IdentityForce vs Curl Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IdentityForce
This app provides active members with anywhere access to identity theft protection. It offers advanced fraud monitoring, credit report tracking, and identity restoration services, all secured with two-factor authentication and Touch ID. Stay protected from fraud on the go with timely alerts and secure access.
- Advanced Fraud Monitoring
- 3-Bureau Credit Report Monitoring
- Identity Restoration Experts
- Interactive Identity Alerts
- Encrypted Anywhere-Access
- Two Factor Authentication (2FA)
- Device Scanning with VPN
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The IdentityForce Mobile App, brought to you by IdentityForce, Inc., enables active members to take their Identity Theft Protection anywhere – world-class capabilities empowering you to spot fraud quickly with a snapshot view of all critical alert notifications. Depending on the IdentityForce Plan selected, members get access to Advanced Fraud Monitoring, 3-Bureau Credit Report Monitoring, and identity restoration experts. Designed and influenced by our members through surveys and a preview community, IdentityForce has built and released a mobile app that features intuitive navigation with a zero-tolerance policy for advertising or promotional materials. IdentityForce’s top priority is security, and the mobile app features both Two Factor Authentication (2FA) and Touch ID. So no matter whether you are traveling overseas, away on vacation, or you just don’t want to be tethered to your desktop computer, IdentityForce Mobile makes sure you are protected anywhere, anytime. For nearly 40 years, IdentityForce, Inc. has provided best-in-class, highly scalable, award-winning identity theft, privacy, and credit protection solutions to consumers, businesses, and government agencies. A pioneer of identity protection, IdentityForce’s innovation and customer-centric approach has made the company a trusted partner for both organizations and individuals. Take your fraud protection to the next level with… • Convenient and confidence-boosting security • Encrypted anywhere-access • Interactive identity alerts • Secure storage edits & uploads • Timely fraud news & tips • Comprehensive device scanning including an encrypted virtual private network (VPN) To download the IdentityForce Mobile App, you need to be an active IdentityForce Member. You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service below. Learn more about IdentityForce at https://www.identityforce.com. Terms of Use: https://www.sontiq.com/terms-of-use/ Privacy Policy: https://www.sontiq.com/privacy-policy/ For technical support or questions, contact us at 1-888-439-7443.
Curl Budget
Manage your finances solo or with others. This app connects to your bank, automates transaction categorization, and helps you track budgets to stay on pace. It offers features for shared workspaces, multi-currency support, and crypto wallet monitoring.
- AI-powered transaction categorization
- Shared budgeting for families and couples
- Multi-currency account tracking
- Crypto wallet balance monitoring
- Savings goals and financial projections
- Receipt capture with OCR
- Automated bank transaction imports
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Take control of your spending — solo or together. Curl Budget connects to your bank accounts and uses smart automation to categorize transactions, track budgets, and keep you on pace. A subscription is required for full functionality. Explore all features in a free demo workspace without a subscription. SMART CATEGORIZATION • AI-powered categorization learns your spending patterns (opt-in) • Choose cloud or on-device AI for maximum privacy • Create custom rules with flexible matching logic • Select multiple transactions to bulk-edit categories and tags BUDGETS THAT ACTUALLY WORK • Set budgets by category or tag with weekly, monthly, or annual periods • Envelope method: allocate income to categories, carry unused balances forward with rollover • Navigate between budget periods to review and adjust your spending plan • Get notified before you overspend, not after • See exactly how much you have left to spend BUILT FOR FAMILIES & COUPLES • Share a workspace with your partner or family • Everyone sees the same transactions and budgets • Role-based permissions keep you in control MULTI-CURRENCY • Set your preferred display currency for all reports and budgets • Track accounts in different currencies with automatic conversion • Auto-detects currency from your device locale CRYPTO WALLET MONITORING • Track Bitcoin, Ethereum, and Solana wallet balances • Daily balance snapshots integrated into your net worth • Paste any wallet address — auto-detects the blockchain GOALS & PROJECTIONS • Set savings goals and track your progress • Financial projections show where you're headed • Retirement planning with Monte Carlo simulations NET WORTH & CASH FLOW • Track your net worth over time across all accounts • Cash flow projections based on recurring rules and history • See which rules contribute to each projected month RECEIPT CAPTURE • Snap a photo or import from your library • Multi-page capture for long receipts (up to 10 pages) • OCR reads the amount and date automatically • Match receipts to transactions for record-keeping ALERTS & NOTIFICATIONS • Daily summaries with new transactions and budget pace • Sync alerts when a bank connection stops working • Fraud alerts for unusual amounts, unfamiliar merchants, or atypical spending • Notification inbox keeps everything organized RETURN TRACKING • Automatic refund detection linked to original purchases POWERFUL INSIGHTS • Cash flow charts show income vs. expenses over time • Search and filter transactions by category, recipient, date, and more • Drill down from summaries to individual transactions • Spot trends and understand your financial habits AUTOMATION THAT SAVES TIME • Automatic transaction imports from your banks • Import Apple Card and Apple Cash via FinanceKit (iOS) • Import OFX, QFX, and QBO files from other apps • Smart transfer detection between your accounts • Duplicate and double-charge detection • Split transactions across multiple categories • Recurring transactions spread across budget periods • Rules run automatically — set it and forget it FLEXIBLE ACCOUNTS • Connect your bank through Plaid • Add manual accounts for cash or unsupported banks • Tag transactions for custom tracking and budgets PRIVACY FIRST • We never see your bank credentials • Plaid handles authentication with bank-grade security • Your data stays yours EARLY ACCESS Curl Budget grows intentionally — admitting new users daily. Try all features immediately in a free demo workspace. SUBSCRIPTION PRICING • Start with a free trial — no commitment • Less than a Netflix subscription • You keep your subscription price forever • Full-featured — no paywalls for core functionality Available in English, Spanish, Portuguese, and Russian. Supports dark mode. Whether you're tracking solo or sharing finances in your household, Curl Budget gives you clarity without complexity. Terms of Service: https://curlbudget.com/terms-of-service.html Privacy Policy: https://curlbudget.com/privacy-policy.html
Screenshots
Verdict
The clearest difference is review sentiment: Curl Budget at 100% against IdentityForce's 13%. Curl Budget also leads on rating (5.0 vs 2.9) and update cadence (weekly vs every 2 months). IdentityForce's advantage is in-app purchases (none vs 2) and ratings volume (499 vs 1). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Curl Budget sells 2 in-app purchases, starting at $4.99 per month. IdentityForce asks for nothing beyond the download.
Curl Budget holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: IdentityForce has 499 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 13% of IdentityForce's written reviews are positive against 100% of Curl Budget's.
IdentityForce ships an update every 2 months, Curl Budget weekly. Both last shipped on October 7, 2026.
| Parameter | IdentityForce | Curl Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (499 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 13.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 499 — better | 1 |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 17.4 |
| Further details — not scored | ||
| Size | 38 MB | 63 MB |
| Age rating | 17+ | 4+ |
| Developer | IdentityForce, Inc | Carl Gieringer |
Customer experience
IdentityForce
Curl Budget
Bugs and requests
IdentityForce
Reported bugs
4 issues- App stuck in perpetual login loop
- Face ID/Touch ID not working
- Alerts not displaying properly
- Blank screens and server errors
Requested features
4 requests- Improve app stability and responsiveness
- Expand app features to match website
- Streamline login and authentication process
- Provide faster credit score updates
Curl Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
IdentityForce
No in-app purchases
Curl Budget
- Curl Budget (Monthly)1 Month trial$4.991 Month
- Curl Budget (Annual)1 Month trial$49.991 Year









