BCRemit vs HSBC Philippines
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCRemit
Send money to the Philippines securely and conveniently from the UK, Europe, US, or Canada. Offers low fees, competitive exchange rates, and fast transfers to GCash, banks, or for cash pickup. Also facilitates bill payments for government contributions and developers.
- Low transfer fees
- High exchange rates
- Fast transfers to GCash & banks
- Cash pickup options
- Pay SSS, Pag-IBIG, PhilHealth
- 24/7 customer support
- Fully licensed and secure
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Send Money to the Philippines – Secure, Fast, and Convenient BCRemit is the trusted remittance app for Filipinos living and working abroad. Whether you’re in the UK, Europe, US, or Canada, BCRemit makes it easy to send money back home—with low fees, high exchange rates, and 24/7 support. Why Thousands of OFWs Trust BCRemit - Low Transfer Fees We offer some of the lowest fees on the market—with no hidden charges. Plus, your first transfer is free! - High FX Rates Get more pesos for every pound, dollar, or euro. We give you competitive, real-time exchange rates. - Fast Transfers to GCash & Banks Send money directly to your loved one’s GCash or other e-wallet account, Philippine bank account, or choose cash pickup options. Most transfers arrive within minutes. - Beyond Remittance With BCRemit Pay, you can pay government contributions like SSS, Pag-IBIG, PhilHealth, top up or renew your OWWA membership*, or pay monthly amortizations to major developers like Ayala Land and Megaworld. - 24/7 Customer Support Need help? Chat with our friendly Filipino team anytime, anywhere. We’re always ready to assist via in-app chat or email. - Fully Licensed & Secure BCRemit is regulated and authorized in the UK, EU, US, CA, and PH. Your transactions are protected with bank-level security and encrypted for your peace of mind. Whether you’re sending money or taking care of everyday expenses—BCRemit is your all-in-one solution for financial care at home. Where You Can Send To: - Bank: BDO, BPI, Metrobank, Landbank, UnionBank, RCBC, PNB, Bank of Commerce, Chinabank - E-Wallet: GCash, Maya, Lazada Wallet, Shopee Pay, GrabPay, Coins.PH - Cash Pickup: M Lhuillier, Palawan Express, Cebuana Lhuillier, LBC, Villarica, PSBank, Pera Hub, RD, Tambunting, Robinsons Built for Filipinos Abroad Whether you're supporting your family, paying bills, or sending love back home—BCRemit gives you peace of mind with every transaction. Download BCRemit today and make your first transfer FREE!
HSBC Philippines
This mobile banking application offers a secure and convenient way for existing HSBC Philippines customers to manage their finances on the go. It allows for easy account viewing, money transfers, and personalized security settings, all optimized for accessibility.
- Secure biometric login
- View accounts at a glance
- Send money transfers
- Manage devices and security
- Optimized for accessibility
- Push notifications for alerts
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The HSBC Philippines app is built with reliability and security at its core—so you can bank with confidence wherever you are. Built for customers in the Philippines, it makes it easy to manage everyday banking, keep track of your accounts, and transfer money securely while you’re on the move. Key features: • Fast, secure log on with biometrics (Face ID/Touch ID/fingerprint) or 6-digit PIN • View accounts and transactions at a glance • Make local and international transfers in PHP or foreign currency • Global View & Transfer to HSBC accounts in other countries • Pay bills conveniently in-app • FX on mobile: buy or exchange foreign currencies • Place time deposits with a tenure that suits you • Download statements (up to 12 months) • Push notifications to stay on top of important activity • Manage devices and security settings • Accessibility-optimised experience Download the HSBC Philippines app today and enjoy secure digital banking on the go. Learn more at hsbc.com.ph/register. Important information: This app is provided by The Hongkong and Shanghai Banking Corporation Limited - Philippine Branch (HSBC Philippines) for the use of existing customers of HSBC Philippines. Please do not download this app if you are not an existing customer of HSBC Philippines. HSBC Philippines is authorised and regulated in the Philippines by the Bangko Sentral ng Pilipinas https://www.bsp.gov.ph. If you are outside of the Philippines, we may not be authorised to offer or provide you with the products and services available through this app in the country or region you are located or residing in. This app is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.
Screenshots
Verdict
The clearest difference is review sentiment: BCRemit at 94% against HSBC Philippines's 41%. BCRemit also leads on rating (5.0 vs 2.3) and iOS requirement (14.0 vs 16.0). HSBC Philippines's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCRemit holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 5 and 9 respectively. Written reviews point the same way: 94% of BCRemit's written reviews are positive against 41% of HSBC Philippines's.
BCRemit ships an update monthly, HSBC Philippines every 6 weeks. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.
| Parameter | BCRemit | HSBC Philippines |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 2.3 (9 ratings) |
| Positive reviews | 94.4% of reviews — better | 40.7% of reviews |
| Number of ratings | 5 | 9 — better |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 123 MB | 416 MB |
| Age rating | 4+ | 4+ |
| Developer | BC Remittance Ltd. | THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (PH) |
Customer experience
BCRemit
HSBC Philippines
In-app purchases
BCRemit
No in-app purchases
HSBC Philippines
No in-app purchases
Questions
Is BCRemit free?
Is HSBC Philippines free?
Which has better reviews, BCRemit or HSBC Philippines?
Do BCRemit or HSBC Philippines have ads?
Which is updated more often, BCRemit or HSBC Philippines?
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