Comparison

BluPeak vs MyPoint CU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BluPeak

Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.

Highlights
  • Check account balances
  • Pay bills
  • Deposit checks
  • Transfer funds
  • Locate ATMs and branches
  • View transaction history
  • Activate cash back offers
Features
Read full description

BluPeak Mobile App Manage your accounts anytime, anywhere 24/7 with BluPeak’s Mobile Banking App. Optimized for your iOS device, BluPeak Mobile is fast, secure and always FREE.* - Securely check account balances and recent banking activity - Transfer money between BluPeak accounts and set up external accounts - Deposit checks - Send payments to trusted people via Zelle® - Report cards lost or stolen - Submit travel notices - Set up balance and activity alerts - Find 30,000+ Fee-FREE Co-Op ATMs - Monitor your Credit Score - Keep track of your finances via our money management tool. - Connect with us using Secure Chat or Secure Message - Pay monthly bills - Plus Much More! For more information on BluPeak’s mobile banking capabilities, privacy and security policies, visit www.blupeak.com. Insured NCUA. *No monthly charge from BluPeak. Mobile and data rates may apply when using mobile banking.

About

MyPoint CU Mobile

Consolidate all your financial accounts, even from other institutions, into one organized view. Track balances, transactions, and set alerts for bills and low funds. Securely manage your personal finances on the go.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Secure 4-digit passcode
Features
Read full description

The MyPoint Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact MyPoint Credit Union customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the MyPoint Mobile App, you must be enrolled as an MyPoint Credit Union Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

Screenshots

BluPeak4 screens
MyPoint CU Mobile4 screens

Verdict

The call

The clearest difference is monetization model: BluPeak at free against MyPoint CU Mobile's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for BluPeak against 4.8 for MyPoint CU Mobile. Both are backed by a comparable volume of ratings — 3.2K and 3.3K respectively. Written reviews split almost evenly too, at 57% and 58% positive.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 20, 2026.

Scorecard1 real difference · 9 level
BluPeak versus MyPoint CU Mobile: the parameters behind the verdict, then further details
ParameterBluPeakMyPoint CU Mobile
PriceFreeFree
Rating4.8 (3.2K ratings)4.8 (3.3K ratings) — better
Positive reviews57.5% of reviews57.8% of reviews — better
Number of ratings3.2K3.3K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size162 MB196 MB
Age rating4+4+
DeveloperBluPeak Credit UnionMyPoint Credit Union

Customer experience

BluPeak

All ratings3,192 ratings
Positive96.0%
Neutral1.4%
Negative2.6%
Written reviews80 reviews
Positive57.5%
Neutral8.8%
Negative33.8%

MyPoint CU Mobile

All ratings3,279 ratings
Positive96.1%
Neutral1.3%
Negative2.6%
Written reviews45 reviews
Positive57.8%
Neutral4.4%
Negative37.8%

User reviews

BluPeak

From 3.2K App Store ratings

What we love

  • 👍 Helpful and friendly staff
  • 💡 Convenient mobile banking features
  • 🚀 Easy to use app
  • 💡 Secure and reliable banking
  • 👍 Great credit building options

Room to improve

  • 🐛 Unresponsive app and issues with Plaid integration
  • 🐛 Unreliable app updates causing loss of functionality
  • 🐛 Difficult to navigate and find needed features
  • 🐛 Inconsistent user experience across platforms
  • 🐛 Frequent app crashes and login issues

MyPoint CU Mobile

From 3.3K App Store ratings

What we love

  • 👍 Prompt and efficient service
  • 💡 Useful for transferring funds to outside accounts
  • 👍 Easy to use and well-laid out app
  • 👍 Convenient banking experience on mobile

Room to improve

  • 🐛 Trouble with app updates and reinstallation
  • 🐛 Compatibility issues with older devices
  • 🐛 Unreliable check deposit functionality
  • 🐛 Inaccurate balance display and refresh issues

Bugs and requests

BluPeak

Reported bugs

4 issues
  • Transfers not always completing successfully
  • Mobile deposit issues with image capture
  • Frequent app crashes and login problems
  • Incompatibility with VPN usage while traveling

Requested features

5 requests
  • Bring back Face ID login
  • Improve ATM/branch locator functionality
  • Add widget option to display account balances
  • Enhance mobile check deposit experience
  • Provide better visibility of upcoming bills and transactions

MyPoint CU Mobile

Reported bugs

3 issues
  • App hangs during updates
  • Crashes and freezes on login screen
  • Incompatible with iOS 17 on iPhone 8

Requested features

3 requests
  • Add last 4 digits of credit card on bill pay
  • Provide email link to reset password
  • Improve notification system for deposits

In-app purchases

None

BluPeak

No in-app purchases

None

MyPoint CU Mobile

No in-app purchases

Questions

Is BluPeak free?
BluPeak is free to download, with no in-app purchases.
Is MyPoint CU Mobile free?
MyPoint CU Mobile is free to download, with no in-app purchases.
Which has better reviews, BluPeak or MyPoint CU Mobile?
MyPoint CU Mobile is rated higher. BluPeak averages 4.8 out of 5 from 3.2K ratings, while MyPoint CU Mobile averages 4.8 from 3.3K ratings.
Do BluPeak or MyPoint CU Mobile have ads?
Neither BluPeak nor MyPoint CU Mobile shows ads.
Which is updated more often, BluPeak or MyPoint CU Mobile?
BluPeak ships an update monthly, and MyPoint CU Mobile monthly. Most recently, BluPeak was updated on October 20, 2026 and MyPoint CU Mobile on October 20, 2026.

Other comparisons