Comparison

PayMe vs Access More

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayMe

Easily generate QR codes for SEPA transfers to simplify your payments. Customize transfer details and process payments quickly by scanning the generated code. The app ensures secure and reliable transactions, even offline.

Highlights
  • QR code generation for SEPA transfers
  • Customizable transfer details
  • Fast payment processing via scanning
  • Offline QR code generation
  • Secure and reliable transactions
Features
Read full description

Make your SEPA transfers easier with the PayMe App! Our app offers a quick and convenient way to generate QR codes for SEPA transfers so you can make payments hassle-free. Features: 1. Easy generation of QR codes: Generate QR codes for SEPA transfers with just a few clicks. Our user-friendly interface makes the process a breeze. 2. Customizable options: Customize the details of your transfer, including the amount, recipient and other relevant information. 3. Fast payment processing: Save time filling out transfer forms by simply scanning the QR code and authorizing the payment. 4. Security and reliability: Our app ensures the security of your data and offers reliable QR code generation for your SEPA transfers. 5. Offline availability: Generate QR codes even without an internet connection, ideal for use on the go. With the SEPA QR Code Generator you can make your SEPA transfers more efficient and convenient. Download the app now and simplify your payments!

About

Access More

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

Highlights
  • Quick account opening
  • Personalized dashboards and themes
  • Investment services
  • Loan and visa applications
  • Bill payments and transfers
  • Card and cheque services
  • Airtime top-up
Features
Read full description

The Access More App is an innovative mobile payment application that offers a more than banking experience. The App is built to help our customers consummate their financial transactions, payment solutions and enjoy a lifestyle experience. Prospect customers are welcome to become account holders by downloading the App and onboarding themselves on the platform seamlessly. The App is built on cutting-edge technology, offering tailored and personalized services, ease of use and excellent customer experience to all our customers The following unique features are available on the App: Quick account opening Personalized theme and color scheme Bespoke dashboards Single click to all favorite features Self QR generation for intra-bank transfers Scan QR for payments Investment services PayDay Loan Dubai Visa application Movie Ticket purchase Improved beneficiary management Efficient bills payment Inter-bank transfers Simplified foreign currency transfer service Airtime top-up Cheque Services (New cheque book request, stop and confirm cheque) Card Services (New debit card request, card block and unblock) Transfers to Access Y’ello accounts Gaming And lots more…. How to get the Access More App Download and install the Access More App Existing Access Mobile App users can login with the same username and password and transact with their existing PIN Existing Diamond Mobile App users can login with the same username and password and transact with their existing PIN For new users, simply open the downloaded App and register

Screenshots

PayMe3 screens
Access More4 screens

Verdict

The call

The clearest difference is rating: Access More at 4.7 against PayMe's 3.9. Access More also leads on in-app purchases (none vs 1) and ads (none vs shown). On price, review sentiment, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayMe sells 1 one-off in-app purchase. Access More asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Access More holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: Access More has 119K ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 70% of PayMe's written reviews are positive against 66% of Access More's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

PayMe ships an update every 2 months, Access More monthly. The most recent releases landed on October 14, 2026 and October 22, 2026 respectively.

Scorecard5 real differences · 5 level
PayMe versus Access More: the parameters behind the verdict, then further details
ParameterPayMeAccess More
PriceFreeFree
Rating3.9 (7 ratings)4.7 (119K ratings) — better
Positive reviews70.0% of reviews — better65.9% of reviews
Number of ratings7119K — better
Update frequencyEvery 2 monthsMonthly — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.5 — better
Further details — not scored
Size10 MB232 MB
Age rating4+4+
DeveloperDominik BrandlbergerAccess Bank Plc

Customer experience

PayMe

All ratings7 ratings
Positive71.4%
Neutral14.3%
Negative14.3%
Written reviews20 reviews
Positive70.0%
Neutral10.0%
Negative20.0%

Access More

All ratings118,393 ratings
Positive92.1%
Neutral3.3%
Negative4.6%
Written reviews589 reviews
Positive65.9%
Neutral4.4%
Negative29.7%

Bugs and requests

PayMe

Not enough reviews yet to summarise bugs or requests.

Access More

Reported bugs

4 issues
  • Disappearing beneficiary list
  • Inability to upgrade transaction limits
  • Inconsistent app performance across devices
  • Login and OTP issues

Requested features

4 requests
  • Ability to save beneficiaries
  • Calendar view for transaction history
  • Facial recognition login option
  • Improved notification management

In-app purchases

1 purchases

PayMe

One-time1
  • Remove ads$0.99
None

Access More

No in-app purchases

Questions

Is PayMe free?
PayMe is free to download, with in-app purchases available.
Is Access More free?
Access More is free to download, with no in-app purchases.
Which has better reviews, PayMe or Access More?
Access More is rated higher. PayMe averages 3.9 out of 5 from 7 ratings, while Access More averages 4.7 from 119K ratings.
Do PayMe or Access More have ads?
PayMe shows ads; Access More does not.
Which is updated more often, PayMe or Access More?
PayMe ships an update every 2 months, and Access More monthly. Most recently, PayMe was updated on October 14, 2026 and Access More on October 22, 2026.

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