Wealthica vs RetireFlow

Track all your investments with Wealthica Every day, Wealthica connects to your financial institutions and stores all of your transactions and investments history. This allows you to see all your investments and banking transactions in one place and get an unbiased view of your wealth. Wealthica supports over 20,000 financial institutions, including banks, investments and crypto. -- NET WORTH TRACKING -- Track your entire net worth: stocks and shares, bonds and funds, real estate, cars, private investments, crypto or any other asset. Know how much you and your family are worth. Create groups for family members, businesses or family trusts to track your net worth across multiple entities. -- UPDATED DAILY -- No need to enter your data manually. Simply : 1- Sign up 2- Connect your investment accounts. 3- Review your automatically synchronized data daily. -- TRANSACTIONS -- All your transactions from all your bank and investment accounts in a single list. Get daily or weekly email alerts for new transactions and cash drag. -- HOLDINGS -- View all your investment holdings in a single list. Categorize and review the daily performance of your holdings. Use the holdings view to review your asset allocation or plan to rebalance your portfolio. -- COMPATIBLE WITH WEALTHICA WEB -- The Wealthica on-the-go mobile app is a great complement to our web app. Log in with the same credentials you use to connect to our mobile app. Explore the Power Ups section to discover new reports and advanced features. Share your data with trusted family members, advisors, or other financial professionals. Export your data to Google Sheets or Excel and instantly automate your financial spreadsheet from the web. You can track your monthly income and spendings, categorize these spendings and income transactions, control your budget and set goals for each category. Know how you spend your money to more effectively control your personal finance and plan for regular savings or debt repayments. -- SUPPORTED FINANCIAL INSTITUTIONS -- Wealthica automatically syncs your holdings and transactions from a growing list of over 20,000 financial institutions. Your institution isn’t supported? Contact us! INCLUDING THE FOLLOWING: E*trade from Morgan Stanley, Robinhood, Interactive Brokers, Bank of America, Citibank, Wells Fargo, TD Bank, Bank of America, Merill, Morgan Stanley, Marcus by Goldman Sachs, Goldman Sachs, JP Morgan Chase, Fidelity, eToro, Vanguard, Wise, Chime, SoFi, Betterment, NorthOne, PayPal, M1 Finance, Axos Bank, Edward Jones, Binance US, Coinbase, Kraken, Bitstamp, Gemini, Crypto.com, Metamask -- PRIVATE AND SECURE -- Your privacy and security is our top priority. Thousands of users trust Wealthica to track over $49 billion in assets. We use the latest technology and have strict processes in place to protect your financial information. Wealthica only reads and saves your financial data to create a visual dashboard of your entire financial life. We will never sell, publish or share your contact information or any identifiable personal information to any third parties. Terms of Service: https://wealthica.com/terms/

Ditch the spreadsheets and the static calculators. RetireFlow brings industrial-strength financial modeling to your pocket. Built by an experienced quantitative analyst, RetireFlow doesn't just give you a "number"—it helps you formulate a retirement strategy and truly stress-test it. WHY RETIREFLOW? Most calculators use "straight-line" math that ignores reality. RetireFlow uses 1,000-run Monte Carlo simulations to model real-world market volatility, inflation, and tax drag. RetireFlow is designed to help guide your financial future from age 20 to the end of your retirement journey. KEY FEATURES: Monte Carlo Simulation: Project a highly realistic view of your retirement success using 1,000 different paths for inflation and asset returns. Can your plan support your spending target? RetireFlow will give you the probability of success. The Backsolver: Our signature tool. Instead of asking "Is this enough?", tell the app your desired confidence level and let it calculate exactly how much you can safely spend, or exactly how much more you need to save. You can even solve for a specific ending estate value to plan your legacy! Real-Dollar Logic: No "inflated" numbers. See your future wealth in today’s purchasing power for total financial clarity. Privacy-First: RetireFlow operates on a "Zero-Knowledge" architecture. We don't want your data. RetireFlow requires no accounts, no cloud syncing, and no data harvesting by us. All of your financial modeling is processed locally on your device. Tax-Smart Modeling: Built-in logic for US and Canadian tax brackets (including the Ontario Surtax), ensuring you see your true "after-tax" reality. Handles complex cross-border scenarios—perfect for those who work in one country and retire to another. Probability Cones: Visualize your future Net Worth with p25-p75 projections and "Worst Case" safeguards. Private AI Observations: Bring your own API key to generate tailored observations and have an in-app conversation about your plan. Data usage is strictly governed by your agreement with your chosen AI provider. We do not intercept or see this information. Highly Adaptable: Easily model and compare different life scenarios by adding multiple spending periods, secondary income sources (rental income, part-time jobs), one-off life events, and shifting investment allocations. TRY IT FOR FREE Run standard, deterministic retirement scenarios completely for free. Unlock the advanced Monte Carlo engine and Backsolver with a RetireFlow Pro subscription. A RandFact Works Inc. Production. Retirement isn't about scarcity; it's about the permission to spend. Solve your plan today. Terms of Use (Apple’s Standard License Agreement): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/