Comparison

Wealthica vs Scaryfolio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealthica

Consolidate all your financial accounts into one platform. Automatically track your net worth, investments, and transactions from thousands of institutions. Gain an unbiased view of your wealth and manage your finances effectively.

Highlights
  • Net worth tracking
  • Automatic daily updates
  • Consolidated transaction history
  • Investment holdings overview
  • Budgeting and goal setting
  • Data export to spreadsheets
Features
Read full description

Track all your investments with Wealthica Every day, Wealthica connects to your financial institutions and stores all of your transactions and investments history. This allows you to see all your investments and banking transactions in one place and get an unbiased view of your wealth. Wealthica supports over 20,000 financial institutions, including banks, investments and crypto. -- NET WORTH TRACKING -- Track your entire net worth: stocks and shares, bonds and funds, real estate, cars, private investments, crypto or any other asset. Know how much you and your family are worth. Create groups for family members, businesses or family trusts to track your net worth across multiple entities. -- UPDATED DAILY -- No need to enter your data manually. Simply : 1- Sign up 2- Connect your investment accounts. 3- Review your automatically synchronized data daily. -- TRANSACTIONS -- All your transactions from all your bank and investment accounts in a single list. Get daily or weekly email alerts for new transactions and cash drag. -- HOLDINGS -- View all your investment holdings in a single list. Categorize and review the daily performance of your holdings. Use the holdings view to review your asset allocation or plan to rebalance your portfolio. -- COMPATIBLE WITH WEALTHICA WEB -- The Wealthica on-the-go mobile app is a great complement to our web app. Log in with the same credentials you use to connect to our mobile app. Explore the Power Ups section to discover new reports and advanced features. Share your data with trusted family members, advisors, or other financial professionals. Export your data to Google Sheets or Excel and instantly automate your financial spreadsheet from the web. You can track your monthly income and spendings, categorize these spendings and income transactions, control your budget and set goals for each category. Know how you spend your money to more effectively control your personal finance and plan for regular savings or debt repayments. -- SUPPORTED FINANCIAL INSTITUTIONS -- Wealthica automatically syncs your holdings and transactions from a growing list of over 20,000 financial institutions. Your institution isn’t supported? Contact us! INCLUDING THE FOLLOWING: E*trade from Morgan Stanley, Robinhood, Interactive Brokers, Bank of America, Citibank, Wells Fargo, TD Bank, Bank of America, Merill, Morgan Stanley, Marcus by Goldman Sachs, Goldman Sachs, JP Morgan Chase, Fidelity, eToro, Vanguard, Wise, Chime, SoFi, Betterment, NorthOne, PayPal, M1 Finance, Axos Bank, Edward Jones, Binance US, Coinbase, Kraken, Bitstamp, Gemini, Crypto.com, Metamask -- PRIVATE AND SECURE -- Your privacy and security is our top priority. Thousands of users trust Wealthica to track over $49 billion in assets. We use the latest technology and have strict processes in place to protect your financial information. Wealthica only reads and saves your financial data to create a visual dashboard of your entire financial life. We will never sell, publish or share your contact information or any identifiable personal information to any third parties. Terms of Service: https://wealthica.com/terms/

About

Scaryfolio

This app provides a native experience for managing your investments across Apple devices. Track portfolio performance, account details, and plan for financial independence with interactive charts and customizable widgets. It syncs with Ghostfolio Cloud or self-hosted instances.

Highlights
  • Portfolio performance tracking
  • Account and transaction management
  • Financial Independence/Early Retirement (FIRE) planning
  • Watchlist and market insights
  • Customizable widgets and Apple Watch complications
  • Notifications and App Shortcuts integration
  • Privacy controls for financial data
Features
Read full description

Scaryfolio brings Ghostfolio to your iPhone, iPad, Mac, and Apple Watch with a beautiful, native experience across all your devices. Whether you use Ghostfolio Cloud or run your own self-hosted instance, Scaryfolio gives you instant access to investments, watchlist, market insights, notifications, shortcuts, and long-term planning tools from anywhere. PORTFOLIO DASHBOARD - Beautiful interactive charts - Track performance across 1D, 1W, 1M, 3M, 1Y, YTD, and All-time - View portfolio value, net worth, gains, returns, and account performance - Choose whether charts show portfolio value or performance - Customize summary metrics, axis lines, ticker display, and cash handling ACCOUNT MANAGEMENT - View all investment accounts in one place - See detailed holdings, balances, currencies, positions, and transactions - Track dividends, buys, sells, fees, and interest income - Add and edit activities with a native workflow - Create accounts and manage balances with Scaryfolio Pro FIRE PLANNING - Plan financial independence and early retirement from your portfolio - Project growth using assets, monthly savings, return assumptions, and retirement date - Estimate sustainable yearly and monthly withdrawals - Explore contribution and growth projections with an interactive chart - Add FIRE widgets for withdrawal estimates and time left until retirement WATCHLIST & MARKETS - Track symbols in your Ghostfolio watchlist - Browse market benchmarks and detailed performance charts - Sort by name, ticker, or distance from all-time high - View all-time high performance, market condition, and 50-day/200-day trends WIDGETS & WATCH - Add portfolio, performance, chart, and FIRE widgets - Choose accounts, time ranges, and metrics for supported widgets - See portfolio value and performance without opening the app - Use Lock Screen complications for quick portfolio updates - Track your portfolio, accounts, and holdings on Apple Watch NOTIFICATIONS, SHORTCUTS & SPOTLIGHT - Get in-app portfolio notifications for 1D, weekly, monthly, and yearly performance - Choose scheduled times and report options for each notification - Use App Shortcuts and Siri to open screens or retrieve portfolio and account metrics - Find accounts quickly with Spotlight search - Build custom workflows in the Shortcuts app PERSONALIZATION - Enable or hide Portfolio, Accounts, Watchlist, and Markets tabs - Show net worth or portfolio value - Exclude uninvested cash from account totals - Blur financial amounts with privacy controls - Fine-tune lists, charts, summaries, widgets, notifications, and shortcuts SCARYFOLIO PRO Unlock full portfolio management and advanced customization with a single in-app purchase: - Create and delete investment accounts - Record buy and sell transactions - Log dividends, interest income, fees, and expenses - Search for stocks, ETFs, mutual funds, or cryptocurrencies - Use FIRE planning, advanced widgets, personalization, premium views, and portfolio/account data shortcuts PRIVACY & SECURITY - Your data stays on your Ghostfolio server - Secure token-based authentication - No tracking, no ads, no data collection - Works with Ghostfolio Cloud and self-hosted instances REQUIREMENTS - A Ghostfolio account (ghostfol.io or self-hosted) - Your Ghostfolio Security Token Scaryfolio is an unofficial client for Ghostfolio, the open-source wealth management software loved by investors worldwide. Take control of your financial future with native apps for iOS, iPadOS, macOS, and watchOS. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Wealthica4 screens
Scaryfolio4 screens

Verdict

The call

The clearest difference is update cadence: Scaryfolio at every 2 days against Wealthica's every 3 weeks. Scaryfolio also leads on review sentiment (50% vs 22%) and device support (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealthica sells 8 in-app purchases, starting at $6.29 per month and Scaryfolio sells 5 in-app purchases, starting at $5.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Wealthica ships an update every 3 weeks, Scaryfolio every 2 days. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
Wealthica versus Scaryfolio: the parameters behind the verdict, then further details
ParameterWealthicaScaryfolio
PriceFreeFree
Rating4.0 (22 ratings) — better—
Positive reviews22.2% of reviews50.0% of reviews — better
Number of ratings22 — better—
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPad, Mac, Apple Watch — better
Requires iOS17.617.0 — better
Further details — not scored
Size63 MB51 MB
Age rating4+4+
DeveloperWealthica Financial Technology Inc.Eduardo Almeida

Customer experience

Wealthica

All ratings22 ratings
Positive77.3%
Neutral4.5%
Negative18.2%
Written reviews81 reviews
Positive22.2%
Neutral14.8%
Negative63.0%

Scaryfolio

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

8 purchases

Wealthica

Subscriptions8
  • Connect Plan Monthly14 Days trial$6.291 Month
  • Connect Unlimited Plan Monthly14 Days trial$9.991 Month
  • Premium Plan Monthly14 Days trial$19.991 Month
Show 5 more
  • Prestige Plan Monthly14 Days trial$29.991 Month
  • Connect Plan Yearly14 Days trial$49.991 Year
  • Connect Unlimited Plan Yearly14 Days trial$75.001 Year
  • Premium Plan Yearly14 Days trial$150.001 Year
  • Prestige Plan Yearly14 Days trial$249.991 Year
5 purchases

Scaryfolio

Subscriptions1
  • Scaryfolio Pro$5.991 Year
One-time4
  • Friendly Ghost$0.99
  • Helpful Haunt$2.99
  • Legendary Phantom$5.99
Show 1 more
  • Scaryfolio Pro$11.99

Questions

Is Wealthica free?
Wealthica is free to download, with in-app purchases available.
Is Scaryfolio free?
Scaryfolio is free to download, with in-app purchases available.
Do Wealthica or Scaryfolio have ads?
Neither Wealthica nor Scaryfolio shows ads.
Which is updated more often, Wealthica or Scaryfolio?
Wealthica ships an update every 3 weeks, and Scaryfolio every 2 days. Most recently, Wealthica was updated on October 24, 2026 and Scaryfolio on October 24, 2026.

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