Valu vs Lucid Egypt
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Valu
This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.
- Buy Now Pay Later (BNPL)
- Instant cash redemption
- Savings solutions
- Investment products
- B2B financial services
- Digitized financial products
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Valu is a Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. We developed our offerings to provide you with everything you need through one platform. Our expanded suite of fully digitized products and services will empower individuals and businesses and foster financial inclusion. Besides the BNPL, Valu offers an instant cash redemption program, savings solution, investment products, B2B services and more. Hence, it was about time for Valu to undergo a brand restructuring to reflect the breadth and depth of its brand portfolio, and its current position as a universal financial technology powerhouse.
Lucid Egypt
Shop now and pay later with flexible installment plans. This app allows you to make purchases without paying everything upfront, even without a bank account. Manage your payments, track purchases, and enjoy a smoother shopping experience.
- Pay in installments
- No upfront payment required
- Works without a bank account
- Shop at partner stores
- Manage payment summaries
- Flexible payment terms
- Notifications for upcoming payments
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Buy what you want and pay in installments, without having to pay everything upfront. Lucid is inclusive and works for everyone, even if you don't have a bank account. Enjoy a smoother shopping experience with Lucid. HOW DOES Lucid WORK? • Download the Lucid app and sign up or log in • Buy in-store • Purchase at our partner stores. Pay nothing upfront. • Pay nothing at time of purchase • Split your payments in 2-5 (you can pay with cash, card, or mobile wallet) • Get a complete summary of all your purchases • And much more! FAST & EASY APP SIGN UP Apply now and get approved in seconds to start your journey with Lucid today. FLEXIBLE PAYMENT TERMS With Lucid, you have the flexibility to choose how you want to pay for your purchases. Whether you prefer to make payments in-store or online, or whether you prefer physical or digital methods, Lucid has got you covered. You have multiple options available, so you can choose the one that best fits your lifestyle and preferences. MANAGE YOUR PAYMENTS Lucid offers a comprehensive financial management solution that helps you keep track of all your purchases, manage your bills, switch payment methods, and receive notifications for upcoming payments. Lucid gives you more control over your money and a more empowering relationship with your finances. With Lucid, you are empowered to better manage your purchases. Need help? reach out to support@lucidco.ai Privacy Policy: https://lucidco.ai/privacy-policy
Screenshots
Verdict
The clearest difference is review sentiment: Lucid Egypt at 75% against Valu's 13%. Lucid Egypt also leads on rating (4.2 vs 3.3) and update cadence (every 9 days vs every 5 weeks). Valu's advantage is ratings volume (454 vs 12). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lucid Egypt holds the better App Store score, 4.2 against 3.3. That said, the two scores are not equally well evidenced: Valu has 454 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 13% of Valu's written reviews are positive against 75% of Lucid Egypt's.
Valu ships an update every 5 weeks, Lucid Egypt every 9 days. The most recent releases landed on September 25, 2026 and September 19, 2026 respectively.
| Parameter | Valu | Lucid Egypt |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (454 ratings) | 4.2 (12 ratings) — better |
| Positive reviews | 13.1% of reviews | 75.0% of reviews — better |
| Number of ratings | 454 — better | 12 |
| Update frequency | Every 5 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 180 MB | 124 MB |
| Age rating | 4+ | 4+ |
| Developer | EFG Hermes | Deall Inc. |
Customer experience
Valu
Lucid Egypt
Bugs and requests
Valu
Reported bugs
12 issues- App crashes when capturing photos in Invoice Now
- App crashes when clicking multiple items in succession
- Extremely slow loading times
- App fails to load after updates
- Login/sign-up OTP code failures
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- Password validation errors
- Missing or incomplete UI text
- Product browse functionality not working
- Buy button greyed out
- Forced logout after crashes
- App won't open without update
- Notification pop-ups appear constantly
Requested features
9 requests- Auto calculator for installment planning
- Early debt settlement option
- Partial payment functionality
- Better product browsing and online purchasing
- Improved Arabic language support
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- Disable notification pop-ups option
- Account deletion option
- Transparent terms and conditions display
- Enhanced security assurances for user data
Lucid Egypt
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Valu
No in-app purchases
Lucid Egypt
No in-app purchases
