BluPeak vs MyPoint CU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BluPeak
Manage your finances on the go with this mobile banking app. Access account balances, pay bills, deposit checks, and transfer funds securely. Find nearby ATMs and branches with integrated mapping.
- Check account balances
- Pay bills
- Deposit checks
- Transfer funds
- Locate ATMs and branches
- View transaction history
- Activate cash back offers
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BluPeak Mobile App Manage your accounts anytime, anywhere 24/7 with BluPeak’s Mobile Banking App. Optimized for your iOS device, BluPeak Mobile is fast, secure and always FREE.* - Securely check account balances and recent banking activity - Transfer money between BluPeak accounts and set up external accounts - Deposit checks - Send payments to trusted people via Zelle® - Report cards lost or stolen - Submit travel notices - Set up balance and activity alerts - Find 30,000+ Fee-FREE Co-Op ATMs - Monitor your Credit Score - Keep track of your finances via our money management tool. - Connect with us using Secure Chat or Secure Message - Pay monthly bills - Plus Much More! For more information on BluPeak’s mobile banking capabilities, privacy and security policies, visit www.blupeak.com. Insured NCUA. *No monthly charge from BluPeak. Mobile and data rates may apply when using mobile banking.
MyPoint CU Mobile
Consolidate all your financial accounts, even from other institutions, into one organized view. Track balances, transactions, and set alerts for bills and low funds. Securely manage your personal finances on the go.
- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Secure 4-digit passcode
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The MyPoint Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact MyPoint Credit Union customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the MyPoint Mobile App, you must be enrolled as an MyPoint Credit Union Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Screenshots
Verdict
The clearest difference is monetization model: BluPeak at free against MyPoint CU Mobile's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for BluPeak against 4.8 for MyPoint CU Mobile. Both are backed by a comparable volume of ratings — 3.2K and 3.3K respectively. Written reviews split almost evenly too, at 57% and 58% positive.
Both ship on a similar rhythm, roughly monthly. Both last shipped on October 20, 2026.
| Parameter | BluPeak | MyPoint CU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.2K ratings) | 4.8 (3.3K ratings) — better |
| Positive reviews | 57.5% of reviews | 57.8% of reviews — better |
| Number of ratings | 3.2K | 3.3K — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 162 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | BluPeak Credit Union | MyPoint Credit Union |
Customer experience
BluPeak
MyPoint CU Mobile
User reviews
BluPeak
From 3.2K App Store ratingsWhat we love
- 👍 Helpful and friendly staff
- 💡 Convenient mobile banking features
- 🚀 Easy to use app
- 💡 Secure and reliable banking
- 👍 Great credit building options
Room to improve
- 🐛 Unresponsive app and issues with Plaid integration
- 🐛 Unreliable app updates causing loss of functionality
- 🐛 Difficult to navigate and find needed features
- 🐛 Inconsistent user experience across platforms
- 🐛 Frequent app crashes and login issues
MyPoint CU Mobile
From 3.3K App Store ratingsWhat we love
- 👍 Prompt and efficient service
- 💡 Useful for transferring funds to outside accounts
- 👍 Easy to use and well-laid out app
- 👍 Convenient banking experience on mobile
Room to improve
- 🐛 Trouble with app updates and reinstallation
- 🐛 Compatibility issues with older devices
- 🐛 Unreliable check deposit functionality
- 🐛 Inaccurate balance display and refresh issues
Bugs and requests
BluPeak
Reported bugs
4 issues- Transfers not always completing successfully
- Mobile deposit issues with image capture
- Frequent app crashes and login problems
- Incompatibility with VPN usage while traveling
Requested features
5 requests- Bring back Face ID login
- Improve ATM/branch locator functionality
- Add widget option to display account balances
- Enhance mobile check deposit experience
- Provide better visibility of upcoming bills and transactions
MyPoint CU Mobile
Reported bugs
3 issues- App hangs during updates
- Crashes and freezes on login screen
- Incompatible with iOS 17 on iPhone 8
Requested features
3 requests- Add last 4 digits of credit card on bill pay
- Provide email link to reset password
- Improve notification system for deposits
In-app purchases
BluPeak
No in-app purchases
MyPoint CU Mobile
No in-app purchases
Questions
Is BluPeak free?
Is MyPoint CU Mobile free?
Which has better reviews, BluPeak or MyPoint CU Mobile?
Do BluPeak or MyPoint CU Mobile have ads?
Which is updated more often, BluPeak or MyPoint CU Mobile?
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