AMIO Mobile vs Ardshinbank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AMIO Mobile
Manage your banking needs entirely from your smartphone. Open accounts, apply for loans, make payments, and exchange currency with a secure and user-friendly interface. Access all AMIO Bank services conveniently, anytime, anywhere, without needing to visit a branch.
- Open accounts online
- Manage cards and deposits
- Apply for loans
- Make domestic and international transfers
- Pay bills and loans
- Exchange currency
- Order plastic cards
Read full descriptionHide full description
Your Bank, Simplified AMIO Mobile is a secure and intuitive mobile banking app that puts your finances fully under your control — anytime, anywhere. Open accounts, manage cards, make payments, and apply for banking products directly from your phone. No branches. No paperwork. Just banking that works around your life. Register online and access AMIO Bank services wherever you are, whenever you need them. · Open & Apply — Fully Online · Open a current account · Open and manage deposits · Purchase AMIO Bank bonds · Open a digital card · Apply for loans online · Order plastic card delivery · Request income declarations and references · And more Pay, Transfer & Exchange · Transfers within Armenia and internationally · ArCaPay transfers · Budget and utility payments · Loan repayments (including loans from other banks) · Deposit top-ups · Fast and convenient currency exchange · And more everyday payments
Ardshinbank
Manage your finances securely and conveniently from anywhere. This app allows you to check balances, transfer funds, pay bills, and apply for loans with ease. Stay in control of your accounts through real-time notifications and efficient card management.
- Check account balances
- Transfer money
- Pay bills
- Apply for loans
- Real-time notifications
- Card management
Read full descriptionHide full description
Ardshinbank brings secure, convenient banking to your fingertips. With the official mobile app, you can manage your finances quickly and confidently, wherever you are. Check balances, transfer money, pay bills, and apply for loans, all in just a few taps. Designed for simplicity and security, the app helps you stay in control of your accounts with real-time notifications, easy card management, and fast transactions. Whether you’re handling everyday payments or planning bigger financial steps, Ardshinbank makes managing your money smooth, reliable, and effortless.
Screenshots
Verdict
The clearest difference is rating: AMIO Mobile at 4.1 against Ardshinbank's 3.2. AMIO Mobile also leads on review sentiment (20% vs 11%). Ardshinbank's advantage is iOS requirement (13.0 vs 16.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AMIO Mobile holds the better App Store score, 4.1 against 3.2. Both are backed by a comparable volume of ratings — 16 and 45 respectively. Written reviews point the same way: 20% of AMIO Mobile's written reviews are positive against 11% of Ardshinbank's.
AMIO Mobile ships an update every 2 months, Ardshinbank monthly. The most recent releases landed on September 19, 2026 and September 22, 2026 respectively.
| Parameter | AMIO Mobile | Ardshinbank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (16 ratings) — better | 3.2 (45 ratings) |
| Positive reviews | 20.0% of reviews — better | 10.8% of reviews |
| Number of ratings | 16 | 45 — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 120 MB | 78 MB |
| Age rating | 17+ | 4+ |
| Developer | AMIO BANK, CJSC | Ardshinbank CJSC |
Customer experience
AMIO Mobile
Ardshinbank
In-app purchases
AMIO Mobile
No in-app purchases
Ardshinbank
No in-app purchases
