InsureApp vs Onsi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
InsureApp
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At InsureApp we believe that an insurance should be about you. It represents who you are, what you endeavor and protects what you love most. We automatically adapt to your needs and offer you the most personalised insurance on the planet. You receive instant service and instant insurance directly in our app. Welcome to the next big thing in insurance. Caution: continued use of GPS running in the background can dramatically decrease battery life.
Onsi
Access earned wages before payday, manage insurance claims, and save on everyday essentials. This app provides financial support, health and wellbeing services, and exclusive discounts, all depending on your employer's offerings.
- Early wage access
- Insurance claim management
- Exclusive discounts
- Health and wellbeing services
- Financial support
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Onsi gives you access to a range of features designed to help you manage your money, protect yourself, and feel supported. What you have access to depends on the company you work with. The features you have access to may include: —Earnings and financial support— Need your money before payday? Onsi lets you access a portion of your earnings when you need them - no more waiting, no more stress. —Cover and peace of mind— Easily check your cover, submit claims, and track them directly through the app. Get financial support when you need it most. —Savings— Make your money go further with exclusive discounts on fuel, food, tech, and more. Onsi helps you save on everyday essentials from trusted high street brands. —Health & wellbeing support— Access a range of health and wellbeing services designed to support your life, both inside and outside of work. Onsi is a UK and EU insurance intermediary. Onsi is a trading name of Collective Society Ltd, Collective Denmark ApS (Onsi Denmark ApS) and Collective Netherlands B.V., who are authorised and regulated by the UK Financial Conduct Authority (No. 923788), the Danish Financial Services Authority (No. 42352985), and the Netherlands Authority for Financial Markets (No. 12049041), respectively. You can check this by visiting the UK Financial Services Register, the Danish Financial Services Register, and the Netherlands Financial Services Register. Copyright © 2025 Collective Society Ltd, All rights reserved. Registered address: 101 New Cavendish Street, 1st Floor South, London, United Kingdom, W1W 6XH
Screenshots
Verdict
The clearest difference is update cadence: Onsi at every 2 weeks against InsureApp's every 6 months. InsureApp's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
InsureApp ships an update every 6 months, Onsi every 2 weeks. The most recent releases landed on October 16, 2026 and October 27, 2026 respectively.
| Parameter | InsureApp | Onsi |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 48.3% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 6 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 11 MB | 80 MB |
| Age rating | 4+ | 17+ |
| Developer | Risk Groep BV | Collective Benefits |
In-app purchases
InsureApp
No in-app purchases
Onsi
No in-app purchases









