Bank ABC OTP vs OPTIM SOFT TOKEN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bank ABC OTP
This multi-factor authentication app generates unique One Time Passwords for secure access to digital banking platforms. It ensures safe transactions by verifying your identity and protecting your account.
- One Time Password generation
- Multi-factor authentication
- Secure digital banking access
- Account protection
- Transaction authentication
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Generate a temporary ‘One Time Password’ with Bank ABC OTP, a multi-factor authentication app that generates a unique Password necessary to log on to Bank ABC’s digital banking platforms. It allows you to successfully and securely conduct transactions by authenticating your identity and protecting your account at the same time.
OPTIM SOFT TOKEN
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OPTIM Soft Token offers a new strong authentication mean (including Signature) using a mobile device instead of DIGIPASS or Certificate. OPTIM Soft Token is a software version of the physical DIGIPASS (by Vasco) authentication tools already used for connexion and signature on CA-CIB Web Portals (OPTIM Trade and OPTIM.net https://www.optimnet.ca-cib.com). OPTIM Soft Token application has been integrated to MyOptim.net application (already online) OPTIM Soft Token can also be used for the authentication and the signature of transactions in OPTIM.net portal, MyOPTIM.net & OPTIM Trade portal.
Screenshots
Verdict
The clearest difference is iOS requirement: OPTIM SOFT TOKEN at 13.0 against Bank ABC OTP's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bank ABC OTP ships an update every 16 months, OPTIM SOFT TOKEN every 9 months. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.
| Parameter | Bank ABC OTP | OPTIM SOFT TOKEN |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (10 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 10 — better | — |
| Update frequency | Every 16 months | Every 9 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 6 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank ABC | CA-CIB |
In-app purchases
Bank ABC OTP
No in-app purchases
OPTIM SOFT TOKEN
No in-app purchases
Questions
Is Bank ABC OTP free?
Is OPTIM SOFT TOKEN free?
Do Bank ABC OTP or OPTIM SOFT TOKEN have ads?
Which is updated more often, Bank ABC OTP or OPTIM SOFT TOKEN?
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