MyPoint CU Mobile vs Vanilla Safe
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyPoint CU Mobile
Consolidate all your financial accounts, even from other institutions, into one organized view. Track balances, transactions, and set alerts for bills and low funds. Securely manage your personal finances on the go.
- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Secure 4-digit passcode
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The MyPoint Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact MyPoint Credit Union customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the MyPoint Mobile App, you must be enrolled as an MyPoint Credit Union Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Vanilla Safe
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When something happens, open the app and know exactly what to do. State-specific, step-by-step guidance walks you through the right actions in the right order: medical emergency, death, or urgent document access. No panic. No waiting for a call back. What's inside your Legacy Safe Key Documents — Wills, trusts, powers of attorney, and healthcare directives, stored securely and accessible to the right family members when needed Key People — Invite and manage your own first-call contacts, family members, and fiduciaries. The right people named and ready before a crisis hits Account Information — Pre-populated from Vanilla where available, or link accounts directly via Plaid. A complete financial picture from day one Take Action — State-specific, step-by-step guidance for any emergency: medical crisis, death, or urgent document access. Guided through exactly what to do and who to call first
Screenshots
Verdict
The clearest difference is iOS requirement: Vanilla Safe at 16.0 against MyPoint CU Mobile's 18.4. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | MyPoint CU Mobile | Vanilla Safe |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.3K ratings) — better | — |
| Positive reviews | 57.8% of reviews | — |
| Number of ratings | 3.3K — better | — |
| Update frequency | Monthly | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.4 | 16.0 — better |
| Further details — not scored | ||
| Size | 196 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | MyPoint Credit Union | Vanilla Technologies Inc |
Bugs and requests
MyPoint CU Mobile
Reported bugs
3 issues- App hangs during updates
- Crashes and freezes on login screen
- Incompatible with iOS 17 on iPhone 8
Requested features
3 requests- Add last 4 digits of credit card on bill pay
- Provide email link to reset password
- Improve notification system for deposits
Vanilla Safe
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MyPoint CU Mobile
No in-app purchases
Vanilla Safe
No in-app purchases
Questions
Is MyPoint CU Mobile free?
Is Vanilla Safe free?
Do MyPoint CU Mobile or Vanilla Safe have ads?
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