Comparison

bob World vs GoolPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bob World

This comprehensive banking app offers a digital experience for managing all your financial needs. It allows you to open accounts, save, invest, borrow, and shop securely, all from your mobile device.

Highlights
  • Open digital savings account instantly
  • Track expenses with spend analyzer
  • Invest in government schemes
  • Apply for digital loans
  • Book travel and pay bills
  • Secure login with dual PIN
Read full description

We unveil to you a new world of endless possibilities which has grown from a smaller to a bigger passion encompassing an all new digital experience. From the Best technology bank 2021*, presenting to you bob World, the official Bank of Baroda’s Mobile Banking application (erstwhile known as M-Connect Plus). bob World has been crafted intuitively for a seamless, delightful, contactless and effortless experience with 220+ services, all that you have to do is to sit back and experience the joy of banking for your 360° banking needs. bob World - A World that is in tune with your World: ● Enhanced User experience with state-of-the-art design ● Open B3 digital savings account instantly with Video Know Your Customer (KYC) procedure & say bye to branch visits ● Refer, Earn & invite friends into your world of banking ● Enjoy a bouquet of benefits under bob world benefits program ● Secure app with dual PIN for login & transaction ● Bank-from-home with the all-in-One App at your fingertips Save - Your world of savings & rewards: ● Save intelligently by tracking your expenses with our spend analyzer ● Transact with confidence as we have zero hidden cost ● Take control by managing your debit cards efficiently Invest - Your world of investment on-the-go: ● Take informed investment decisions with Baroda Wealth- your one-stop Wealth Management solution ● Invest in Government schemes such as PPF, SSA, APY in a single click ● Insure yourself affordably & secure your family with PMJJBY & PMSBY Borrow - Your world of hassle-free loans: ● It's time to turn your dreams into reality with Digital loans #DilseDigital ● A bouquet of products such as Home, Car, Personal, Mudra, MSME, Loan against FD/RD, Micro- Personal Loans ● Check your Credit Score, EMI calculator Shop & Pay - Your world of secure shopping: ● Travel solutions such as Bus, Flight & Hotel Booking to make your trips more memorable ● Compare & shop merchandise - We help you choose the best deal ● Bill & Recharge Payments at your convenience ● No need to use multiple UPI payment apps when you have bob World *Adjudged as “Best Technology Bank of the Year” amongst large banks, by an eminent jury of IBA Annual Banking Technology Awards

About

GoolPay

Send money internationally with ease using a secure peer-to-peer digital payment system. Connect with friends and family globally through a simple, tap-based interface on your mobile device.

Highlights
  • P2P digital payment system
  • Cross-border money transfers
  • Mobile-first interface
  • Secure transactions
  • Connect with loved ones globally
Features
Read full description

At GoolPay, we've redefined the way you connect with your loved ones. Our state-of-the-art P2P digital payment system lets you send money across borders with just a tap of your phone.

Screenshots

bob World4 screens
GoolPay4 screens

Verdict

The call

The clearest difference is review sentiment: GoolPay at 100% against bob World's 25%. GoolPay also leads on rating (5.0 vs 4.6). bob World's advantage is update cadence (every 2 months vs every 26 months) and ratings volume (2.2K vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GoolPay holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: bob World has 2.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 25% of bob World's written reviews are positive against 100% of GoolPay's.

UpkeepUpdate frequency

bob World ships an update every 2 months, GoolPay every 26 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
bob World versus GoolPay: the parameters behind the verdict, then further details
Parameterbob WorldGoolPay
PriceFreeFree
Rating4.6 (2.2K ratings)5.0 (2 ratings) — better
Positive reviews24.9% of reviews100.0% of reviews — better
Number of ratings2.2K — better2
Update frequencyEvery 2 months — betterEvery 26 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS17.016.0 — better
Further details — not scored
Size238 MB63 MB
Age rating4+17+
DeveloperBank of BarodaGoolPay LLC

Customer experience

bob World

All ratings2,206 ratings
Positive91.2%
Neutral2.3%
Negative6.5%
Written reviews325 reviews
Positive24.9%
Neutral8.0%
Negative67.1%

GoolPay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

bob World

Reported bugs

4 issues
  • App stuck on loading screen
  • Unable to add/delete beneficiaries
  • Incorrect account details displayed
  • OTP delivery failures

Requested features

4 requests
  • Ability to reset login PIN
  • Improved transaction history and statement access
  • Support for international phone numbers and NRI customers
  • Simplified UI and navigation

GoolPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

bob World

No in-app purchases

None

GoolPay

No in-app purchases

Questions

Is bob World free?
bob World is free to download, with no in-app purchases.
Is GoolPay free?
GoolPay is free to download, with no in-app purchases.
Which has better reviews, bob World or GoolPay?
GoolPay is rated higher. bob World averages 4.6 out of 5 from 2.2K ratings, while GoolPay averages 5.0 from 2 ratings.
Do bob World or GoolPay have ads?
Neither bob World nor GoolPay shows ads.
Which is updated more often, bob World or GoolPay?
bob World ships an update every 2 months, and GoolPay every 26 months. Most recently, bob World was updated on November 1, 2026 and GoolPay on October 24, 2026.

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