Comparison

PayMe vs Muun Wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayMe

Easily generate and scan QR codes for SEPA transfers. Customize transfer details and process payments quickly and securely, even offline. Simplify your financial transactions with this convenient tool.

Highlights
  • QR code generation for SEPA transfers
  • Customizable transfer details
  • Fast payment processing via scanning
  • Offline QR code generation
  • Secure data handling
Features
Read full description

Make your SEPA transfers easier with the PayMe App! Our app offers a quick and convenient way to generate QR codes for SEPA transfers so you can make payments hassle-free. Features: 1. Easy generation of QR codes: Generate QR codes for SEPA transfers with just a few clicks. Our user-friendly interface makes the process a breeze. 2. Customizable options: Customize the details of your transfer, including the amount, recipient and other relevant information. 3. Fast payment processing: Save time filling out transfer forms by simply scanning the QR code and authorizing the payment. 4. Security and reliability: Our app ensures the security of your data and offers reliable QR code generation for your SEPA transfers. 5. Offline availability: Generate QR codes even without an internet connection, ideal for use on the go. With the SEPA QR Code Generator you can make your SEPA transfers more efficient and convenient. Download the app now and simplify your payments!

About

Muun Wallet

This app offers a secure and user-friendly way to send and receive Bitcoin and utilize the Lightning Network for fast, low-cost transactions. It provides full control over your funds with self-custodial technology and smart fee estimation.

Highlights
  • Lightning fast payments
  • Seamless lightning integration
  • Smartest bitcoin fees
  • Fully self-custodial
  • Convenient wallet recovery
  • Multi-signature protection
Read full description

Muun is the most powerful wallet for bitcoin and lightning network. It is simple, fast, and secure. We provide the best user experience for sending and receiving bitcoin (BTC). Muun's highlights include: - Lightning fast payments: send and receive instant payments using bitcoin's latest tech, lightning network. Lightning is the most popular scaling solution for blockchains and brings great UX benefits such as faster and cheaper payments. - Seamless lightning integration: make all payments from a single wallet and following the same steps. You can enjoy lightning without needing any specific knowledge. - Smartest bitcoin fees: Muun's mempool-based estimator gets your transaction confirmed fast without overpaying. Save an average of 30% compared to other wallets. - Fully self-custodial: Muun is a self-custodial wallet meaning you are in total control of your bitcoin. Nobody, not even Muun, can access your money. Export an Emergency Kit with your private keys and output descriptors, intended to be used in a scenario where Muun is unavailable. The Kit was designed to fit bitcoin's latest scripts, including multisig, lightning and taproot. - Convenient wallet recovery: access your wallet from a different phone using a code written on paper or your email and password. - Protected with multi-signature: Muun is a 2-of-2 multi-signature wallet. Your Emergency Kit has both keys, but your phone just one. Your money is safe even if your phone gets hacked or stolen because two keys are needed to spend it, and only one is in your phone. Other features include: - Fee selection - Support for Bech32 - Native app - Customer support in English and Spanish For feedback and assistance, you can reach us at support@muun.com. You can also find us on Twitter: @MuunWallet

Screenshots

PayMe3 screens
Muun Wallet4 screens

Verdict

The call

The clearest difference is in-app purchases: Muun Wallet at none against PayMe's 1. Muun Wallet also leads on ads (none vs shown) and ratings volume (336 vs 7). On price, review sentiment, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayMe sells 1 one-off in-app purchase. Muun Wallet asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Muun Wallet holds the better App Store score, 4.1 against 3.9. That said, the two scores are not equally well evidenced: Muun Wallet has 336 ratings behind it against 7, so its average is the more settled of the two. Written reviews split almost evenly too, at 70% and 70% positive.

UpkeepUpdate frequency

PayMe ships an update every 3 months, Muun Wallet monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
PayMe versus Muun Wallet: the parameters behind the verdict, then further details
ParameterPayMeMuun Wallet
PriceFreeFree
Rating3.9 (7 ratings)4.1 (336 ratings) — better
Positive reviews70.0% of reviews70.1% of reviews — better
Number of ratings7336 — better
Update frequencyEvery 3 monthsMonthly — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size9 MB170 MB
Age rating4+4+
DeveloperDominik BrandlbergerMuun Wallet, Inc

Customer experience

PayMe

All ratings7 ratings
Positive71.4%
Neutral14.3%
Negative14.3%
Written reviews20 reviews
Positive70.0%
Neutral10.0%
Negative20.0%

Muun Wallet

All ratings338 ratings
Positive77.8%
Neutral3.6%
Negative18.6%
Written reviews164 reviews
Positive70.1%
Neutral3.0%
Negative26.8%

Bugs and requests

PayMe

Not enough reviews yet to summarise bugs or requests.

Muun Wallet

Reported bugs

2 issues
  • Wallet creation process sometimes gets stuck
  • Reported issues with funds disappearing or not reflecting correctly

Requested features

3 requests
  • Add support for multiple wallets within the app
  • Implement LNURL support for easier Lightning Network usage
  • Provide more granular control over transaction fees

In-app purchases

1 purchases

PayMe

One-time1
  • Remove ads$0.99
None

Muun Wallet

No in-app purchases

Questions

Is PayMe free?
PayMe is free to download, with in-app purchases available.
Is Muun Wallet free?
Muun Wallet is free to download, with no in-app purchases.
Which has better reviews, PayMe or Muun Wallet?
Muun Wallet is rated higher. PayMe averages 3.9 out of 5 from 7 ratings, while Muun Wallet averages 4.1 from 336 ratings.
Do PayMe or Muun Wallet have ads?
PayMe shows ads; Muun Wallet does not.
Which is updated more often, PayMe or Muun Wallet?
PayMe ships an update every 3 months, and Muun Wallet monthly. Most recently, PayMe was updated on November 2, 2026 and Muun Wallet on November 3, 2026.

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