PayMe vs YowPay Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayMe
Easily generate and scan QR codes for SEPA transfers. Customize transfer details and process payments quickly and securely, even offline. Simplify your financial transactions with this convenient tool.
- QR code generation for SEPA transfers
- Customizable transfer details
- Fast payment processing via scanning
- Offline QR code generation
- Secure data handling
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Make your SEPA transfers easier with the PayMe App! Our app offers a quick and convenient way to generate QR codes for SEPA transfers so you can make payments hassle-free. Features: 1. Easy generation of QR codes: Generate QR codes for SEPA transfers with just a few clicks. Our user-friendly interface makes the process a breeze. 2. Customizable options: Customize the details of your transfer, including the amount, recipient and other relevant information. 3. Fast payment processing: Save time filling out transfer forms by simply scanning the QR code and authorizing the payment. 4. Security and reliability: Our app ensures the security of your data and offers reliable QR code generation for your SEPA transfers. 5. Offline availability: Generate QR codes even without an internet connection, ideal for use on the go. With the SEPA QR Code Generator you can make your SEPA transfers more efficient and convenient. Download the app now and simplify your payments!
YowPay Mobile
This app simplifies peer-to-peer SEPA payments by turning your mobile device into a payment terminal. It generates QR codes for clients to scan with their banking apps, facilitating instant SEPA transfers directly to your business account without touching merchant funds.
- Peer-to-peer SEPA payments
- Mobile payment terminal
- QR code payment generation
- Instant SEPA transfers
- Direct business account funding
- Open Banking integration
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Welcome to YowPay, Peer to Peer SEPA Payments made easy. Turn your mobile phone into a payment terminal Receive direct SEPA Payments via QRCODE Using your usual business account, receiving funds directly from the end users, YowPay is facilitating Instant SEPA Payments. How YowPay works ? YowPay generates a QRCODE The client scans it from its usual mobile banking application and confirms the transfer YowPay parses the merchant’s business account using Open Banking YowPay sends a notification on the merchant’s system to confirm the incoming payment Why YowPay is different ? High conversion ratio: there is no country selector, then bank selector and a lost client without id user/pass memorized which leads to an abondon of transaction The client uses its usual mobile banking application Fast and secure settlement: YowPay doesn’t touch merchants funds, the money flows is directly from the client to the merchant. Simple pricing: by transaction, no setup, no monthly fees Quick onboarding: start processing immediately, no long approval process like with card acquirers.
Screenshots
Verdict
The clearest difference is rating: PayMe at 3.9 against YowPay Mobile's 2.0. PayMe also leads on ratings volume (7 vs 1). YowPay Mobile's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayMe sells 1 one-off in-app purchase. YowPay Mobile asks for nothing beyond the download.
PayMe holds the better App Store score, 3.9 against 2.0. That said, the two scores are not equally well evidenced: PayMe has 7 ratings behind it against 1, so its average is the more settled of the two.
PayMe ships an update every 3 months, YowPay Mobile every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | PayMe | YowPay Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (7 ratings) — better | 2.0 (1 ratings) |
| Positive reviews | 70.0% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 9 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | Dominik Brandlberger | Yowpay Luxembourg S.a.r.l. |
Customer experience
PayMe
YowPay Mobile
In-app purchases
PayMe
- Remove ads$0.99
YowPay Mobile
No in-app purchases
