Comparison

Valu vs myfawry

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Valu

This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.

Highlights
  • Buy Now Pay Later (BNPL)
  • Instant cash redemption
  • Savings solutions
  • Investment products
  • B2B financial services
  • Digitized financial products
Features
Read full description

Valu is a Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. We developed our offerings to provide you with everything you need through one platform. Our expanded suite of fully digitized products and services will empower individuals and businesses and foster financial inclusion. Besides the BNPL, Valu offers an instant cash redemption program, savings solution, investment products, B2B services and more. Hence, it was about time for Valu to undergo a brand restructuring to reflect the breadth and depth of its brand portfolio, and its current position as a universal financial technology powerhouse.

About

myfawry

Manage all your bills and payments in one place, with added banking features. Apply for a free prepaid card to control your spending, track transactions, and enjoy exclusive discounts. Secure login ensures your financial information is protected.

Highlights
  • Pay bills easily
  • Manage banking services
  • Apply for free prepaid card
  • Track transactions
  • Set spending limits
  • Secure login (Face ID/fingerprint)
  • QuickPay for recurring bills
Features
Read full description

All of your bills and payments made easy in one app, and now your banking is on myfawry too! Now you can apply for your yellowcard, the free prepaid card from myfawry, designed to give you more control over your money and to make your banking experience so much easier. Paying your bills couldn’t get easier Pay your bills the fast and easy way: - Add your debit or credit card only one time to myfawry, and pay all your bills in seconds - Use your yellowcard to pay and keep all your transactions in one app - Pay your bank loans or due installments from a variety of apps, syndicates, traffic fines and car license renewal, social insurance, insurance policies and many more services Only YOU have access to myfawry - login using Face ID or fingerprint makes sure only you can use the app - login using a secure password myfawry app has all the bills and services you need to pay - All your home bills, mobile and internet bills - Recharge your credit across all networks Pay all your due bills with a single tap using QuickPay - Add all your monthly or recurring bills to your QuickPay list and pay everything together - We’ll send you reminders when your bills are available to pay myfawry yellowcard One card, one app - unlimited opportunities Apply for your yellowcard now for FREE from myfawry app with your national ID only, and pick it up from over 200 Fawry Plus stores across Egypt. Add money from anywhere and start your experience: - Transfer money into your card from your registered bank cards on myfawry app (we accept debit and credit) - Fawry POS machines - Over 200 Fawry Plus stores - Transfer money using InstaPay directly into your yellowcard Need cash? Withdraw money on the go - Any Fawry POS - Over 200 Fawry Plus stores - Banque Misr ATMs - Local banks ATMs Lost or stolen card? Lock and unlock your card from the app, and you can even report it as stolen and issue a new one that you can pick up right away from any Fawry Plus store. Not sure where all your money has gone? Forget mid-month confusion and track all your transactions that we’ve categorized for you to help you learn your spending habits and have better control over your money Overspending is a thing of the past: Control your budget by setting a monthly limit for your yellowcard right from myfawry app, and you can change it or remove it anytime you want Want instant discounts? Pay with your yellowcard: Get instant discounts upon paying at any of our partner merchants, simply by using the yellowcard. No extra steps needed! Don’t go anywhere to change your PIN code: You can reset your PIN code if you’ve forgotten it, or simply change it whenever you want right from myfawry app Apply for your yellowcard now! yellowcard is a prepaid card in partnership with Banque Misr and Meeza and is licensed and regulated by the Central Bank of Egypt .

Screenshots

Valu4 screens
myfawry4 screens

Verdict

The call

The clearest difference is rating: myfawry at 4.4 against Valu's 3.3. myfawry also leads on review sentiment (45% vs 13%) and ratings volume (9.1K vs 454). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myfawry holds the better App Store score, 4.4 against 3.3. That said, the two scores are not equally well evidenced: myfawry has 9.1K ratings behind it against 454, so its average is the more settled of the two. Written reviews point the same way: 13% of Valu's written reviews are positive against 45% of myfawry's.

UpkeepUpdate frequency

Valu ships an update every 5 weeks, myfawry monthly. Both last shipped on September 25, 2026.

Scorecard3 real differences · 7 level
Valu versus myfawry: the parameters behind the verdict, then further details
ParameterValumyfawry
PriceFreeFree
Rating3.3 (454 ratings)4.4 (9.1K ratings) — better
Positive reviews13.1% of reviews45.4% of reviews — better
Number of ratings4549.1K — better
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.614.0 — better
Further details — not scored
Size180 MB266 MB
Age rating4+4+
DeveloperEFG HermesFawry

Customer experience

Valu

All ratings454 ratings
Positive55.7%
Neutral3.3%
Negative41.0%
Written reviews61 reviews
Positive13.1%
Neutral3.3%
Negative83.6%

myfawry

All ratings9,066 ratings
Positive85.6%
Neutral2.2%
Negative12.1%
Written reviews119 reviews
Positive45.4%
Neutral8.4%
Negative46.2%

User reviews

Valu

From 454 App Store ratings

What we love

  • 💡 Innovative installment payment concept
  • ⚡ Instant approval for eligible customers
  • 🛍️ Exclusive offers and partnerships
  • 👍 Easy registration process for some users
  • 🎯 Lifestyle enablement through flexible payments

Room to improve

  • 💸 Hidden fees and excessive charges
  • 📈 High interest rates (35-40%)
  • 🐢 Extremely slow app performance
  • 😤 Poor customer service quality
  • 🔒 Privacy and security concerns

myfawry

From 9.1K App Store ratings

What we love

  • 👍 Good app
  • 🚀 Simple and convenient payments
  • 💯 Excellent service

Room to improve

  • 🐛 App crashes frequently
  • ⚠️ Unreliable functionality
  • 🔍 Lack of account deletion option
  • 💳 Issues with credit card payments
  • 🕰️ Slow and unresponsive

Bugs and requests

Valu

Reported bugs

12 issues
  • App crashes when capturing photos in Invoice Now
  • App crashes when clicking multiple items in succession
  • Extremely slow loading times
  • App fails to load after updates
  • Login/sign-up OTP code failures
Show 7 more
  • Password validation errors
  • Missing or incomplete UI text
  • Product browse functionality not working
  • Buy button greyed out
  • Forced logout after crashes
  • App won't open without update
  • Notification pop-ups appear constantly

Requested features

9 requests
  • Auto calculator for installment planning
  • Early debt settlement option
  • Partial payment functionality
  • Better product browsing and online purchasing
  • Improved Arabic language support
Show 4 more
  • Disable notification pop-ups option
  • Account deletion option
  • Transparent terms and conditions display
  • Enhanced security assurances for user data

myfawry

Reported bugs

4 issues
  • Login issues after app updates
  • Incompatibility with older iOS versions
  • Clipboard privacy violation
  • Incorrect billing and failed transactions

Requested features

3 requests
  • Add Fawry-Pay option
  • Enable electricity card recharging
  • Improve accessibility for blind users

In-app purchases

None

Valu

No in-app purchases

None

myfawry

No in-app purchases

Questions

Is Valu free?
Valu is free to download, with no in-app purchases.
Is myfawry free?
myfawry is free to download, with no in-app purchases.
Which has better reviews, Valu or myfawry?
myfawry is rated higher. Valu averages 3.3 out of 5 from 454 ratings, while myfawry averages 4.4 from 9.1K ratings.
Do Valu or myfawry have ads?
Neither Valu nor myfawry shows ads.
Which is updated more often, Valu or myfawry?
Valu ships an update every 5 weeks, and myfawry monthly. Most recently, Valu was updated on September 25, 2026 and myfawry on September 25, 2026.

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