Comparison

OSON vs IBT 24

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OSON

Manage your finances with this app, offering commission-free payments for various services, card-to-card transfers, and QR code payments. Track expenses with detailed analytics and secure transactions. It also provides eSIM services for global internet access.

Highlights
  • Commission-free payments
  • Card-to-card money transfers
  • QR code payments
  • Expense tracking and analytics
  • OSON eSIM for global internet
  • Secure transactions with PCI DSS certification
Features
Read full description

OSON is an online payments app that helps you easily handle everyday financial tasks. — OSON e-wallet is a new stage of life without plastic cards. You can open and use it in the national currencies of Uzbekistan and Kazakhstan. — Commission-free payments — from mobile services and internet to government and international services. — Card-to-card money transfers — fast, convenient, and reliable. — Utility bills, traffic fines (GIBDD/GAI), taxes — everything in one app. Save payments so you don’t have to re-enter details every time. — No need to carry a card — pay in shops, cafés, and restaurants using QR codes. — Full control of your expenses — track when, where, and how much you spent. Detailed analytics by cards and categories, income history, and receipts that never get lost. — Universal transfers — whether it’s VISA, Mastercard, HUMO, or UZCARD, add them to OSON and use them for instant transactions. — Make traveling easier — connect to the internet anywhere in the world with OSON eSIM. — Security — all transactions are protected according to international PCI DSS certification standards. We’ve implemented fast identification via MyID, a Session Anti-Fraud system to prevent fraud, and a built-in antivirus to protect the app.

About

IBT 24

This app combines wallet and mobile banking features for 24/7 account and card management. It offers online chat support, instant registration, quick payments, and easy transfers, accessible from anywhere in Tajikistan or globally. Find ATMs and service points easily with its integrated map.

Highlights
  • Wallet and mobile banking combined
  • Account and card monitoring/management
  • 24/7 banking service
  • Online chat with bank
  • Instant registration and identification
  • Fast service payments
  • Easy transfers
  • ATM and service point map
Features
Read full description

Приложение IBT 24 — это Ваш личный мобильный банкир. Благодаря IBT 24 вы получите: • Функционал кошелька и мобильного банкинга, объединённых в одном приложении. • Мониторинг, управление счетами и картами • Обслуживание 24/7, без перерывов и выходных. • Где бы вы ни находились - будь то Душанбе, Худжанд или любая другая точка Республики Таджикистан или мира - Вы будете в контакте с банком. • Online Чат с банком. • Моментальная регистрация и идентификация. • Быстрая оплата услуг. • Простые и удобные переводы. • Понятная карта банкоматов и точек обслуживания банка. • Безопасность. Если у вас возникли проблемы с регистрацией, просто позвоните в нашу службу поддержки: 1155; (+992) 44 625 7777 или напишите письмо на info@ibt.tj

Screenshots

OSON4 screens
IBT 244 screens

Verdict

The call

The clearest difference is rating: IBT 24 at 4.6 against OSON's 3.8. IBT 24 also leads on monetization model (free vs ad-supported) and ratings volume (132 vs 34). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

IBT 24 holds the better App Store score, 4.6 against 3.8. Both are backed by a comparable volume of ratings — 34 and 132 respectively. Written reviews point the same way: 32% of OSON's written reviews are positive against 33% of IBT 24's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
OSON versus IBT 24: the parameters behind the verdict, then further details
ParameterOSONIBT 24
PriceFreeFree
Rating3.8 (34 ratings)4.6 (132 ratings) — better
Positive reviews31.6% of reviews32.8% of reviews — better
Number of ratings34132 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size140 MB193 MB
Age rating4+17+
DeveloperBrio Group, MCJSIBT

Customer experience

OSON

All ratings34 ratings
Positive67.6%
Neutral2.9%
Negative29.4%
Written reviews76 reviews
Positive31.6%
Neutral7.9%
Negative60.5%

IBT 24

All ratings82 ratings
Positive84.1%
Neutral3.7%
Negative12.2%
Written reviews64 reviews
Positive32.8%
Neutral14.1%
Negative53.1%

In-app purchases

None

OSON

No in-app purchases

None

IBT 24

No in-app purchases

Questions

Is OSON free?
OSON is free to download, with no in-app purchases.
Is IBT 24 free?
IBT 24 is free to download, with no in-app purchases.
Which has better reviews, OSON or IBT 24?
IBT 24 is rated higher. OSON averages 3.8 out of 5 from 34 ratings, while IBT 24 averages 4.6 from 132 ratings.
Do OSON or IBT 24 have ads?
Neither OSON nor IBT 24 shows ads.
Which is updated more often, OSON or IBT 24?
OSON ships an update every 3 weeks, and IBT 24 every 3 weeks. Most recently, OSON was updated on October 26, 2026 and IBT 24 on October 27, 2026.

Other comparisons