Comparison

UBL Digital vs Kuickpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBL Digital

Manage your finances securely and conveniently with this mobile banking app. Perform transactions, pay bills, transfer funds, and open accounts instantly. Enjoy advanced security features and access banking services anytime, anywhere.

Highlights
  • Secure transactions
  • Bill payments
  • Fund transfers
  • Instant account opening
  • Biometric verification
  • Card management
  • Transaction tracking
Features
Read full description

UBL Digital: Redefining Convenience and Security in Banking! Manage your finances with ease using UBL Digital, the ultimate mobile banking solution. Perform secure transactions, pay bills, transfer funds, and access a host of banking services all from your smartphone. Whether you're at home, work, or on the go, UBL Digital ensures banking is always at your fingertips. Opening a UBL Account is instant: Simply provide your CNIC and biometric verification, and get access to a bank account with a Debit card within minutes! No branch visits. No phone calls. Simply launch the UBL Digital App > Tap on ‘Open Smart Account’. Stay in control & safer than ever: • Benefit from advanced security controls that protect you from fraud. • Use biometric verification such as fingerprint and face scan to keep your money safe at all times. • No need to write down your bank account details, just view and share via the UBL Digital App. • Track all your transactions, check your account balance, and view/download your account statement anytime. • Lock/unlock your card, order new cards/cheque books, and change your banking limits in seconds up to Rs. 10 million from within the app. • Enable/disable NetBanking access via your app, to keep your account safe and private. Hassle-free banking that’s fast & secure: • Quickly send & receive money via account details, CNIC, mobile number, or QR code. Funds transfer is that easy! • With over 100+ global remittance partners, you can receive money online from anywhere in the world. • Use the app to manage all your bill and fee payments ranging from utilities, to government, to education fees and more. • Schedule payments for all your bills or fees in advance on the app. Set it and forget it! Bills get paid automatically, saving you time and stress. • Pay multiple utility bills on the app with just one tap! • Pay zakat quickly and easily on the app by selecting from our list of renowned charitable organizations. • Find nearby UBL branches, offices and ATMs, and get alerts for new card discounts and promotions. How to Get Started: 1. Download the UBL Digital app. 2. Log in using your UBL account details or sign up as a new user. 3. Start exploring the convenience of digital banking! Download UBL Digital today and join millions simplifying their banking experience! Follow us - @ubldigital all channels! https://www.facebook.com/UBLUnitedBankLtd https://www.instagram.com/ubldigital https://twitter.com/ubldigital https://www.linkedin.com/company/united-bank-limited

About

Kuickpay

Manage your finances effortlessly with this secure bill payment app. Pay bills, track payments, and set reminders with a user-friendly interface. Enjoy a stress-free and efficient financial control experience.

Highlights
  • Secure bill payments
  • Beneficiary management
  • Payment history tracking
  • Personalized reminders
  • User-friendly interface
Features
Read full description

Introducing our Secure Bill Payments App – your ultimate tool for hassle-free financial management! Seamlessly pay bills, manage beneficiaries, and track your payment history with ease. Set personalized reminders, enjoy a secure payment environment, and navigate effortlessly with our user-friendly interface. Download now for a stress-free and efficient way to control your finances!

Screenshots

UBL Digital4 screens
Kuickpay3 screens

Verdict

The call

The clearest difference is review sentiment: UBL Digital at 49% against Kuickpay's 0%. UBL Digital also leads on rating (4.6 vs 1.0) and ratings volume (7.4K vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UBL Digital holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: UBL Digital has 7.4K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 49% of UBL Digital's written reviews are positive against 0% of Kuickpay's.

UpkeepUpdate frequency

UBL Digital ships an update fortnightly, Kuickpay every 5 weeks. The most recent releases landed on November 8, 2026 and November 4, 2026 respectively.

Scorecard6 real differences · 4 level
UBL Digital versus Kuickpay: the parameters behind the verdict, then further details
ParameterUBL DigitalKuickpay
PriceFreeFree
Rating4.6 (7.4K ratings) — better1.0 (3 ratings)
Positive reviews48.9% of reviews — better0.0% of reviews
Number of ratings7.4K — better3
Update frequencyFortnightly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone
Requires iOS15.0 — better17.6
Further details — not scored
Size448 MB133 MB
Age rating4+4+
DeveloperUBLInnovarge Technologies Private Limited

Customer experience

UBL Digital

All ratings7,404 ratings
Positive90.8%
Neutral3.1%
Negative6.0%
Written reviews569 reviews
Positive48.9%
Neutral6.0%
Negative45.2%

Kuickpay

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

UBL Digital

Reported bugs

4 issues
  • App crashes on launch
  • Payee list not loading
  • Inability to change phone number
  • Compatibility issues with new devices

Requested features

5 requests
  • Ability to manually enter OTP
  • Option to receive OTP via email
  • Improved bill management features
  • Seamless multi-account support
  • Enhanced transaction history and search

Kuickpay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBL Digital

No in-app purchases

None

Kuickpay

No in-app purchases

Questions

Is UBL Digital free?
UBL Digital is free to download, with no in-app purchases.
Is Kuickpay free?
Kuickpay is free to download, with no in-app purchases.
Which has better reviews, UBL Digital or Kuickpay?
UBL Digital is rated higher. UBL Digital averages 4.6 out of 5 from 7.4K ratings, while Kuickpay averages 1.0 from 3 ratings.
Do UBL Digital or Kuickpay have ads?
Neither UBL Digital nor Kuickpay shows ads.
Which is updated more often, UBL Digital or Kuickpay?
UBL Digital ships an update fortnightly, and Kuickpay every 5 weeks. Most recently, UBL Digital was updated on November 8, 2026 and Kuickpay on November 4, 2026.

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