Comparison

Valu vs VALÚ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Valu

This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.

Highlights
  • Buy Now Pay Later (BNPL)
  • Instant cash redemption
  • Savings solutions
  • Investment products
  • B2B financial services
  • Digitized financial products
Features
Read full description

Valu is a Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. We developed our offerings to provide you with everything you need through one platform. Our expanded suite of fully digitized products and services will empower individuals and businesses and foster financial inclusion. Besides the BNPL, Valu offers an instant cash redemption program, savings solution, investment products, B2B services and more. Hence, it was about time for Valu to undergo a brand restructuring to reflect the breadth and depth of its brand portfolio, and its current position as a universal financial technology powerhouse.

About

VALÚ

Read full description

VALÚ je pametna denarnica in napredna izkušnja pametnega življenja. Je več kot le sistem plačevanja in identifikacije, je celovita storitev, ki mobitel spreminja v priročen in resnično pameten dostop do vsega, kar potrebujete v sodobnem urbanem življenju. Poenostavite svoje življenje z aplikacijo VALÚ in odkrijte napredne možnosti mobilnega plačevanja: - Zelo enostavno nakažite denar. - Vključite si samodejno polnitev prek VALÚ Monete. - Delite svoj račun s prijatelji. - Plačujte na več kot 3.000 plačilnih mestih po Sloveniji. -Včlanite se v brezplačen program zvestobe VALÚ KLUB, pridobivajte VALÚ točke in jih nato zamenjajte za ugodnosti. - Naročite kartico VALÚ Mastercard za plačevanje na več kot 53 milijonih prodajnih mest doma in v tujini. - Povežite VALÚ z drugimi aplikacijami. V prihodnje načrtujemo še številne nove funkcionalnosti.

Screenshots

Valu4 screens
VALÚ4 screens

Verdict

The call

The clearest difference is device support: Valu at 3 against VALÚ's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Valu ships an update every 5 weeks, VALÚ every 2 months. The most recent releases landed on October 15, 2026 and October 1, 2026 respectively.

Scorecard1 real difference · 9 level
Valu versus VALÚ: the parameters behind the verdict, then further details
ParameterValuVALÚ
PriceFreeFree
Rating3.3 (454 ratings) — better—
Positive reviews13.1% of reviews—
Number of ratings454 — better—
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size180 MB69 MB
Age rating4+4+
DeveloperEFG HermesTelekom Slovenije d.d.

Bugs and requests

Valu

Reported bugs

12 issues
  • App crashes when capturing photos in Invoice Now
  • App crashes when clicking multiple items in succession
  • Extremely slow loading times
  • App fails to load after updates
  • Login/sign-up OTP code failures
Show 7 more
  • Password validation errors
  • Missing or incomplete UI text
  • Product browse functionality not working
  • Buy button greyed out
  • Forced logout after crashes
  • App won't open without update
  • Notification pop-ups appear constantly

Requested features

9 requests
  • Auto calculator for installment planning
  • Early debt settlement option
  • Partial payment functionality
  • Better product browsing and online purchasing
  • Improved Arabic language support
Show 4 more
  • Disable notification pop-ups option
  • Account deletion option
  • Transparent terms and conditions display
  • Enhanced security assurances for user data

VALÚ

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Valu

No in-app purchases

None

VALÚ

No in-app purchases

Questions

Is Valu free?
Valu is free to download, with no in-app purchases.
Is VALÚ free?
VALÚ is free to download, with no in-app purchases.
Do Valu or VALÚ have ads?
Neither Valu nor VALÚ shows ads.
Which is updated more often, Valu or VALÚ?
Valu ships an update every 5 weeks, and VALÚ every 2 months. Most recently, Valu was updated on October 15, 2026 and VALÚ on October 1, 2026.

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