bob World vs PL Digi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
bob World
This comprehensive banking app offers a digital experience for managing all your financial needs. It allows you to open accounts, save, invest, borrow, and shop securely, all from your mobile device.
- Open digital savings account instantly
- Track expenses with spend analyzer
- Invest in government schemes
- Apply for digital loans
- Book travel and pay bills
- Secure login with dual PIN
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We unveil to you a new world of endless possibilities which has grown from a smaller to a bigger passion encompassing an all new digital experience. From the Best technology bank 2021*, presenting to you bob World, the official Bank of Baroda’s Mobile Banking application (erstwhile known as M-Connect Plus). bob World has been crafted intuitively for a seamless, delightful, contactless and effortless experience with 220+ services, all that you have to do is to sit back and experience the joy of banking for your 360° banking needs. bob World - A World that is in tune with your World: ● Enhanced User experience with state-of-the-art design ● Open B3 digital savings account instantly with Video Know Your Customer (KYC) procedure & say bye to branch visits ● Refer, Earn & invite friends into your world of banking ● Enjoy a bouquet of benefits under bob world benefits program ● Secure app with dual PIN for login & transaction ● Bank-from-home with the all-in-One App at your fingertips Save - Your world of savings & rewards: ● Save intelligently by tracking your expenses with our spend analyzer ● Transact with confidence as we have zero hidden cost ● Take control by managing your debit cards efficiently Invest - Your world of investment on-the-go: ● Take informed investment decisions with Baroda Wealth- your one-stop Wealth Management solution ● Invest in Government schemes such as PPF, SSA, APY in a single click ● Insure yourself affordably & secure your family with PMJJBY & PMSBY Borrow - Your world of hassle-free loans: ● It's time to turn your dreams into reality with Digital loans #DilseDigital ● A bouquet of products such as Home, Car, Personal, Mudra, MSME, Loan against FD/RD, Micro- Personal Loans ● Check your Credit Score, EMI calculator Shop & Pay - Your world of secure shopping: ● Travel solutions such as Bus, Flight & Hotel Booking to make your trips more memorable ● Compare & shop merchandise - We help you choose the best deal ● Bill & Recharge Payments at your convenience ● No need to use multiple UPI payment apps when you have bob World *Adjudged as “Best Technology Bank of the Year” amongst large banks, by an eminent jury of IBA Annual Banking Technology Awards
PL Digi
This app offers a comprehensive platform for stock market trading and investment. It provides real-time data, advanced analysis tools, and direct trading capabilities across various asset classes. Leverage expert research and a user-friendly interface for a seamless financial management experience.
- Real-time stock prices
- Actionable live charts
- Powerful stock scanners
- Lightning-fast trade execution
- Award-winning research access
- Customizable multi-asset watchlist
- Smart portfolio insights
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Trade Smarter, Invest Wiser with the PL Digi-Trade App! Your search for a trusted stock market companion ends here. PL Digi-Trade app is powerhouse of unmatched trading features and capabilities. Leverage PL Capital’s (Prabhudas Lilladher) 80 years of market expertise and research – backed advisory with PL Digi-Trade App, a one-stop-shop for all your investment and trading needs. Enjoy award winning ideas, calls, machine driven screeners, and the ability to trade directly from charts. A powerful stock market app with an easy-to-use interface, minimal clicks, intuitive design for a seamless customer experience. PL Digi-Trade App is not just a platform; it’s a pocket-sized financial advisor that offers insights and guidance based on solid research. The app allows you to invest, trade and grow your wealth in the domestic share markets, US stocks, options, futures, commodities, currencies, ETFs, and IPOs. Why PL Digi-Trade App? •Real-time stock prices from NSE, BSE , MCX & Currency at your fingertips •Easy fund transfers via UPI/Gpay/Net banking •Actionable live charts for effortless trading •Powerful stock scanners for in-depth analysis •Lightning-fast trade execution with a single click •Access to PL's award-winning research across Technical, Derivatives, and Fundamental Ideas •Advanced Option Chain & Multi Leg Orders •Customizable multi-asset watchlist •After market order placements •Margin Trade Funding •Smart portfolio insights and analysis •SIP in stocks & ETFs Open your Demat Account by clicking https://instakyc.plindia.com/ and kickstart your journey with one of India’s most trusted brands in financial services in just a few clicks! Visit http://www.plindia.com/digi-trade. for more information & Download PL Digi-Trade App for a seamless trading and investing experience. About PL Capital Established in 1944, the Prabhudas Lilladher (PL) group is one of India's most trusted financial services organisations. We serve 160,000 clients through 1,300+ partners across 200+ locations, catering to corporates, institutions, family offices, HNIs, and retail clients in India and across the globe. We operate in Wealth Management (Broking, Distribution, Lending), Asset Management (PMS), and Capital Markets (Institutional Equities, Investment Banking) businesses, and have been early adopters of Quantitative Investing in India. Our unwavering commitment to integrity, transparency, and a client-first approach sets us apart. With our team of highly qualified professionals, we have built a value-added integrated financial services ecosystem where sound financial advice meets seamless experience and superior performance. We’re listening: We are just a call away at 1860210222 or email us at customerconnect@plindia.com. Reach out on WhatsApp Chatbot, Lila, at +917400432222 for quick assistance. Stay Connected: Facebook: https://www.facebook.com/PLIndiaOfficial/?mibextid=ZbWKwL Instagram: https://www.instagram.com/prabhudaslilladher/ LinkedIn: https://www.linkedin.com/company/prabhudaslilladher/ Twitter: https://twitter.com/PLIndiaOnline Membership Details: Member Name: Prabhudas Lilladher Private Limited SEBI Registration Number: INZ000196637 Member Code: NSE: 05977, BSE: 0564 & MCX: 40690 Registered Exchange/s name: National Stock Exchange of India Limited (NSE), BSE Limited (BSE), Multi Commodity Exchange of India Limited (MCX) Exchange approved segment’s: Equity, Futures & Options, Currency, Mutual Funds, Derivatives, Commodity Derivatives App Disclaimer https://trade.plindia.com/pldigitradeweb/assets/resources/File/English/Disclaimer.html
Screenshots
Verdict
The clearest difference is rating: PL Digi at 5.0 against bob World's 4.6. PL Digi also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). bob World's advantage is ratings volume (2.2K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PL Digi holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: bob World has 2.2K ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 22, 2026 and September 8, 2026 respectively.
| Parameter | bob World | PL Digi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (2.2K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 24.8% of reviews | — |
| Number of ratings | 2.2K — better | 1 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 238 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank of Baroda | Prabhudas Lilladher |
Customer experience
bob World
PL Digi
Bugs and requests
bob World
Reported bugs
4 issues- App stuck on loading screen
- Unable to add/delete beneficiaries
- Incorrect account details displayed
- OTP delivery failures
Requested features
4 requests- Ability to reset login PIN
- Improved transaction history and statement access
- Support for international phone numbers and NRI customers
- Simplified UI and navigation
PL Digi
Not enough reviews yet to summarise bugs or requests.
In-app purchases
bob World
No in-app purchases
PL Digi
No in-app purchases









