Comparison

Wealthica vs Splits

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wealthica

Consolidate all your financial accounts into one platform. Automatically track your net worth, investments, and transactions from thousands of institutions. Gain an unbiased view of your wealth and manage your finances effectively.

Highlights
  • Net worth tracking
  • Automatic daily updates
  • Consolidated transaction history
  • Investment holdings overview
  • Budgeting and goal setting
  • Data export to spreadsheets
Features
Read full description

Track all your investments with Wealthica Every day, Wealthica connects to your financial institutions and stores all of your transactions and investments history. This allows you to see all your investments and banking transactions in one place and get an unbiased view of your wealth. Wealthica supports over 20,000 financial institutions, including banks, investments and crypto. -- NET WORTH TRACKING -- Track your entire net worth: stocks and shares, bonds and funds, real estate, cars, private investments, crypto or any other asset. Know how much you and your family are worth. Create groups for family members, businesses or family trusts to track your net worth across multiple entities. -- UPDATED DAILY -- No need to enter your data manually. Simply : 1- Sign up 2- Connect your investment accounts. 3- Review your automatically synchronized data daily. -- TRANSACTIONS -- All your transactions from all your bank and investment accounts in a single list. Get daily or weekly email alerts for new transactions and cash drag. -- HOLDINGS -- View all your investment holdings in a single list. Categorize and review the daily performance of your holdings. Use the holdings view to review your asset allocation or plan to rebalance your portfolio. -- COMPATIBLE WITH WEALTHICA WEB -- The Wealthica on-the-go mobile app is a great complement to our web app. Log in with the same credentials you use to connect to our mobile app. Explore the Power Ups section to discover new reports and advanced features. Share your data with trusted family members, advisors, or other financial professionals. Export your data to Google Sheets or Excel and instantly automate your financial spreadsheet from the web. You can track your monthly income and spendings, categorize these spendings and income transactions, control your budget and set goals for each category. Know how you spend your money to more effectively control your personal finance and plan for regular savings or debt repayments. -- SUPPORTED FINANCIAL INSTITUTIONS -- Wealthica automatically syncs your holdings and transactions from a growing list of over 20,000 financial institutions. Your institution isn’t supported? Contact us! INCLUDING THE FOLLOWING: E*trade from Morgan Stanley, Robinhood, Interactive Brokers, Bank of America, Citibank, Wells Fargo, TD Bank, Bank of America, Merill, Morgan Stanley, Marcus by Goldman Sachs, Goldman Sachs, JP Morgan Chase, Fidelity, eToro, Vanguard, Wise, Chime, SoFi, Betterment, NorthOne, PayPal, M1 Finance, Axos Bank, Edward Jones, Binance US, Coinbase, Kraken, Bitstamp, Gemini, Crypto.com, Metamask -- PRIVATE AND SECURE -- Your privacy and security is our top priority. Thousands of users trust Wealthica to track over $49 billion in assets. We use the latest technology and have strict processes in place to protect your financial information. Wealthica only reads and saves your financial data to create a visual dashboard of your entire financial life. We will never sell, publish or share your contact information or any identifiable personal information to any third parties. Terms of Service: https://wealthica.com/terms/

About

Splits

Effortlessly split bills with friends using AI-powered receipt scanning. The app automatically extracts items, calculates taxes and tips proportionally, and allows friends to settle up easily via popular payment apps without needing to download anything.

Highlights
  • AI receipt scanning
  • Proportional tax and tip splitting
  • No app download for friends
  • Direct payment integration (Venmo, Cash App, Zelle)
  • Quick Add for non-receipt expenses
  • Real-time balance tracking
Features
Read full description

Settle money with your people. Went out with friends? Snap a photo of the receipt. Splits reads every item with AI, so there's no typing and no squinting at tiny numbers. Share a link to your group chat and everyone picks what they had. Tax and tip are split based on what each person actually ordered. The best part? Your friends don't need to download anything. They open the link in their browser, tap their items, and they're done in 30 seconds. HOW IT WORKS - Snap the receipt: take a photo and AI pulls out every item, price, tax and tip in seconds. Works with most restaurant receipts. - Share a link: send it by iMessage, WhatsApp or any group chat. Friends claim their items right in the browser. - Settle up: one tap opens Venmo, Cash App or Zelle with the exact amount filled in. Or mark it paid if they handed you cash. BEYOND RESTAURANT BILLS Covered an Uber? Bought the groceries? Add any shared expense in seconds with Quick Add: enter the amount, pick your friends, and split it equally or by custom amounts. No receipt needed. Or type what happened, like "Uber $85, I owe $45, Jake and Sara $20 each", and Splits does the math. YOUR MONEY, YOUR PEOPLE See exactly where you stand with every friend: who owes you, who you owe, and how much. No more mental math or awkward "hey, did you pay me back?" texts. Tap any friend to see your full history together, month by month: every dinner, every ride, every settle-up, with a running balance. TRIPS AND GROUPS Group splits with labels, like a trip, your apartment or your Friday crew, and see who owes who across all of them. Turn on Smart Settle and Splits cancels out debts that go in circles, so everyone makes fewer payments. Totals never change. BUILT DIFFERENT - AI does the work: no manual data entry. It handles quantities, multi-item lines and service charges. - No friction for friends: they open a link. No app download, no account. - Actually fair: tax and tip follow what you ordered, not an even split across the table. - Free: unlimited scans, splits and friends. No paywalls.

Screenshots

Wealthica4 screens
Splits4 screens

Verdict

The call

The clearest difference is rating: Splits at 5.0 against Wealthica's 4.0. Splits also leads on in-app purchases (none vs 8) and iOS requirement (15.1 vs 17.6). Wealthica's advantage is ratings volume (22 vs 1). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealthica sells 8 in-app purchases, starting at $6.29 per month. Splits asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Splits holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Wealthica has 22 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Wealthica ships an update every 3 weeks, Splits every 2 weeks. Both last shipped on November 13, 2026.

Scorecard5 real differences · 5 level
Wealthica versus Splits: the parameters behind the verdict, then further details
ParameterWealthicaSplits
PriceFreeFree
Rating4.0 (22 ratings)5.0 (1 ratings) — better
Positive reviews22.2% of reviews—
Number of ratings22 — better1
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS17.615.1 — better
Further details — not scored
Size63 MB39 MB
Age rating4+4+
DeveloperWealthica Financial Technology Inc.Antonio Duran

Customer experience

Wealthica

All ratings22 ratings
Positive77.3%
Neutral4.5%
Negative18.2%
Written reviews81 reviews
Positive22.2%
Neutral14.8%
Negative63.0%

Splits

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

8 purchases

Wealthica

Subscriptions8
  • Connect Plan Monthly14 Days trial$6.291 Month
  • Connect Unlimited Plan Monthly14 Days trial$9.991 Month
  • Premium Plan Monthly14 Days trial$19.991 Month
Show 5 more
  • Prestige Plan Monthly14 Days trial$29.991 Month
  • Connect Plan Yearly14 Days trial$49.991 Year
  • Connect Unlimited Plan Yearly14 Days trial$75.001 Year
  • Premium Plan Yearly14 Days trial$150.001 Year
  • Prestige Plan Yearly14 Days trial$249.991 Year
None

Splits

No in-app purchases

Questions

Is Wealthica free?
Wealthica is free to download, with in-app purchases available.
Is Splits free?
Splits is free to download, with no in-app purchases.
Which has better reviews, Wealthica or Splits?
Splits is rated higher. Wealthica averages 4.0 out of 5 from 22 ratings, while Splits averages 5.0 from 1 ratings.
Do Wealthica or Splits have ads?
Neither Wealthica nor Splits shows ads.
Which is updated more often, Wealthica or Splits?
Wealthica ships an update every 3 weeks, and Splits every 2 weeks. Most recently, Wealthica was updated on November 13, 2026 and Splits on November 13, 2026.

Other comparisons