PalawanPay vs Salmon
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PalawanPay
This digital e-wallet allows users to conveniently send money, pay bills, and purchase load. It also offers features for buying gold and jewelry, and renewing pawned items. Experience a more affordable and accessible way to manage your finances.
- Send money
- Pay bills
- Buy load
- Buy gold and jewelry
- Renew pawns
- Digital e-wallet
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PalawanPay PalawanPay is the digital e-wallet from the most trusted pawnshop, Palawan Pawnshop, and the leading over-the-counter remittance brand, Palawan Express Pera Padala. Now, it’s more convenient and affordable to send money, pay bills, buy load, buy gold and jewelry, and even renew your pawns! Download your second wallet now — PalawanPay!
Salmon
This finance app connects users with reliable financial services, offering credit lines, savings accounts, and time deposits. Manage your finances, access loans, and make secure transactions all within one platform.
- Reusable credit line up to ₱250,000
- Interest-free purchases for up to 62 days
- Virtual card for secure transactions
- QR Ph payment acceptance
- Interest-earning savings and time deposits
- Digital management of financial products
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Salmon puts your savings, credit, and loans in one app — available across the Philippines. Whether you're buying something now and paying for it over time, growing your savings, or keeping credit ready for when you need it, it's all here. - Take home what you need today, pay for it monthly — borrow up to ₱60,000 from 0% down payment and 0% interest with Product Loan, available at over 10,000 partner stores nationwide - Credit you'll actually use, with cashback to show for it — get a reusable credit line of up to ₱250,000 with 0% interest for up to 62 days, plus earn up to ₱1,250 cashback every month - Put your money to work — start with as little as ₱5,000 on terms from 6 months to 5 years with Time Deposit - Grow your savings, then withdraw whenever you need to — with Salmon Save, get a flat 4% p.a. on any balance and zero lock-in For existing customers Manage your Credit Line, Product Loan, Moto Loan, Time Deposit, and Salmon Save in one place. Track due dates, check balances, and make repayments, all without visiting a branch. Find us online Facebook: https://facebook.com/salmonphilippines Website: https://salmon.ph Now the part our lawyers asked us to include We handle real money, so there's some fine print. Salmon app is operated by Salmon Group Ltd and functions as a Platform-as-a-Service (PaaS) provider. All financial products and services available through the app are issued exclusively by licensed subsidiaries of Salmon Group Ltd. in the Philippines. - Sunprime Finance Inc., a financing company registered with the Securities and Exchange Commission (SEC) (SEC Reg. No. CS201916698, C.A. No. 1241), provides credit services through its Online Lending Platform, LoanOnline. - Salmon Bank (Rural Bank) Inc., licensed by the Bangko Sentral ng Pilipinas (BSP), provides deposit and basic electronic financial services (EPFS). Salmon Group Ltd does not issue financial products and acts solely as the technology platform provider. All services offered through the app are available only to users located in the Philippines and require a Philippine mobile number for registration and access.
Screenshots
Verdict
The clearest difference is rating: Salmon at 4.8 against PalawanPay's 4.1. Salmon also leads on ads (none vs shown) and review sentiment (82% vs 50%). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Salmon holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: Salmon has 392 ratings behind it against 54, so its average is the more settled of the two. Written reviews point the same way: 50% of PalawanPay's written reviews are positive against 82% of Salmon's.
PalawanPay ships an update fortnightly, Salmon every 3 weeks. The most recent releases landed on September 20, 2026 and September 22, 2026 respectively.
| Parameter | PalawanPay | Salmon |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (54 ratings) | 4.8 (392 ratings) — better |
| Positive reviews | 50.0% of reviews | 81.8% of reviews — better |
| Number of ratings | 54 | 392 — better |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 169 MB | 297 MB |
| Age rating | 4+ | 4+ |
| Developer | Palawan Pawnshop | Salmon Group Ltd |
Customer experience
PalawanPay
Salmon
In-app purchases
PalawanPay
No in-app purchases
Salmon
No in-app purchases






