BCRemit vs PalawanPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCRemit
Send money to the Philippines securely and conveniently from the UK, Europe, US, or Canada. Offers low fees, competitive exchange rates, and fast transfers to GCash, banks, or for cash pickup. Also facilitates bill payments for government contributions and developers.
- Low transfer fees
- High exchange rates
- Fast transfers to GCash & banks
- Cash pickup options
- Pay SSS, Pag-IBIG, PhilHealth
- 24/7 customer support
- Fully licensed and secure
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Send Money to the Philippines – Secure, Fast, and Convenient BCRemit is the trusted remittance app for Filipinos living and working abroad. Whether you’re in the UK, Europe, US, or Canada, BCRemit makes it easy to send money back home—with low fees, high exchange rates, and 24/7 support. Why Thousands of OFWs Trust BCRemit - Low Transfer Fees We offer some of the lowest fees on the market—with no hidden charges. Plus, your first transfer is free! - High FX Rates Get more pesos for every pound, dollar, or euro. We give you competitive, real-time exchange rates. - Fast Transfers to GCash & Banks Send money directly to your loved one’s GCash or other e-wallet account, Philippine bank account, or choose cash pickup options. Most transfers arrive within minutes. - Beyond Remittance With BCRemit Pay, you can pay government contributions like SSS, Pag-IBIG, PhilHealth, top up or renew your OWWA membership*, or pay monthly amortizations to major developers like Ayala Land and Megaworld. - 24/7 Customer Support Need help? Chat with our friendly Filipino team anytime, anywhere. We’re always ready to assist via in-app chat or email. - Fully Licensed & Secure BCRemit is regulated and authorized in the UK, EU, US, CA, and PH. Your transactions are protected with bank-level security and encrypted for your peace of mind. Whether you’re sending money or taking care of everyday expenses—BCRemit is your all-in-one solution for financial care at home. Where You Can Send To: - Bank: BDO, BPI, Metrobank, Landbank, UnionBank, RCBC, PNB, Bank of Commerce, Chinabank - E-Wallet: GCash, Maya, Lazada Wallet, Shopee Pay, GrabPay, Coins.PH - Cash Pickup: M Lhuillier, Palawan Express, Cebuana Lhuillier, LBC, Villarica, PSBank, Pera Hub, RD, Tambunting, Robinsons Built for Filipinos Abroad Whether you're supporting your family, paying bills, or sending love back home—BCRemit gives you peace of mind with every transaction. Download BCRemit today and make your first transfer FREE!
PalawanPay
This digital e-wallet allows users to conveniently send money, pay bills, and purchase load. It also offers features for buying gold and jewelry, and renewing pawned items. Experience a more affordable and accessible way to manage your finances.
- Send money
- Pay bills
- Buy load
- Buy gold and jewelry
- Renew pawns
- Digital e-wallet
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PalawanPay PalawanPay is the digital e-wallet from the most trusted pawnshop, Palawan Pawnshop, and the leading over-the-counter remittance brand, Palawan Express Pera Padala. Now, it’s more convenient and affordable to send money, pay bills, buy load, buy gold and jewelry, and even renew your pawns! Download your second wallet now — PalawanPay!
Screenshots
Verdict
The clearest difference is review sentiment: BCRemit at 94% against PalawanPay's 50%. BCRemit also leads on rating (5.0 vs 4.1). PalawanPay's advantage is ratings volume (54 vs 5) and monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCRemit holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: PalawanPay has 54 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 94% of BCRemit's written reviews are positive against 50% of PalawanPay's.
BCRemit ships an update monthly, PalawanPay fortnightly. The most recent releases landed on June 2, 2026 and September 20, 2026 respectively.
| Parameter | BCRemit | PalawanPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 4.1 (54 ratings) |
| Positive reviews | 94.4% of reviews — better | 50.0% of reviews |
| Number of ratings | 5 | 54 — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 123 MB | 169 MB |
| Age rating | 4+ | 4+ |
| Developer | BC Remittance Ltd. | Palawan Pawnshop |
Customer experience
BCRemit
PalawanPay
In-app purchases
BCRemit
No in-app purchases
PalawanPay
No in-app purchases
