Comparison

UBL Digital vs Orbra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBL Digital

Manage your finances securely and conveniently with this mobile banking solution. Perform transactions, pay bills, transfer funds, and open accounts instantly from your smartphone. Enjoy advanced security features and track all your financial activity with ease.

Highlights
  • Secure transactions
  • Bill payments
  • Fund transfers
  • Instant account opening
  • Biometric verification
  • Transaction tracking
  • Card management
Features
Read full description

UBL Digital: Redefining Convenience and Security in Banking! Manage your finances with ease using UBL Digital, the ultimate mobile banking solution. Perform secure transactions, pay bills, transfer funds, and access a host of banking services all from your smartphone. Whether you're at home, work, or on the go, UBL Digital ensures banking is always at your fingertips. Opening a UBL Account is instant: Simply provide your CNIC and biometric verification, and get access to a bank account with a Debit card within minutes! No branch visits. No phone calls. Simply launch the UBL Digital App > Tap on ‘Open Smart Account’. Stay in control & safer than ever: • Benefit from advanced security controls that protect you from fraud. • Use biometric verification such as fingerprint and face scan to keep your money safe at all times. • No need to write down your bank account details, just view and share via the UBL Digital App. • Track all your transactions, check your account balance, and view/download your account statement anytime. • Lock/unlock your card, order new cards/cheque books, and change your banking limits in seconds up to Rs. 10 million from within the app. • Enable/disable NetBanking access via your app, to keep your account safe and private. Hassle-free banking that’s fast & secure: • Quickly send & receive money via account details, CNIC, mobile number, or QR code. Funds transfer is that easy! • With over 100+ global remittance partners, you can receive money online from anywhere in the world. • Use the app to manage all your bill and fee payments ranging from utilities, to government, to education fees and more. • Schedule payments for all your bills or fees in advance on the app. Set it and forget it! Bills get paid automatically, saving you time and stress. • Pay multiple utility bills on the app with just one tap! • Pay zakat quickly and easily on the app by selecting from our list of renowned charitable organizations. • Find nearby UBL branches, offices and ATMs, and get alerts for new card discounts and promotions. How to Get Started: 1. Download the UBL Digital app. 2. Log in using your UBL account details or sign up as a new user. 3. Start exploring the convenience of digital banking! Download UBL Digital today and join millions simplifying their banking experience! Follow us - @ubldigital all channels! https://www.facebook.com/UBLUnitedBankLtd https://www.instagram.com/ubldigital https://twitter.com/ubldigital https://www.linkedin.com/company/united-bank-limited

About

Orbra

Features
Read full description

Orbra keeps every subscription, contract and bill in one place, and warns you before they cost you more. Built for the UK, Orbra tracks the things that quietly go up: broadband and mobile price rises, contracts rolling onto higher rates, and free trials that turn into charges. NEVER MISS A RENEWAL See everything that's due on one clear timeline, with reminders before each payment leaves your account. CATCH PRICE RISES EARLY Log an upcoming price rise and Orbra reminds you before it hits, so you have time to switch, haggle or cancel. KNOW WHEN CONTRACTS END Add your minimum term and get a heads-up before your broadband or phone contract rolls onto a higher price. SEE WHAT A YEAR REALLY COSTS Insights shows your monthly and annual spend, your biggest costs and where your money goes by category. CHECK WHAT'S WORTH KEEPING Track how often you use each subscription and see what every use is really costing you. FREE TRIAL REMINDERS Get reminded before a free trial turns into a paid subscription. PRIVATE BY DESIGN • No bank login, ever • Your data stays on your device • No accounts, no tracking ORBRA PRO Upgrade to Orbra Pro for the home screen widget and more. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your Apple Account settings. Terms of Use: https://orbra.co.uk/terms Privacy Policy: https://orbra.co.uk/privacy Support: support@orbra.co.uk

Screenshots

UBL Digital4 screens
Orbra4 screens

Verdict

The call

The clearest difference is in-app purchases: UBL Digital at none against Orbra's 2. UBL Digital also leads on device support (4 vs 2) and iOS requirement (15.0 vs 17.0). Orbra's advantage is update cadence (every 5 days vs every 2 weeks). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Orbra sells 2 in-app purchases, starting at $2.99 per month. UBL Digital asks for nothing beyond the download.

UpkeepUpdate frequency

UBL Digital ships an update every 2 weeks, Orbra every 5 days. The most recent releases landed on November 15, 2026 and November 13, 2026 respectively.

Scorecard4 real differences · 6 level
UBL Digital versus Orbra: the parameters behind the verdict, then further details
ParameterUBL DigitalOrbra
PriceFreeFree
Rating4.6 (7.4K ratings) — better—
Positive reviews48.9% of reviews—
Number of ratings7.4K — better—
Update frequencyEvery 2 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size451 MB1 MB
Age rating4+4+
DeveloperUBLGEORGE HENDLEY

Bugs and requests

UBL Digital

Reported bugs

4 issues
  • App crashes on launch
  • Payee list not loading
  • Inability to change phone number
  • Compatibility issues with new devices

Requested features

5 requests
  • Ability to manually enter OTP
  • Option to receive OTP via email
  • Improved bill management features
  • Seamless multi-account support
  • Enhanced transaction history and search

Orbra

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UBL Digital

No in-app purchases

2 purchases

Orbra

Subscriptions2
  • Orbra Pro (Monthly)$2.991 Month
  • Orbra Pro (Yearly)$14.991 Year

Questions

Is UBL Digital free?
UBL Digital is free to download, with no in-app purchases.
Is Orbra free?
Orbra is free to download, with in-app purchases available.
Do UBL Digital or Orbra have ads?
Neither UBL Digital nor Orbra shows ads.
Which is updated more often, UBL Digital or Orbra?
UBL Digital ships an update every 2 weeks, and Orbra every 5 days. Most recently, UBL Digital was updated on November 15, 2026 and Orbra on November 13, 2026.

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