Owy vs OweNo

Owy is an easy way to keep track of the things your friends owe you. Add an item in under 30 seconds and you will get a reminder after one week. Send a message in 1 tap to get your item back. If you have feedback or you've found bugs, please mail to bugs@owyapp.com. We will write you back as soon as possible. Team Owy

OweNo makes splitting expenses with friends, family, and travel groups effortless — so you can focus on the fun, not the spreadsheets. SPLIT ANY WAY YOU LIKE Add expenses in seconds. Split equally or customise amounts per person. Scan a receipt with your camera to pre-fill the details automatically. Multi-currency support with live exchange rates means travelling together is never complicated. KNOW EXACTLY WHERE YOU STAND OweNo's smart debt simplification algorithm minimises the number of payments needed to settle a group. Your balances always float to the top, so you can see at a glance who owes what — and settle with a single tap. MADE FOR GROUPS Create groups for dinners, holidays, flatmates or family. Organise members into family sub-groups, pin your most active groups, and use Travel Groups for trip-specific planning — including a built-in itinerary tab. CROSS-GROUP OVERVIEW See all your outstanding balances across every group in one place, converted to a single currency with live exchange rates. One net figure tells you exactly where you stand across your entire social circle. STAY IN THE LOOP Push notifications keep everyone informed the moment an expense is added, edited, or settled — without spamming the person who made the change. PRIVACY & SECURITY Sign in with Google or Apple. Your data stays yours. Deactivate your account at any time and reactivate whenever you're ready, with all your history intact. OTHER FEATURES - Receipt scanner (OCR) to pre-fill amounts automatically - Activity log with filters for every group - QR code invites — share a link or scan to join - Spending charts and category breakdowns - Archive groups you're done with, restore them anytime - Community feedback — share ideas, report issues, vote on features