve. Tax Registration No: 866-456-731

Screenshots

BM Wallet4 screens
Bokra | بُكرة4 screens

Verdict

The call

The clearest difference is review sentiment: Bokra | بُكرة at 100% against BM Wallet's 11%. Bokra | بُكرة also leads on rating (5.0 vs 1.8) and update cadence (every 3 weeks vs every 12 months). BM Wallet's advantage is ads (none vs shown) and ratings volume (34 vs 3). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bokra | بُكرة holds the better App Store score, 5.0 against 1.8. That said, the two scores are not equally well evidenced: BM Wallet has 34 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 11% of BM Wallet's written reviews are positive against 100% of Bokra | بُكرة's.

UpkeepUpdate frequency

BM Wallet ships an update every 12 months, Bokra | بُكرة every 3 weeks. The most recent releases landed on October 22, 2026 and October 11, 2026 respectively.

Scorecard7 real differences · 3 level
BM Wallet versus Bokra | بُكرة: the parameters behind the verdict, then further details
ParameterBM WalletBokra | بُكرة
PriceFreeFree
Rating1.8 (34 ratings)5.0 (3 ratings) — better
Positive reviews10.5% of reviews100.0% of reviews — better
Number of ratings34 — better3
Update frequencyEvery 12 monthsEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better15.1
Further details — not scored
Size36 MB72 MB
Age rating4+17+
DeveloperBanque Misr S.A.EBOKRA HOLDING FOR FINANCIAL INVESTMENTS

Customer experience

BM Wallet

All ratings32 ratings
Positive15.6%
Neutral9.4%
Negative75.0%
Written reviews19 reviews
Positive10.5%
Neutral0.0%
Negative89.5%

Bokra | بُكرة

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

BM Wallet

No in-app purchases

None

Bokra | بُكرة

No in-app purchases

Questions

Is BM Wallet free?
BM Wallet is free to download, with no in-app purchases.
Is Bokra | بُكرة free?
Bokra | بُكرة is free to download, with no in-app purchases.
Which has better reviews, BM Wallet or Bokra | بُكرة?
Bokra | بُكرة is rated higher. BM Wallet averages 1.8 out of 5 from 34 ratings, while Bokra | بُكرة averages 5.0 from 3 ratings.
Do BM Wallet or Bokra | بُكرة have ads?
Bokra | بُكرة shows ads; BM Wallet does not.
Which is updated more often, BM Wallet or Bokra | بُكرة?
BM Wallet ships an update every 12 months, and Bokra | بُكرة every 3 weeks. Most recently, BM Wallet was updated on October 22, 2026 and Bokra | بُكرة on October 11, 2026.

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