Valu vs VALÚ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Valu
This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.
- Buy Now Pay Later (BNPL)
- Instant cash redemption
- Savings solutions
- Investment products
- B2B financial services
- Digitized financial products
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Valu is a Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. We developed our offerings to provide you with everything you need through one platform. Our expanded suite of fully digitized products and services will empower individuals and businesses and foster financial inclusion. Besides the BNPL, Valu offers an instant cash redemption program, savings solution, investment products, B2B services and more. Hence, it was about time for Valu to undergo a brand restructuring to reflect the breadth and depth of its brand portfolio, and its current position as a universal financial technology powerhouse.
VALÚ
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VALÚ je pametna denarnica in napredna izkušnja pametnega življenja. Je več kot le sistem plačevanja in identifikacije, je celovita storitev, ki mobitel spreminja v priročen in resnično pameten dostop do vsega, kar potrebujete v sodobnem urbanem življenju. Poenostavite svoje življenje z aplikacijo VALÚ in odkrijte napredne možnosti mobilnega plačevanja: - Zelo enostavno nakažite denar. - Vključite si samodejno polnitev prek VALÚ Monete. - Delite svoj račun s prijatelji. - Plačujte na več kot 3.000 plačilnih mestih po Sloveniji. -Včlanite se v brezplačen program zvestobe VALÚ KLUB, pridobivajte VALÚ točke in jih nato zamenjajte za ugodnosti. - Naročite kartico VALÚ Mastercard za plačevanje na več kot 53 milijonih prodajnih mest doma in v tujini. - Povežite VALÚ z drugimi aplikacijami. V prihodnje načrtujemo še številne nove funkcionalnosti.
Screenshots
Verdict
The clearest difference is device support: Valu at 3 against VALÚ's 1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Valu ships an update every 5 weeks, VALÚ every 2 months. The most recent releases landed on October 15, 2026 and October 1, 2026 respectively.
| Parameter | Valu | VALÚ |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (454 ratings) — better | — |
| Positive reviews | 13.1% of reviews | — |
| Number of ratings | 454 — better | — |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 180 MB | 69 MB |
| Age rating | 4+ | 4+ |
| Developer | EFG Hermes | Telekom Slovenije d.d. |
Bugs and requests
Valu
Reported bugs
12 issues- App crashes when capturing photos in Invoice Now
- App crashes when clicking multiple items in succession
- Extremely slow loading times
- App fails to load after updates
- Login/sign-up OTP code failures
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- Password validation errors
- Missing or incomplete UI text
- Product browse functionality not working
- Buy button greyed out
- Forced logout after crashes
- App won't open without update
- Notification pop-ups appear constantly
Requested features
9 requests- Auto calculator for installment planning
- Early debt settlement option
- Partial payment functionality
- Better product browsing and online purchasing
- Improved Arabic language support
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- Disable notification pop-ups option
- Account deletion option
- Transparent terms and conditions display
- Enhanced security assurances for user data
VALÚ
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Valu
No in-app purchases
VALÚ
No in-app purchases









