GCash vs Salmon

GCash is a FINANCE SUPER APP in the Philippines that lets you pay, load, save, invest, and more! Through its convenient cashless solutions, GCash helps millions of Filipinos navigate towards financial progress in their everyday, prepare for rainy days, and be ready for a brighter one day. DOWNLOAD and REGISTER now! • Open to all networks • Zero-rated for Globe and TM • Regulated by BSP SEND MONEY IN REAL-TIME • Free GCash-to-GCash transactions • Send to GCash accounts via Express Send • Transfer funds to other e-wallets & banks such as Maya, BPI, BDO, Unionbank, Landbank, Metrobank, Chinabank, and more • Save bank account details for future transfers SA GLOAD, LAGING MAY BONUS SA BAWAT LOAD • Exclusive Offers with Extra GB or longer validity vs. regular offers • Free Health Insurance with up to ₱2.5K Hospital Allowance • Chance to win up to ₱200K weekly via Lucky Load! SA GBILLS, PAY BILLS ALL IN ONE APP • 2,400+ billers including Electric and Water Utilities, Loans, Government dues, and more • Hassle-free payments with our schedule payments or simply save your favorite billers • Short on funds? Settle your bill now, and pay later with GCredit or pay lighter via GGives PAY EASILY EVERYWHERE YOU GO • Enjoy barya-free payments with Scan to Pay via GCash QR or QRPh across millions of merchants nationwide and globally with Alipay+ QR, and use it more to unlock GGives installment options • Use the GCash Card to pay with 0% forex in 200+ countries and territories • Pay with GCash Tap to Pay at over 350,000 checkout terminals local and abroad • Pay Online securely and instantly on e-commerce platforms, and get up to P20k coverage in case of scams with Online Shopping Protect • Link directly to the App Store to pay for subscriptions, games, movies, and more KAYA TODAY WHEN YOU BORROW WITH GCASH • Borrow instantly up to ₱150k with GLoan • Pay later up to ₱50K with 0.17% daily interest with GCredit • Pay in installments up to 24 months and zero downpayment with GGives • Borrow Load for as low as ₱20 across all networks, payable up to 14 days MANAGE YOUR WEALTH EASILY • GSave - one savings marketplace - high interest rates from trusted bank partners - no minimum deposit or balance - easy to open, manage, and access anytime * GStocks - Instant approval, become a part-owner of the top local companies for as low as ₱500 * GFunds - Simple investing managed by experts, and a wide selection of local and global funds for as low as ₱50 * GBonds - Invest in government securities for as low as ₱500, earn guaranteed interest * GCrypto - Register in less than 30 seconds, get instant approval and access to curated cryptocurrencies for as low as ₱200, beginner-friendly BE EXTRA READY & PROTECTED WITH INSURANCE • Hospitalization & Accident Insurance starting ₱48, up to ₱1.2M coverage for medical expenses and critical illnesses • Get Travel Insurance in fast as 5 minutes, starting ₱299, up to ₱2.5M coverage • Scam Protection for only ₱30 for 30-day protection against scams, up to ₱15K coverage CASH IN ONLINE & OFFLINE • In-app: partner banks or online banking with Instapay • Over-the-counter: Cebuana Lhuillier, Palawan, Puregold, Pay&Go, and more PLANT REAL TREES BY COLLECTING GREEN ENERGY • Earn and collect Energy Points through GCash transactions, then our partners will plant real trees in various Philippine forests 30th Floor, W City Center, 7th Avenue corner 30th Street, Bonifacio Global City, Taguig City, Metro Manila, Philippines

Salmon puts your savings, credit, and loans in one app — available across the Philippines. Whether you're buying something now and paying for it over time, growing your savings, or keeping credit ready for when you need it, it's all here. - Take home what you need today, pay for it monthly — borrow up to ₱60,000 from 0% down payment and 0% interest with Product Loan, available at over 10,000 partner stores nationwide - Credit you'll actually use, with cashback to show for it — get a reusable credit line of up to ₱250,000 with 0% interest for up to 62 days, plus earn up to ₱1,250 cashback every month - Put your money to work — start with as little as ₱5,000 on terms from 6 months to 5 years with Time Deposit - Grow your savings, then withdraw whenever you need to — with Salmon Save, get a flat 4% p.a. on any balance and zero lock-in For existing customers Manage your Credit Line, Product Loan, Moto Loan, Time Deposit, and Salmon Save in one place. Track due dates, check balances, and make repayments, all without visiting a branch. Find us online Facebook: https://facebook.com/salmonphilippines Website: https://salmon.ph Now the part our lawyers asked us to include We handle real money, so there's some fine print. Salmon app is operated by Salmon Group Ltd and functions as a Platform-as-a-Service (PaaS) provider. All financial products and services available through the app are issued exclusively by licensed subsidiaries of Salmon Group Ltd. in the Philippines.  - Sunprime Finance Inc., a financing company registered with the Securities and Exchange Commission (SEC) (SEC Reg. No. CS201916698, C.A. No. 1241), provides credit services through its Online Lending Platform, LoanOnline.  - Salmon Bank (Rural Bank) Inc., licensed by the Bangko Sentral ng Pilipinas (BSP), provides deposit and basic electronic financial services (EPFS).  Salmon Group Ltd does not issue financial products and acts solely as the technology platform provider. All services offered through the app are available only to users located in the Philippines and require a Philippine mobile number for registration and access.