Comparison

EasyWallet Mobile vs acba digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EasyWallet Mobile

This secure payment app allows instant payments for over 800 services, including utilities, loans, and medical bills. It also offers money transfers, card management, spending tracking, and a digital garage for vehicle-related payments. Users can earn cashback in digital currency.

Highlights
  • Instant payments for 800+ services
  • Fast money transfers
  • Card management
  • Spending tracking
  • Scheduled and bulk payments
  • Digital currency cashback
  • Digital vehicle garage
Features
Read full description

easywallet—a secure app for instant payments at your fingertips. easywallet is an online payment system that allows you to pay instantly regardless of time and location. It’s free to use. It saves you time. It’s handy and easy. The app has a sophisticated verification system to ensure maximum data security. With easywallet, you can pay for 800+ services—more than any other financial app in Armenia has to offer. Register and verify your easywallet account and let’s get going. Here’s what you can pay for via easywallet: - Utilities, including condominium fees - Loans - Medical services - Insurance - The Internet & TV - Mobile communication - Bookmaking - Parking fines, etc. Here’s what else you can do in easywallet: • Open a free bank account directly in the app Open a bank account anytime, anywhere. Pay no commission fees when topping up the account via EasyPay payment kiosks and no service fees either. • Make fast money transfers Sending money is just a click away. Transfer money from: - easywallet account to another easywallet account with 0% commission - card to card - card to easywallet account • Replenish your easywallet via: - attached bank card - in-app bank account - loan - Skrill wallet • Keep your cards in one safe place Add your Visa, Mastercard, Amex, and Payoneer cards to easywallet and use them as necessary. • Track your spendings Keep track of your expenses to get your spending under control. • Make bulk payments Pay for multiple services in a single click. Organize your payments in groups or star them as “favorites” to find them instantly on the home page. • Schedule payments Forget about the payments you need to make regularly. Set a recurring payment schedule and let easywallet do your job. • Get easycoins easycoin is the digital currency of easywallet. Get easycoins as a cashback and by taking part in our social media giveaways and contests that take place periodically. 1 easycoin = 1 AMD. • Add your car to EasyGarage The reliable online garage for your car. Check if you have any penalty points and pay traffic penalties, parking fines, property tax, CMTPL insurance bills, and more in one place—your digital garage. • Choose between light and dark modes Your comfort first. Select the color mode you find best for complete accessibility. • Make QR code payments An alternative payment method available at numerous points of sale. Make secure payments with QR codes. • Request money Ask for money from friends or family when you need it most. Pay easily and live easily. Any questions left? Drop us an email at info@easypay.am.

About

acba digital

Manage your finances remotely with this secure mobile banking app. Perform transactions, pay bills, apply for new products, and access digital cards. Enjoy fast and convenient banking from anywhere.

Highlights
  • Online onboarding and registration
  • Biometric login (fingerprint/facial recognition)
  • Account balance and transaction viewing
  • Money transfers and bill payments
  • Loan, savings, and card applications
  • Digital card issuance and payments
  • Investment and insurance purchases
Features
Read full description

acba digital is the mobile banking application of Acba bank OJSC. It is a secure and convenient tool for everyday remote banking. The brand new app was designed and created to make your banking simple and fast. You just need to download the app, become a user via online registration and gain the benefits of the provided services. acba digital allows you to manage your finances whenever and wherever it is convenient for you. The application will give you access to the following features: • Become a customer via online onboarding process (some services are limited) • Get access to your banking products via online registration process • Log on quickly and securely with your fingerprint or facial recognition • Check your account balances and pending payments • View individual transaction details • Transfer money between accounts, and make transfer within Republic of Armenia • Pay utility bills and make utility payment groups • Pay Road Police fines, property taxes, parking bills and much more • Pay your loan or credit card bill • Apply for loans, savings, cards and more • Block card transactions, close cards, activate SMS service and more • Reset your password • Update your contact details • Get Visa digital card in your application and make payments via Apple Pay/Google Pay • Make card to card transfers within Armenia and worldwide • Order Bank to make periodic transfers and payments instead of you • Track your pension program balance anytime • Purchase car, travel and other insurances • Invest your money buying securities • Send or receive money via Contact, QR and Link and ATM • And much more KEEPING YOU SAFE ONLINE We use the latest online security measures to protect your money, your personal information and your privacy. acba digital is protected by Thales Gemalto Mobile Protector SDK. Gemalto Mobile Protector makes wise and privacy-friendly use of biometrics: no biometric data is stored in data centers or servers. It all stays within the user's mobile securely. Gemalto Mobile Protector integrates a combination of proven security mechanisms – such as code obfuscation, encryption, key protection mechanisms with appropriate key management, device binding, and root and jailbreaking detection. This solution helps to comply with the requirements of the revised PSD2's Regulatory Technical Standard (RTS). https://www.thalesgroup.com/en/markets/digital-identity-and-security/banking-payment/digital-banking/sdk/mobile-protector CONTACTING YOU We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname. Any text messages we send you will come from Acba bank.

Screenshots

EasyWallet Mobile4 screens
acba digital4 screens

Verdict

The call

The clearest difference is rating: acba digital at 4.3 against EasyWallet Mobile's 2.6. acba digital also leads on review sentiment (45% vs 29%). EasyWallet Mobile's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

acba digital holds the better App Store score, 4.3 against 2.6. Both are backed by a comparable volume of ratings — 27 and 61 respectively. Written reviews point the same way: 29% of EasyWallet Mobile's written reviews are positive against 45% of acba digital's.

UpkeepUpdate frequency

EasyWallet Mobile ships an update every 3 weeks, acba digital fortnightly. The most recent releases landed on September 13, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
EasyWallet Mobile versus acba digital: the parameters behind the verdict, then further details
ParameterEasyWallet Mobileacba digital
PriceFreeFree
Rating2.6 (27 ratings)4.3 (61 ratings) — better
Positive reviews29.3% of reviews45.0% of reviews — better
Number of ratings2761 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size261 MB191 MB
Age rating17+4+
DeveloperEasyPay LLCACBA BANK OJSC

Customer experience

EasyWallet Mobile

All ratings27 ratings
Positive33.3%
Neutral11.1%
Negative55.6%
Written reviews41 reviews
Positive29.3%
Neutral4.9%
Negative65.9%

acba digital

All ratings61 ratings
Positive83.6%
Neutral1.6%
Negative14.8%
Written reviews40 reviews
Positive45.0%
Neutral12.5%
Negative42.5%

In-app purchases

None

EasyWallet Mobile

No in-app purchases

None

acba digital

No in-app purchases

Questions

Is EasyWallet Mobile free?
EasyWallet Mobile is free to download, with no in-app purchases.
Is acba digital free?
acba digital is free to download, with no in-app purchases.
Which has better reviews, EasyWallet Mobile or acba digital?
acba digital is rated higher. EasyWallet Mobile averages 2.6 out of 5 from 27 ratings, while acba digital averages 4.3 from 61 ratings.
Do EasyWallet Mobile or acba digital have ads?
Neither EasyWallet Mobile nor acba digital shows ads.
Which is updated more often, EasyWallet Mobile or acba digital?
EasyWallet Mobile ships an update every 3 weeks, and acba digital fortnightly. Most recently, EasyWallet Mobile was updated on September 13, 2026 and acba digital on September 21, 2026.

Other comparisons