bob World vs GoolPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
bob World
This comprehensive banking app offers a digital experience for managing all your financial needs. It allows you to open accounts, save, invest, borrow, and shop securely, all from your mobile device.
- Open digital savings account instantly
- Track expenses with spend analyzer
- Invest in government schemes
- Apply for digital loans
- Book travel and pay bills
- Secure login with dual PIN
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We unveil to you a new world of endless possibilities which has grown from a smaller to a bigger passion encompassing an all new digital experience. From the Best technology bank 2021*, presenting to you bob World, the official Bank of Baroda’s Mobile Banking application (erstwhile known as M-Connect Plus). bob World has been crafted intuitively for a seamless, delightful, contactless and effortless experience with 220+ services, all that you have to do is to sit back and experience the joy of banking for your 360° banking needs. bob World - A World that is in tune with your World: ● Enhanced User experience with state-of-the-art design ● Open B3 digital savings account instantly with Video Know Your Customer (KYC) procedure & say bye to branch visits ● Refer, Earn & invite friends into your world of banking ● Enjoy a bouquet of benefits under bob world benefits program ● Secure app with dual PIN for login & transaction ● Bank-from-home with the all-in-One App at your fingertips Save - Your world of savings & rewards: ● Save intelligently by tracking your expenses with our spend analyzer ● Transact with confidence as we have zero hidden cost ● Take control by managing your debit cards efficiently Invest - Your world of investment on-the-go: ● Take informed investment decisions with Baroda Wealth- your one-stop Wealth Management solution ● Invest in Government schemes such as PPF, SSA, APY in a single click ● Insure yourself affordably & secure your family with PMJJBY & PMSBY Borrow - Your world of hassle-free loans: ● It's time to turn your dreams into reality with Digital loans #DilseDigital ● A bouquet of products such as Home, Car, Personal, Mudra, MSME, Loan against FD/RD, Micro- Personal Loans ● Check your Credit Score, EMI calculator Shop & Pay - Your world of secure shopping: ● Travel solutions such as Bus, Flight & Hotel Booking to make your trips more memorable ● Compare & shop merchandise - We help you choose the best deal ● Bill & Recharge Payments at your convenience ● No need to use multiple UPI payment apps when you have bob World *Adjudged as “Best Technology Bank of the Year” amongst large banks, by an eminent jury of IBA Annual Banking Technology Awards
GoolPay
Send money internationally with ease using a secure peer-to-peer digital payment system. Connect with friends and family globally through a simple, tap-based interface on your mobile device.
- P2P digital payment system
- Cross-border money transfers
- Mobile-first interface
- Secure transactions
- Connect with loved ones globally
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At GoolPay, we've redefined the way you connect with your loved ones. Our state-of-the-art P2P digital payment system lets you send money across borders with just a tap of your phone.
Screenshots
Verdict
The clearest difference is review sentiment: GoolPay at 100% against bob World's 25%. GoolPay also leads on rating (5.0 vs 4.6). bob World's advantage is update cadence (every 2 months vs every 26 months) and ratings volume (2.2K vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GoolPay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: bob World has 2.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 25% of bob World's written reviews are positive against 100% of GoolPay's.
bob World ships an update every 2 months, GoolPay every 26 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.
| Parameter | bob World | GoolPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2.2K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 24.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 2.2K — better | 2 |
| Update frequency | Every 2 months — better | Every 26 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 238 MB | 63 MB |
| Age rating | 4+ | 17+ |
| Developer | Bank of Baroda | GoolPay LLC |
Customer experience
bob World
GoolPay
Bugs and requests
bob World
Reported bugs
4 issues- App stuck on loading screen
- Unable to add/delete beneficiaries
- Incorrect account details displayed
- OTP delivery failures
Requested features
4 requests- Ability to reset login PIN
- Improved transaction history and statement access
- Support for international phone numbers and NRI customers
- Simplified UI and navigation
GoolPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
bob World
No in-app purchases
GoolPay
No in-app purchases
Questions
Is bob World free?
Is GoolPay free?
Which has better reviews, bob World or GoolPay?
Do bob World or GoolPay have ads?
Which is updated more often, bob World or GoolPay?
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