Comparison

Swile vs Simply Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swile

This app consolidates all your employee benefits, including meal vouchers, gift cards, and personal funds, onto a single virtual card. Manage your balance, view transactions, and access your PIN code all within the application.

Highlights
  • Consolidated employee benefits
  • Virtual card for mobile payments
  • View balance and transactions
  • Access PIN code
  • Donate to charities
  • Exclusive deals and offers
Features
Read full description

Swile, the card and app for employees. We can't make it any simpler than that. Swile is: - The card that makes it ultra-easy to spend all your employee benefits: Meal vouchers, gift cards, mobility vouchers, holiday benefits, and even your personal money. Why spend time shuffling through different cards and vouchers when there's one card that can do it all? - The card that you can use almost anywhere: You heard us right - if you're out and about right now, look up and walk into the restaurant or store in front of you. And voilà, your Swile card will work in there! - The card that lets you spend down to the very last penny. You never need to hear "Sorry, we don't give change!" again! ». - The card you can use to pay for anything without worrying about the payment limit or remaining balance. Sure, we were all told at school that mental maths is great and all, but you don't need it with us. - Plus, it's a 100% virtual card. You can choose to have it on your phone or on your phone, and not in your wallet. So, no plastic, even if it used to be seen as fantastic. Swile is also: - The application that lets you view your balance, past transactions and PIN code. In short, anything that can be view, you can view it with Swile. - The app that makes it easier to donate to your charities of choice. - The app that boosts your purchasing power with good deals. The Swile app is all about off course, there are many new features to come that will totally blow your mind, sweep you off your feet, take your breath away, but we don't want to get carried away. If you want to let us know how much you love Swile, get in touch at: hello@swile.fr Why not give us a follow? Find us on: Linkedin - Twitter - Instagram - Facebook - but not on the streets! Have a good day with Swile.

About

Simply Pay

Easily pay for services at laundromats and car washes directly from your smartphone. This app offers a secure private wallet, exclusive promotions, and customer loyalty rewards for a seamless payment experience.

Highlights
  • Fast and secure payments
  • Integrated virtual wallet
  • Promotional offers and benefits
  • Customer loyalty program
  • QR code scanning for payment
Features
Read full description

Simply Pay® Payer facilement en Laverie et en station de Lavage Auto Simply Pay® un outil de fidélisation compatible avec tous les équipements du marché. L’application smartphone développé par LM Control permet de payer directement depuis son smartphone, par le biais d’un portefeuille privatif. Profitez d'offres promotionnelles exclusives et d'avantages lors de vos rechargements. Fidélisez vos clients avec des récompenses attractives et bien plus encore. Caractéristiques principales : - Paiements rapides et sécurisés - Portefeuille virtuel intégré - Offres promotionnelles et avantages - Fidélisation client Comment ça marche ? - Je télécharge Simply Pay® - Je crée mon compte - Je scanne le QR Code - Je recharge mon compte Téléchargez Simply Pay dès aujourd'hui et simplifiez vos paiements ! Pour plus d'informations, rendez-vous sur : www.lmcontrol.com

Screenshots

Swile4 screens
Simply Pay4 screens

Verdict

The call

The clearest difference is review sentiment: Swile at 88% against Simply Pay's 48%. Swile also leads on rating (4.7 vs 4.3) and update cadence (weekly vs every 5 weeks). Simply Pay's advantage is monetization model (free vs free with in-app purchases) and device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Swile holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Swile has 353 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 88% of Swile's written reviews are positive against 48% of Simply Pay's.

UpkeepUpdate frequency

Swile ships an update weekly, Simply Pay every 5 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
Swile versus Simply Pay: the parameters behind the verdict, then further details
ParameterSwileSimply Pay
PriceFreeFree
Rating4.7 (353 ratings) — better4.3 (4 ratings)
Positive reviews88.5% of reviews — better48.4% of reviews
Number of ratings353 — better4
Update frequencyWeekly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size243 MB53 MB
Age rating4+4+
DeveloperSwileLM CONTROL

Customer experience

Swile

All ratings353 ratings
Positive91.8%
Neutral4.2%
Negative4.0%
Written reviews26 reviews
Positive88.5%
Neutral3.8%
Negative7.7%

Simply Pay

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews31 reviews
Positive48.4%
Neutral0.0%
Negative51.6%

In-app purchases

None

Swile

No in-app purchases

None

Simply Pay

No in-app purchases

Questions

Is Swile free?
Swile is free to download, with no in-app purchases.
Is Simply Pay free?
Simply Pay is free to download, with no in-app purchases.
Which has better reviews, Swile or Simply Pay?
Swile is rated higher. Swile averages 4.7 out of 5 from 353 ratings, while Simply Pay averages 4.3 from 4 ratings.
Do Swile or Simply Pay have ads?
Neither Swile nor Simply Pay shows ads.
Which is updated more often, Swile or Simply Pay?
Swile ships an update weekly, and Simply Pay every 5 weeks. Most recently, Swile was updated on November 2, 2026 and Simply Pay on November 3, 2026.

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