Comparison

Salmon vs HSBC Philippines

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Salmon

Manage your savings, credit, and loans in one convenient app. Access credit lines, product loans, and savings accounts with competitive interest rates and cashback rewards. Track your finances and make repayments easily, all within the Philippines.

Highlights
  • Borrow up to ₱60,000 with 0% interest
  • Credit line up to ₱250,000 with cashback
  • Time deposit with 4% p.a. interest
  • Salmon Save with zero lock-in
  • Manage all financial products in one place
  • Track due dates and check balances
Features
Read full description

Salmon puts your savings, credit, and loans in one app — available across the Philippines. Whether you're buying something now and paying for it over time, growing your savings, or keeping credit ready for when you need it, it's all here. - Take home what you need today, pay for it monthly — borrow up to ₱60,000 from 0% down payment and 0% interest with Product Loan, available at over 10,000 partner stores nationwide - Credit you'll actually use, with cashback to show for it — get a reusable credit line of up to ₱250,000 with 0% interest for up to 62 days, plus earn up to ₱1,250 cashback every month - Put your money to work — start with as little as ₱5,000 on terms from 6 months to 5 years with Time Deposit - Grow your savings, then withdraw whenever you need to — with Salmon Save, get a flat 4% p.a. on any balance and zero lock-in For existing customers Manage your Credit Line, Product Loan, Moto Loan, Time Deposit, and Salmon Save in one place. Track due dates, check balances, and make repayments, all without visiting a branch. Find us online Facebook: https://facebook.com/salmonphilippines Website: https://salmon.ph Now the part our lawyers asked us to include We handle real money, so there's some fine print. Salmon app is operated by Salmon Group Ltd and functions as a Platform-as-a-Service (PaaS) provider. All financial products and services available through the app are issued exclusively by licensed subsidiaries of Salmon Group Ltd. in the Philippines.  - Sunprime Finance Inc., a financing company registered with the Securities and Exchange Commission (SEC) (SEC Reg. No. CS201916698, C.A. No. 1241), provides credit services through its Online Lending Platform, LoanOnline.  - Salmon Bank (Rural Bank) Inc., licensed by the Bangko Sentral ng Pilipinas (BSP), provides deposit and basic electronic financial services (EPFS).  Salmon Group Ltd does not issue financial products and acts solely as the technology platform provider. All services offered through the app are available only to users located in the Philippines and require a Philippine mobile number for registration and access.

About

HSBC Philippines

This mobile banking application offers a secure and convenient way for existing HSBC Philippines customers to manage their finances on the go. It allows for easy account viewing, money transfers, and personalized security settings, all optimized for accessibility.

Highlights
  • Secure biometric login
  • View accounts at a glance
  • Send money transfers
  • Manage devices and security
  • Optimized for accessibility
  • Push notifications for alerts
Read full description

The HSBC Philippines app is built with reliability and security at its core—so you can bank with confidence wherever you are. Built for customers in the Philippines, it makes it easy to manage everyday banking, keep track of your accounts, and transfer money securely while you’re on the move. Key features: • Fast, secure log on with biometrics (Face ID/Touch ID/fingerprint) or 6-digit PIN • View accounts and transactions at a glance • Make local and international transfers in PHP or foreign currency • Global View & Transfer to HSBC accounts in other countries • Pay bills conveniently in-app • FX on mobile: buy or exchange foreign currencies • Place time deposits with a tenure that suits you • Download statements (up to 12 months) • Push notifications to stay on top of important activity • Manage devices and security settings • Accessibility-optimised experience Download the HSBC Philippines app today and enjoy secure digital banking on the go. Learn more at hsbc.com.ph/register. Important information: This app is provided by The Hongkong and Shanghai Banking Corporation Limited - Philippine Branch (HSBC Philippines) for the use of existing customers of HSBC Philippines. Please do not download this app if you are not an existing customer of HSBC Philippines. HSBC Philippines is authorised and regulated in the Philippines by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph. If you are outside of the Philippines, we may not be authorised to offer or provide you with the products and services available through this app in the country or region you are located or residing in. This app is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.

Screenshots

Salmon4 screens
HSBC Philippines4 screens

Verdict

The call

The clearest difference is rating: Salmon at 4.7 against HSBC Philippines's 2.3. Salmon also leads on review sentiment (82% vs 41%) and ratings volume (426 vs 9). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Salmon holds the better App Store score, 4.7 against 2.3. That said, the two scores are not equally well evidenced: Salmon has 426 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 82% of Salmon's written reviews are positive against 41% of HSBC Philippines's.

UpkeepUpdate frequency

Salmon ships an update every 2 weeks, HSBC Philippines every 6 weeks. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 6 level
Salmon versus HSBC Philippines: the parameters behind the verdict, then further details
ParameterSalmonHSBC Philippines
PriceFreeFree
Rating4.7 (426 ratings) — better2.3 (9 ratings)
Positive reviews81.8% of reviews — better40.7% of reviews
Number of ratings426 — better9
Update frequencyEvery 2 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS16.016.0
Further details — not scored
Size223 MB416 MB
Age rating4+4+
DeveloperSalmon Group LtdTHE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (PH)

Customer experience

Salmon

All ratings426 ratings
Positive93.9%
Neutral2.1%
Negative4.0%
Written reviews11 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

HSBC Philippines

All ratings8 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews59 reviews
Positive40.7%
Neutral18.6%
Negative40.7%

In-app purchases

None

Salmon

No in-app purchases

None

HSBC Philippines

No in-app purchases

Questions

Is Salmon free?
Salmon is free to download, with no in-app purchases.
Is HSBC Philippines free?
HSBC Philippines is free to download, with no in-app purchases.
Which has better reviews, Salmon or HSBC Philippines?
Salmon is rated higher. Salmon averages 4.7 out of 5 from 426 ratings, while HSBC Philippines averages 2.3 from 9 ratings.
Do Salmon or HSBC Philippines have ads?
Neither Salmon nor HSBC Philippines shows ads.
Which is updated more often, Salmon or HSBC Philippines?
Salmon ships an update every 2 weeks, and HSBC Philippines every 6 weeks. Most recently, Salmon was updated on October 30, 2026 and HSBC Philippines on October 28, 2026.

Other comparisons