Swile vs Mon Epargne
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Swile
This app consolidates all your employee benefits, including meal vouchers, gift cards, and personal funds, onto a single virtual card. Manage your balance, view transactions, and access your PIN code all within the application.
- Consolidated employee benefits
- Virtual card for mobile payments
- View balance and transactions
- Access PIN code
- Donate to charities
- Exclusive deals and offers
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Swile, the card and app for employees. We can't make it any simpler than that. Swile is: - The card that makes it ultra-easy to spend all your employee benefits: Meal vouchers, gift cards, mobility vouchers, holiday benefits, and even your personal money. Why spend time shuffling through different cards and vouchers when there's one card that can do it all? - The card that you can use almost anywhere: You heard us right - if you're out and about right now, look up and walk into the restaurant or store in front of you. And voilà, your Swile card will work in there! - The card that lets you spend down to the very last penny. You never need to hear "Sorry, we don't give change!" again! ». - The card you can use to pay for anything without worrying about the payment limit or remaining balance. Sure, we were all told at school that mental maths is great and all, but you don't need it with us. - Plus, it's a 100% virtual card. You can choose to have it on your phone or on your phone, and not in your wallet. So, no plastic, even if it used to be seen as fantastic. Swile is also: - The application that lets you view your balance, past transactions and PIN code. In short, anything that can be view, you can view it with Swile. - The app that makes it easier to donate to your charities of choice. - The app that boosts your purchasing power with good deals. The Swile app is all about off course, there are many new features to come that will totally blow your mind, sweep you off your feet, take your breath away, but we don't want to get carried away. If you want to let us know how much you love Swile, get in touch at: hello@swile.fr Why not give us a follow? Find us on: Linkedin - Twitter - Instagram - Facebook - but not on the streets! Have a good day with Swile.
Mon Epargne
Easily view your employee savings and retirement plans. Get a clear overview of your savings, transaction history, and available investment options. Manage your finances with intuitive tools and services designed for simplicity and accessibility.
- View savings and retirement plans
- Track savings evolution
- Detailed plan information
- Transaction history
- Available investment options
- Financial management tools
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Consultez facilement votre Epargne Salariale & Retraite : - Une vision simple et rapide de votre épargne et de son évolution dans le temps - Le détail complet de vos plans d’épargne et l’historique de vos opérations - L’ensemble des placements mis à disposition par votre entreprise - Un éventail complet d’outils et de services pour gérer votre épargne à portée de main Une application repensée pour plus de simplicité, de fluidité et une meilleure accessibilité.
Screenshots
Verdict
The clearest difference is rating: Swile at 4.7 against Mon Epargne's 1.0. Swile also leads on review sentiment (88% vs 48%) and ratings volume (354 vs 5). Mon Epargne's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Swile holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Swile has 354 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 88% of Swile's written reviews are positive against 48% of Mon Epargne's.
Swile ships an update weekly, Mon Epargne every 2 weeks. The most recent releases landed on November 9, 2026 and November 6, 2026 respectively.
| Parameter | Swile | Mon Epargne |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (354 ratings) — better | 1.0 (5 ratings) |
| Positive reviews | 88.5% of reviews — better | 47.8% of reviews |
| Number of ratings | 354 — better | 5 |
| Update frequency | Weekly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 237 MB | 123 MB |
| Age rating | 4+ | 12+ |
| Developer | Swile | Amundi |
Customer experience
Swile
Mon Epargne
In-app purchases
Swile
No in-app purchases
Mon Epargne
No in-app purchases
