Comparison

SPEND vs WalletSplit

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SPEND

Effortlessly manage group expenses for trips, gatherings, and more. This app intelligently calculates and distributes costs, even handling currency exchange rates and allowing exclusion of specific participants from transactions.

Highlights
  • Expense and transfer tracking
  • Currency exchange rate support
  • Selective participant involvement
  • Automatic remaining amount distribution
  • Export to Excel (CSV)
  • Individual transaction lists
Features
Read full description

Split bills, settle group expenses and track travel costs in one place. Split dinner with friends in a few taps, or keep track of a trip day by day. SPEND helps you go from a quick calculation to recording expenses and settling up. β–  QUICK SPLITS, WITHOUT THE SETUP Enter amounts and a headcount without creating an event. Add several amounts, revisit recent calculations and make changes. Turn a calculation into a new event when you want to keep recording. β–  A PLACE FOR EVERY TRIP AND GATHERING A weekend away, a meetup with friends or a shared meal. Keep expenses in separate events, with dates, places and notes. Find the records you need by category or tag. β–  SOME COSTS FOR TWO. OTHERS FOR EVERYONE. Choose who paid and who shares each expense. Split equally, set member share ratios or enter individual amounts. Record expenses paid by more than one person. β–  LOCAL SPENDING, FAMILIAR CURRENCY Record in local currency. See costs in your everyday currency. Enter an exchange rate yourself or look up a recent rate. β–  SEE WHO OWES WHOM Review member balances and suggested settlements at a glance. Share the results with your group. β–  LOOK BACK AT WHAT YOU SPENT Explore spending over time and by category or tag. Export your records as CSV to view in Excel, or back up and restore your full records. β–  MINI GAMES FOR YOUR MEETUP Open finger, wheel and pinball games from Quick Split or the transaction list. β–  PLANNED FEATURES β€’ Real-time sharing and sync to keep records together β€’ Detailed statistics to explore spending patterns β€’ Photos and maps to capture moments and places from your travels Support: cs@spendlab.net

About

WalletSplit

Easily split bills and share expenses with friends. This app offers a simple interface for fair and transparent expense division, with the ability to generate and share individual receipts. It works offline and supports multiple currencies.

Highlights
  • Simple interface for bill splitting
  • Fair and transparent expense division
  • Individual receipt generation and sharing
  • Offline functionality
  • Multi-currency support
  • Discount and tip calculation
  • Group and people sorting
Features
Read full description

Introducing WalletSplit, a tool that takes away the burden of on-the-spot mathematical quiz, AKA, bill-splitting. It's bill-splitting made easy. SIMPLE TO USE INTERFACE Navigating around the app should not hinder you from your objective. With a straightforward interface, you can get things done in about 40 snaps (estimated). CLIQUE OR NO CLIQUE, NO PROBLEM Splitting among your group or the few people you have just met should be equally easy. And with Payable To, nobody should have to pay in the dark. FAIR AND TRANSPARENT SPLITTING Generated receipts have all the information you need for both the group and individuals, making whatever you're paying for crystal clear. For individual receipts, you can even keep track of the amount of portions you are paying for, the amount of portions available, all the way to the amount of items. Not to mention, tips, both percentage-based and literal-money-based, are shared depending on the subtotal of an individual. Nice. RECEIPTS SHARING Don't want everyone to circle around you asking for the amount they should pay? Send their individual receipts via AirDrop, or any messaging apps you use! Or why not just send everyone's receipts, including the group's, to your group chat? That tall tower you see outside is the limit! FULLY-SUPPORTED CURRENCIES While most currencies are supported, suggestions for autocompleting prices and charges are available only for select few fully-supported currencies, with more on the way. Current includes: β€’ AUD β€’ IDR β€’ JPY β€’ KRW β€’ MYR β€’ SGD β€’ USD NO ADS, NO INTERNET REQUIRED, NO CATCH Works fully offline without ads. Free to use without limit, only tip if you want to. Requires internet if you're into the tipping part. MORE FEATURES β€’ Groups and People sorting β€’ Adding of discounts for both items and bills β€’ 2 splitting views β€’ Unlimited Groups and People β€’ Revamped VoiceOver support β€’ Colour sets and contrast options β€’ Split with WalletSplit β€’ Text receipts β€’ Widgets for quick access β€’ Interchangeable app icons (Premium only) β€’ Colour tags for People (Premium only) β€’ Custom receipts (Premium only) β€’ And more!

Screenshots

SPEND4 screens
WalletSplit4 screens

Verdict

The call

The clearest difference is in-app purchases: SPEND at none against WalletSplit's 6. SPEND also leads on update cadence (every 6 days vs every 5 weeks). WalletSplit's advantage is review sentiment (100% vs 90%). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. WalletSplit sells 3 one-off in-app purchases. SPEND asks for nothing beyond the download.

UpkeepUpdate frequency

SPEND ships an update every 6 days, WalletSplit every 5 weeks. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

Scorecard4 real differences Β· 4 level
SPEND versus WalletSplit: the parameters behind the verdict, then further details
ParameterSPENDWalletSplit
PriceFreeFree
Positive reviews90.0% of reviews100.0% of reviews β€” better
Update frequencyEvery 6 days β€” betterEvery 5 weeks
AdsNoNo
In-app purchasesNo β€” betterYes
MonetizationFree β€” betterFreemium
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.014.0 β€” better
Further details β€” not scored
Size40 MB29 MB
Age rating4+4+
DeveloperJaegeun JeongChristian Tanputra

Customer experience

SPEND

Written reviews10 reviews
Positive90.0%
Neutral10.0%
Negative0.0%

WalletSplit

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SPEND

No in-app purchases

3 purchases

WalletSplit

One-time3
  • Small-sized Tip2 variants$0.99
  • Medium-sized Tip2 variants$2.99
  • Large-sized Tip2 variants$4.99

Questions

Is SPEND free?
SPEND is free to download, with no in-app purchases.
Is WalletSplit free?
WalletSplit is free to download, with in-app purchases available.
Do SPEND or WalletSplit have ads?
Neither SPEND nor WalletSplit shows ads.
Which is updated more often, SPEND or WalletSplit?
SPEND ships an update every 6 days, and WalletSplit every 5 weeks. Most recently, SPEND was updated on October 15, 2026 and WalletSplit on October 6, 2026.

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