bob World vs Ghost Dime

We unveil to you a new world of endless possibilities which has grown from a smaller to a bigger passion encompassing an all new digital experience. From the Best technology bank 2021*, presenting to you bob World, the official Bank of Baroda’s Mobile Banking application (erstwhile known as M-Connect Plus). bob World has been crafted intuitively for a seamless, delightful, contactless and effortless experience with 220+ services, all that you have to do is to sit back and experience the joy of banking for your 360° banking needs. bob World - A World that is in tune with your World: ● Enhanced User experience with state-of-the-art design ● Open B3 digital savings account instantly with Video Know Your Customer (KYC) procedure & say bye to branch visits ● Refer, Earn & invite friends into your world of banking ● Enjoy a bouquet of benefits under bob world benefits program ● Secure app with dual PIN for login & transaction ● Bank-from-home with the all-in-One App at your fingertips Save - Your world of savings & rewards: ● Save intelligently by tracking your expenses with our spend analyzer ● Transact with confidence as we have zero hidden cost ● Take control by managing your debit cards efficiently Invest - Your world of investment on-the-go: ● Take informed investment decisions with Baroda Wealth- your one-stop Wealth Management solution ● Invest in Government schemes such as PPF, SSA, APY in a single click ● Insure yourself affordably & secure your family with PMJJBY & PMSBY Borrow - Your world of hassle-free loans: ● It's time to turn your dreams into reality with Digital loans #DilseDigital ● A bouquet of products such as Home, Car, Personal, Mudra, MSME, Loan against FD/RD, Micro- Personal Loans ● Check your Credit Score, EMI calculator Shop & Pay - Your world of secure shopping: ● Travel solutions such as Bus, Flight & Hotel Booking to make your trips more memorable ● Compare & shop merchandise - We help you choose the best deal ● Bill & Recharge Payments at your convenience ● No need to use multiple UPI payment apps when you have bob World *Adjudged as “Best Technology Bank of the Year” amongst large banks, by an eminent jury of IBA Annual Banking Technology Awards

Ghost Dime brings your subscriptions, upcoming renewals, and recurring spending into one calm, private place. TRACK SUBSCRIPTIONS YOURSELF Record each service’s price, billing frequency, category, renewal date, and useful notes. Ghost Dime uses manual entry and does not connect to your bank, scan your email, or access provider accounts. UNDERSTAND RECURRING SPENDING See estimated monthly and annual totals, upcoming renewals, spending by category, and your largest recurring costs. Amounts remain clearly identified by currency. STAY AHEAD OF RENEWALS Choose reminders for individual subscriptions and review upcoming renewal and trial dates in one organized timeline. Reminders require your permission and remain under your control. PLAN YOUR NEXT MOVE Explore changes with Scenario Lab before updating your saved subscriptions. Ghost Dime helps you organize cancellation information and follow-up actions, but it does not cancel third-party services for you. FREE FEATURES • Track up to five active services • Enable renewal and trial reminders for up to three active services • View recurring-spending summaries and upcoming renewals • Explore one temporary Scenario Lab calculation • Back up and restore your information GHOST DIME PREMIUM Premium unlocks unlimited active services, reminders for every service, saved and comparable scenarios, subscription-review tools, price-change analysis, and private PDF spending reports. Premium is available through monthly and annual auto-renewable subscriptions. Eligible new subscribers may receive a seven-day free trial. The App Store displays your localized price and eligibility before confirmation. Subscriptions renew automatically unless cancelled and can be managed from your Apple Account subscription settings. PRIVATE BY DEFAULT Ghost Dime is local-first and does not require a Ghost Dime account. When iCloud is available, your information can synchronize and recover through your private iCloud account. Exchange-rate requests do not include your saved subscription records. Ghost Dime is an organization and planning tool. It does not provide financial advice, verify provider prices, or cancel subscriptions on your behalf. Privacy Policy: https://www.winbybit.com/legal/privacy/ghost-dime/ Terms and Legal Information: https://www.winbybit.com/legal/ghost-dime/