Comparison

PalawanPay vs Salmon

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PalawanPay

This digital e-wallet allows users to conveniently send money, pay bills, and purchase load. It also offers features for buying gold and jewelry, and renewing pawned items. Experience a more affordable and accessible way to manage your finances.

Highlights
  • Send money
  • Pay bills
  • Buy load
  • Buy gold and jewelry
  • Renew pawns
  • Digital e-wallet
Features
Read full description

PalawanPay PalawanPay is the digital e-wallet from the most trusted pawnshop, Palawan Pawnshop, and the leading over-the-counter remittance brand, Palawan Express Pera Padala. Now, it’s more convenient and affordable to send money, pay bills, buy load, buy gold and jewelry, and even renew your pawns! Download your second wallet now — PalawanPay!

About

Salmon

This finance app connects users with reliable financial services, offering credit lines, savings accounts, and time deposits. Manage your finances, access loans, and make secure transactions all within one platform.

Highlights
  • Reusable credit line up to ₱250,000
  • Interest-free purchases for up to 62 days
  • Virtual card for secure transactions
  • QR Ph payment acceptance
  • Interest-earning savings and time deposits
  • Digital management of financial products
Features
Read full description

Salmon puts your savings, credit, and loans in one app — available across the Philippines. Whether you're buying something now and paying for it over time, growing your savings, or keeping credit ready for when you need it, it's all here. - Take home what you need today, pay for it monthly — borrow up to ₱60,000 from 0% down payment and 0% interest with Product Loan, available at over 10,000 partner stores nationwide - Credit you'll actually use, with cashback to show for it — get a reusable credit line of up to ₱250,000 with 0% interest for up to 62 days, plus earn up to ₱1,250 cashback every month - Put your money to work — start with as little as ₱5,000 on terms from 6 months to 5 years with Time Deposit - Grow your savings, then withdraw whenever you need to — with Salmon Save, get a flat 4% p.a. on any balance and zero lock-in For existing customers Manage your Credit Line, Product Loan, Moto Loan, Time Deposit, and Salmon Save in one place. Track due dates, check balances, and make repayments, all without visiting a branch. Find us online Facebook: https://facebook.com/salmonphilippines Website: https://salmon.ph Now the part our lawyers asked us to include We handle real money, so there's some fine print. Salmon app is operated by Salmon Group Ltd and functions as a Platform-as-a-Service (PaaS) provider. All financial products and services available through the app are issued exclusively by licensed subsidiaries of Salmon Group Ltd. in the Philippines.  - Sunprime Finance Inc., a financing company registered with the Securities and Exchange Commission (SEC) (SEC Reg. No. CS201916698, C.A. No. 1241), provides credit services through its Online Lending Platform, LoanOnline.  - Salmon Bank (Rural Bank) Inc., licensed by the Bangko Sentral ng Pilipinas (BSP), provides deposit and basic electronic financial services (EPFS).  Salmon Group Ltd does not issue financial products and acts solely as the technology platform provider. All services offered through the app are available only to users located in the Philippines and require a Philippine mobile number for registration and access.

Screenshots

PalawanPay4 screens
Salmon4 screens

Verdict

The call

The clearest difference is rating: Salmon at 4.8 against PalawanPay's 4.1. Salmon also leads on ads (none vs shown) and review sentiment (82% vs 50%). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Salmon holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: Salmon has 392 ratings behind it against 54, so its average is the more settled of the two. Written reviews point the same way: 50% of PalawanPay's written reviews are positive against 82% of Salmon's.

UpkeepUpdate frequency

PalawanPay ships an update fortnightly, Salmon every 3 weeks. The most recent releases landed on September 20, 2026 and September 22, 2026 respectively.

Scorecard5 real differences · 5 level
PalawanPay versus Salmon: the parameters behind the verdict, then further details
ParameterPalawanPaySalmon
PriceFreeFree
Rating4.1 (54 ratings)4.8 (392 ratings) — better
Positive reviews50.0% of reviews81.8% of reviews — better
Number of ratings54392 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size169 MB297 MB
Age rating4+4+
DeveloperPalawan PawnshopSalmon Group Ltd

Customer experience

PalawanPay

All ratings54 ratings
Positive75.9%
Neutral9.3%
Negative14.8%
Written reviews8 reviews
Positive50.0%
Neutral12.5%
Negative37.5%

Salmon

All ratings392 ratings
Positive94.1%
Neutral2.3%
Negative3.6%
Written reviews11 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

In-app purchases

None

PalawanPay

No in-app purchases

None

Salmon

No in-app purchases

Questions

Is PalawanPay free?
PalawanPay is free to download, with no in-app purchases.
Is Salmon free?
Salmon is free to download, with no in-app purchases.
Which has better reviews, PalawanPay or Salmon?
Salmon is rated higher. PalawanPay averages 4.1 out of 5 from 54 ratings, while Salmon averages 4.8 from 392 ratings.
Do PalawanPay or Salmon have ads?
PalawanPay shows ads; Salmon does not.
Which is updated more often, PalawanPay or Salmon?
PalawanPay ships an update fortnightly, and Salmon every 3 weeks. Most recently, PalawanPay was updated on September 20, 2026 and Salmon on September 22, 2026.

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