Ginmon vs Metro Bank Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ginmon
This app helps you manage your wealth and achieve financial goals through goal-oriented planning, professional ETF management, and next-generation tax optimization. It offers personalized recommendations and live insights into your portfolio.
- Goal-oriented financial planning
- Professional ETF management
- Next-generation tax optimization
- Personalized investment recommendations
- Portfolio overview and insights
- Flexible savings rate adjustments
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Ginmon – Your Personal Finance Coach for a smarter Wealth Management Achieve your financial goals with cutting-edge technology, scientific excellence, and intuitive usability. Ginmon provides professional support for your wealth management, based on leading capital market research. What makes Ginmon stand out: • Goal-Oriented Financial Planning: Define personal financial goals, such as retirement planning, homeownership, rainy day funds, or growing wealth. Ginmon develops the optimal solution for each goal. • Professional ETF Management: Benefit from globally diversified investment strategies that are continuously optimised. • Next-Generation Tax Optimisation: Thanks to our unique technology, your investments are also tax-optimised - ensuring your tax allowances are always fully utilized. • Personalised Recommendations: Intelligent suggestions help you achieve your financial goals as effectively as possible. Features of the Ginmon App: • Overview of your goals, progress, and wealth development • Live insights into your portfolio and the composition of your investments • Flexible adjustment of savings rates as well as deposits and withdrawals • Access to all important documents - anytime, anywhere Your Benefits with Ginmon: • Scientifically Backed: Our investment strategies are based on leading research and award-winning models. • State-of-the-Art Technology: Automated 24/7 risk management and innovative tax optimisation ensure maximum efficiency. • Transparent and Flexible: Clear fee structure with no hidden costs or minimum terms. • Trusted and Proven: Award-winning provider (CAPITAL, Finanztip, and more) managing €400 million in assets. Get Started Now: Sign up in just a few minutes. Download the Ginmon app, set your goals, and start managing your wealth today.
Metro Bank Authenticator
This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.
- Authenticate online banking actions
- Secure login verification
- Approve new payment setups
- Confirm account changes
- Replaces physical security devices
- Convenient mobile authentication
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We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more
Screenshots
Verdict
The clearest difference is review sentiment: Ginmon at 72% against Metro Bank Authenticator's 0%. Ginmon also leads on update cadence (fortnightly vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs ad-supported) and iOS requirement (14.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ginmon ships an update fortnightly, Metro Bank Authenticator every 12 months. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.
| Parameter | Ginmon | Metro Bank Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3 ratings) — better | — |
| Positive reviews | 72.1% of reviews — better | 0.0% of reviews |
| Number of ratings | 3 — better | — |
| Update frequency | Fortnightly — better | Every 12 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 14.0 — better |
| Further details — not scored | ||
| Size | 135 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Ginmon GmbH | MetroBank |
Customer experience
Ginmon
Metro Bank Authenticator
In-app purchases
Ginmon
No in-app purchases
Metro Bank Authenticator
No in-app purchases
Questions
Is Ginmon free?
Is Metro Bank Authenticator free?
Do Ginmon or Metro Bank Authenticator have ads?
Which is updated more often, Ginmon or Metro Bank Authenticator?
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